We took the plunge ! Bought 200 points @ AKL, with March UY. Getting the 400 point incentive pays for our Oct trip, plus we can bank this year's points for next year's trip !
I did some research on how to pay for the points. Our bank (Scotiabank) will charge us $1.056 to purchase US dollars (which I'm pretty happy with as the "official" rate is $1.049), while my credit card will charge me $1.070. On this large of a purchase, it makes sense to forgo the credit cards rewards, and send Disney a money order (almost costs $300 more to pay by credit card).
I did some research on how to pay for the points. Our bank (Scotiabank) will charge us $1.056 to purchase US dollars (which I'm pretty happy with as the "official" rate is $1.049), while my credit card will charge me $1.070. On this large of a purchase, it makes sense to forgo the credit cards rewards, and send Disney a money order (almost costs $300 more to pay by credit card).