Have you logged onto "My Disney Experience" yet and linked your reservations?
Once you do that, you will get to personalize your magic band when it is time. If you use a magic band (which I highly recommend) you will not have or need a card.
Everyone gets a MB. When the MBs first came out, key cards were available upon request at check in, but I don't know if that's still possible. They were giving them out (when requested) until they got rid of them, but I don't know if that's still the case. Hopefully someone else will be able to give some insight.
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