Alright, I'll bite. Yes, a char meal runs approx. $37x3+$17x3, which is more or less $200 for us ($150+tax+tip). Great.
So I currently have planned (very rough / early)...
CRT. This is 2 points. But, we're going with a family that hasn't been since the adult was about 5, and I think it would be neat to take her (and kids) to a special dinner in the castle w my dd who loves princesses, while she is still 6, after having been to BBB that day, and visited A&E thanks to FP+.
Then, we've planned the Biergarten, because our ds loved the ambiance and the feeling like you're outside when you're really inside so much that when asked if he could pick any one restaurant to do on the upcoming trip, he picked that. Noted, we're doing one for him cuz he's getting older, and had an opinion and liked it.
Then, we're doing the Luau (2 pts), because we're going w same said family who stayed at the Poly w me as kids... we're talking 5 and 9'ish. And today, we're re-living staying at the Poly and bonding over it being the first time she's been back since childhood, and so we want to enjoy the Luau. I know it's not an authentic Luau, I've been to Hawaii. But it's still fun and even I haven't done it since 2010.
Then, our last point is on Ohana, which is one of the most hotly spoken-of restaurants on the Dis. Done it twice for breakfast, loved Stitch, loved the heck out of it both times, and now we see its dinner menu and want to try it, again, cuz we're staying at the Poly. It looks REALLY good, even tho it's majorly expensive. It will be so nice to walk home from the Ohana or Luau right to our room, stopping by the beach to watch wishes or the water pageant on the way.
Now we're going for 7 nights, and we have one point left. This point can be spent on the Y&Y, which we'll hit up cuz we loved it last time. Or, it can be spent at the San Angel, which we haven't tried in 3 years, despite every time saying "we should try that, because it's awesome in here, and reminds us of the Blue Bayou in DL (a personal favorite) how it looks out over the boat ride". So what we'll probly do is just spend the "point" on whichever happens to have a more expensive entrée, and pay cash for the other.
We also have 2 nights at LEGOLAND planned, and 2 nights of transition during which we plan to enjoy some combination of offsite things for cheaper. I'm debating this... maybe the go-karts / gatorland, maybe the rope bridge place, maybe DQ, or maybe BB weather permitting, cuz our tickets include a freebie DQ or waterpark. We may eat at the lighthouse lobster place you spoke of, or it may be the Bluezoo in the Dolphin, where we're staying for free (points) for these couple days and could get childcare as part of our dinner.
So. Tell me where you'd save us money, while not sacrificing the experiences that are valuable to us, or substituting something mundane like "Chilis" which we don't even do much at home cuz it's kind of boring and expensive for what you get in a day-to-day-life regard. We're staying at one hotel (LEGOLAND) because we are
LEGO fanatics. We are staying in a second because it's free (Dolphin) and then our real vacation starts when we check in at the freshly renovated Poly for a week. All up, our trip is almost 2 weeks, and it spans hotels from our absolute favorite hotel in the world (Poly) to one we think we'll love (LL) to one we are doing because it's free (Dolphin), and doing so lets us pick up a little longer stay, and a few days to peddle around. Once we park at the Poly, we will not touch our car for a week, and that's important to us.
This is all "Disney dollars". I plan to get at a minimum 7% off everything.
Where would you sir save us money.
Note, I took your challenge and posted what you requested. Maybe consider doing the same yourself.