When we bought, we wanted AKV but SSR was a really good price! So, after asking some questions here, we got some great advice. We split our points--150 at each. Each year we have 300 points to use at one resort by banking/borrowing. This year it's SSR, so we're at the Treehouses. We banked our 2009 AKV points, and so for 2010 we'll have 300 to use at AKV.