Resale value is a non-issue for me. I will use my DVC points until I am unable to travel. If they are almost worthless at that point, I don't care. I am using them now to treat DH and me, family and friends. DH and I expect to get our money's worth even if the points are worth zero at the end. We are NOT wealthy and we have a lot invested (1000 points), but I include DVC in my expense column, with things like movies and plays, not in my asset column. Of course I am already 59, so my perspective is entirely different from you youngsters!
Great post!
enjoy!