insurance w/packages

[Mommy2PrincessAbby]

We paid a whopping one-time $59 (or was it $69?) to cover dd and I on our almost $3k disney trip... we are now 5 days out, and God forbid something happens, I will be thrilled I spent that $59 so I can get back my $3k... if nothing happens I don't consider $59 a big waste of money. Its not like my $77 a month a pay for car insurance until the end of time... where I really really hope I'll never need it, but I buy it because I have to!