Congratulations and welcome home! As far as cold feet goes, yes we are new owners at BCV as well with 600 points. I keep asking my self did I make the right decision? Its a lot of money, should I have started out smaller? I know I made the right decision as you probably do to, I am just the kind of person that worries about every decision I make only to find out later that all my worrying was for nothing. I am sure in a couple of years we will both be saying, as everyone else here does, it is the best decison I ever made and I wish I had done it sooner.