I didn't know about this when I went shopping this morning...maybe others do. Anyways, when I went to the register at Kohls this morning I had my 25% off friends & family coupon. She asked if I was using my Kohls charge & said it would give me another discount. I got an additional 20% off my order for using my card. I also had $10 in reward points so I ended up "saving" over $360 and spent only $129. Also got 20 bucks in Kohls cash so overall a great deal.