Thanks for the advice, but as I said it "isn't" an issue

I've used the deluxe plan many times, so I know how it works and I think I know if it is an issue or not, just this past April we "saved" over $500 & had some credits to spare, so although I know how to get more for the credits, it really isn't a priority, not that it was last time either. I just asked to compare the restaurants and I didn't care about price or credits but I wanted to put that in there so I didn't get feedback on price as it wasn't an issue.
But thanks for the advice, although you didn't answer my question just told me about the credits/system

(this might sound mean & I am not trying to be, I just though it was funny)
& to everyone else thank you. I think we will stick with Jiko.