Insurance. What do you use? Insurance through DVC?

[Ralph&Pam]

Just trying to understand correctly. I am not aware if third party insurance will cover the cost of a DVC stay on point. Was the trip that you made a claim for a DVC stay on points? if, so did Allianz reimburse you in any way for the cost of the room or is the DVC insurance the only way to recoup some of the costs of a DVC room when staying on points.

No, the Allianz policy excludes reimbursement of timeshare-related expenses, so the point cost would not be covered. Our claim was for a cruise cancellation due to a medical emergency about 3 weeks prior to the cruise. We received partial reimbursement from DCL and the rest through the insurance, along with some non-refundable airfare.

 

[Brian Noble]

I self-insure unless the completely-lost anount is getting well into five figures. There aren't many trips for which that's true--cruises, package tours, that sort of thing. I've burned a few flights, hotel nights, and timeshare exchanges here and there, but I suspect I am still coming out ahead.