Most Economical Resort - Beyond Year 1

[VGCgroupie]

How am i following you when you reply to my thread with another poster ? You were not in the discussion ( not that you were unwelcome, but I was not replying to you or in a conversation with you)



I do not change any debate because the gender of the person. Most of the time I don't even know on a forum.

But when your having a discussion and someone makes absolutist statements like no one gets VB as SAP or hyperbolic statements you should expect to called out on them regardless of gender. ( I have been called out many times and been proven wrong many times)

However, my flippant response to what I perceive was a hyperbolic statement ( I think it was about reservations going for over $30 a point) caused you any offense , I do apologize for that as I was only trying to make the point that this very forum has an average about $19 / point for rentals. I will refrain from doing that in the future as it was not fair.

Your quite insulting reply regarding my frequent failure to correct my VR text from Polly to Poly - was in fact much worse yet I was able to move on and ignore it as it was just a heated debate.

I said nobody that knows what the acronym SAP means is buying VB as SAP, do others not in the know buy it and use it that manner? Probably. I said it in the "room" and yes I had been part of the conversation prior to making that statement. I didn't tag/quote you as to not engage with you directly because I frankly don't want to.

My only reasoning for bringing up gender is that I wouldn't allow my husband to demand an apology from me so I wont be allowing anyone else to do so either.

Lastly you did not move on I moved on, you clearly feel the need to have the last word and I was finally tired of it.

Edit to add I was part of this conversation since page 1 and yet again recently prior to making my VB comment.

 

[AstroBlasters]

Perhaps we should redirect this back to the fantastic work that @ehh is providing for the community.

 

[Sandisw]

Yes, back on topic please!

 

[Chili327]

@VGCgroupie , I think you are fantastic!

aww thanks. I for sure think you are too.

Indeed!!
Even if my first impression was a little awkward. lol (username)

Perhaps we should redirect this back to the fantastic work that @ehh is providing for the community.

Yes, back on topic please!

10-4

 

[VGCgroupie]

Indeed!!

Even if my first impression was a little awkward. lol (username)

The even more hilarious part is I had that username on another forum for many years (slickdeals) and still do, I dont do much deal seeking over there anymore

 

[D-Trick]

The even more hilarious part is I had that username on another forum for many years (slickdeals) and still do, I dont do much deal seeking over there anymore

I used to love slickdeals. Then after logging in from the EU my account was flagged and deleted (cause it's apparently against EU protection laws), and I lost all my rep points. Haven't really been back like I used to...

 

[VGCgroupie]

I used to love slickdeals. Then after logging in from the EU my account was flagged and deleted (cause it's apparently against EU protection laws), and I lost all my rep points. Haven't really been back like I used to...

Awwww darn! For some reason I loved collecting those rep points.

 

[Chili327]

How does higher than expected dues affect these charts?
I’m thinking the high increase in BLT may have thrown a wrench in the gears for years 5-17.

 

[Tatebeck]

How does higher than expected dues affect these charts?
I’m thinking the high increase in BLT may have thrown a wrench in the gears for years 5-17.

Meh. It just had a major refurb and had very low dues before that. So a single year increase you can't tell that much from. Also it really only looked like a large increase when compared percentage wise, but wasn't that large $ wise. The percentage looked much larger because of how low the dues have been.

It increased by around 70 something cents, and a ton of other resorts also increased in the 60ish-70ish cent range, but their dues were already higher though so the percentage looked smaller.

The next year or two may tell us more about where it is actually headed post refurb.

 

[DoubleBaconBLT]

How does higher than expected dues affect these charts?
I’m thinking the high increase in BLT may have thrown a wrench in the gears for years 5-17.

The cumulative annual increase since inception went from 5.0% to 5.3% with this year's large increase. So if you use all historical data to build the projection it adds 0.3% to the annual cost going forward.

If you instead believe that 8-9% increases are the new normal, then it adds 3-4% to the annual cost going forward.

As with all long term financial models, the assumptions you make heavily impact the results, analysis, and conclusions. Even if you put in a 9% annual dues increase, a BLT contract retains long term value. I built a discounted cash flow model for my BLT contract which showed that when I assume a 5% annual increase in rack rates, a 5% increase in annual dues, and a 5% risk free rate of return, my contract has an internal rate of return (IRR) of 19% compared to just booking BLT rooms at rack rate. It has a 12% IRR if booking BLT rooms at a 25% discount. If I change the dues projection to a 9% annual increase, the IRR drops to 16% and 8% respectively. That's still better than the risk free rate, and well in range of what most long term investments will provide. Put another way, given that I plan to go to Disney every year, it's still a better option to own a DVC contract than it is to invest that money and pull funds out to pay for the vacations directly.