:mad: Got a fraud alert on my credit card

[punkin]

Someone tried to charge $360 at some on-line thing. They also said there was a $1 charge at a place I've never heard of a few days ago. I wonder where they got my card number? That card hasn't been out of my sight ever. Oh well. I had to cut up my card and hopefully I will get a new one in a few days. I am very upset by the whole thing even though it didn't cost me anything.

 

[DawnM]

Well, be thankful it was caught.

I had my iTunes hacked for $350 and since it was linked to my Paypal account they got the money from my CC AND my bank account.

I spent hours with iTunes, Paypal, Visa and my bank to straiten it all out.

Dawn

 

[paladin]

I wonder where they got my card number?

Sometimes they don't even need your number - I've read about crooks who use number generators - they just try random numbers (often for a small amount) to see if it goes through.

 

[mtblujeans]

They could have gotten your card number from just about any where. I guess they run the $1 charge thru, first, to make sure it will be accepted. If that goes thru, they start running up more. It is frustrating. The last time I had a problem like this, we had just gotten back from WDW and I had used my card there. Chase Disney caught the activity and notified me and we canceled that card and issued another. They were very good about it.

Good luck and I hope this gets taken care of smoothly for you.

 

[Robinrs]

I had one that Bank of America caught last week. Someone tried to use my card for Napster and then for the Apple Store. I understand that Napster is a place they try first THEN go for the big things.

Soooo glad it was caught.

 

[mrseace711]

I work for a local bank in customer service, alot of transactions have started with a purchase made online by the customer on reputible sites like Amazon.com but a few days later strange charges start appearing. Also iTunes accounts have been hacked in many cases and they start off with a .99 cent start randomly here and there and the charges get larger and larger and can go on for a few months if not caught specially when customers are also making purchases they just assume it was one of theres when they see the small amounts and ignore it.

 

[Thumper_Man]

Same here. Couple of months ago, someone did the same to me. My SW Chase Card was charged a small amount, something like a $1.58. Chase called me the moment it happened and asked if I had authorized a purchase. They said most hackers test the card first to see if transactions go through before they start trying to make large purchases. It was a pain to deal with, but I was thankful for Chase catching it before I was hit for much more.

 

[Magix]

I had that happen with my AmEx. Someone got hold of the number and used it at a liquor store in New Jersey (for something like $300). The card has not been out of my house and the ONLY place I ever use it is online with Ticketmaster.com for AmEx concert ticket pre-sales. But, AmEx spotted the oddity right away and let me know, so it was all fixed up with no problem and they sent me a new card. Makes me wonder about Ticketmaster, though...

 

[ICF]

It happened to my wife with her Disney Visa.

She had only used the cards a couple of times for the initial bonus offer, and probably hadnt used it in 6 months when we got a call from Chase about suspicious activity.

Now idea how it happened, but all we had to do was fill out a form saying we didnt make the charges and they closed that card down.

 

[Snowflakey]

I had one that Bank of America caught last week. Someone tried to use my card for Napster and then for the Apple Store. I understand that Napster is a place they try first THEN go for the big things.

Soooo glad it was caught.

OMG this exact thing happened to me a few weeks ago!! It was my local bank debit card. They tried a $1.00 charge to Napster and my bank caught it and put a freeze on my account.

I used my card that morning to grab a bagel and then tried to use it again two hours later and the bank had a freeze on it

Great job done by my bank!!!

 

[beansmom]

happens all the time..it's happened to us at least 4 times over the last 3 years on different cards. it's just a hazard of our times.