I think it's less about money and more about TIME.
I think this is correct, or more correctly (desperation to experience)=(cost/time). One more factor of course, the higher the value that you place on money the higher the desperation. Someone making 30K a year is more likely to place a higher value and be more careful with their money that someone making 100K.
Analysis:
I first came to WDW in 1989 for 4 days and we were there open to close because that's all the time and money that we had. My cost/time ratio was high. I think this is the case of most people.
I came in 2004 as a contractor at Lockheed and knew that I would just be here one year. With an AP and a year to go, not so desperate due to the cost/time ratio.
Now I am a permanent resident of Orlando (4 years and counting). I get to the park at opening, stay till noon when it starts to get busy or hot, I leave. I know I can just come back next week with no extra cost. And leaving at noon allows me to have the rest of the day to do something else. I also know that I can just wait until Sept. if I really want exclusivity. With this situation, for example, if something is closed for refurb that I wanted to experience, it's no big deal. I also live within 20 minutes of all Disney and Uni parks. Comparatively few, who want to come to WDW, have this low cost/time ratio.
Conclusion:
Analyzing this in the lens of the original poster, the higher the desperation to experience, the further you move from Social Norms to Business Norms. If it costs you nothing to be nice, most people with be. When it starts costing something to be nice, people don't want to pay the price of being nice to you.


