I agree that it stinks and what is the difference if you talk to them on the phone and then decide two weeks later or if you talk to them in person and then decide, I am not sure. The guides are supose to tell people that the incentive is only good for the next 5 or 7 days (I can't remember which one). So my advice to anyone reading these boards would be take the tour on your first day of vacation and if you don't decide then, it still gives you the next couple days of your vacation to think about it and then go back. My guide did tell me that if he gets a chance to talk to people on the phone before coming down he clearly tells them about this so that they know before they coming that they will have to make this decision while they are there or loose the incentive or just don't take the tour without having all the facts and being almost ready. Unfortunatly, everyone doesn't have the benefit of knowing this ahead of time. I agree Karen, I was lucky, not only did I get the incentive the second time, but since I was within 30 days of my original purchase I was able to get the good finance rate.