Insurance for New Bookings - Coverage for being denied boarding

[ofcabbagesandkings]

Has anyone who is reserving a Fall 2021 cruise purchased insurance yet? I'm about to put down a deposit but it occurred to me I don't feel comfortable with DCL being able to deny me boarding (not saying they should let sick passengers board, but I want to be able to recoup the cost of the cruise if I can't sail). Are there any insurance providers who are currently offering to cover denied boarding, both at the departure port and in ports of call?

 

[insureman]

Every personal lines and commercial lines insurance carrier we deal with has a pandemic or Covid exclusion. From what I understand you can't even get a cancel for any reason travel policy. Not sure what DCL is doing with their travel policy.

 

[ofcabbagesandkings]

Thanks. I've done some digging, and it seems if you are denied boarding because of a fever or other health screening and get a doctor's note confirming your illness, that would be covered under general sickness cancellation. DCL is also offering a 75% cancel for any reason credit towards future cruises, but you can only transfer that credit once and if you use it on a cheaper cruise it's considered used up.