I think in most cases, people could spend a lot less than any of the dining plans cost, but that comes with another cost -- the need to focus on economizing during a vacation. It may very well be worth paying more money to have a less cumbersome experience, allowing the members of your party to order more and more varied choices than they would have if they were paying out-of-pocket.
Very good points. Of course, for many people, they may eat less expensively, even without economizing. For example, the average prices TS meal at Plaza Restaurant, including dessert and soda, is only $20. So if that's the type of meal someone wants, they aren't going to get any value on the DDP.
Or, let's say I am someone who wants TS for every meal, but I normally skip desserts and soda. So if I simply want 3 medium-priced entrees...
I could get:
Breakfast at the Wave: Spinach, Tomato, and Onion Omelet - served with breakfast potatoes and a biscuit $9.49
Lunch at the Plaza: Tuna Salad Sandwich - tuna salad with lettuce and tomato on freshly baked croissant $10.49
Dinner... let's go to Tony's -- Grilled Pork Tenderloinn - With a Caper Pomodoro sauce and Creamy Parmesan Polenta $19.99
So while the DDP costs about $46.....
I just got the 3 TS meals that I wanted, for only $40!
I didn't economize, simply picked what I wanted. In fact, I picked 3 TS meals instead of only 1 TS meal, and it still comes out $6 cheaper than using the DDP.
If I really wanted to be bold.... I could go to California Grill for dinner... and order..
House-made Potato and Cheese Ravioli - with Florida Corn Puree, Summer Squash, Vidalias, and Black Truffle* $28
So while the DDP would have included just 1 TS credit --- For about the exact same price of the DDP, I just used 4 TS allotments. It's true, I passed on snacks, sodas and desserts. But I would hardly say that I "economized." I simply got what I really wanted to get.
Now, if you really *want* all those desserts, and you really *want* the more expensive entrees, then the DDP will certainly save you money.