If I bought 25 points resale could I then add on with Disney

[FloFlo71]

Hi, if I bought a small resale 25 or 50 points would I then be able to buy small addons from Disney Direct again around the 25 / 50 point mark. Or do I need a minimum amount of points to be able to buy addons from Disney.

 

[bobbiwoz]

You can add on through Disney if you own 25 points. You can add on anything from 25 more points (cash) on up. If you wanted to finance your add on, the minimum is 50.

Bobbi

 

[FloFlo71]

Thank you, that sounds good, I am in UK and know that resale agents won't take card payments so I could buy a small contract cash money transfer from them and then purchase using a card with Disney direct.

Anyone know why resale agents won't take card payments?

 

[Dean]

Thank you, that sounds good, I am in UK and know that resale agents won't take card payments so I could buy a small contract cash money transfer from them and then purchase using a card with Disney direct.

Anyone know why resale agents won't take card payments?

$$$, they have to pay a fee of between 2-4% (give or take) depending on the card type and their specific contract. Some will take cards for the deposit only though I suspect this is in violation of their CC user agreement to deny card usage for some services but not others. Some companies have taken cards for the entire purchase in the past on a case by case basis. Some might if you agree to pay extra to cover the fees and some might take paypal though I don't know what's involved with paypal as an overseas member.

The other issue that likely comes into play with both CC's and PP is that both give the consumer options and protections that are negative to the company and seller (disputes, etc) and they would incur extra risks not found with other payment methods. If you inquire enough, I'm sure you'll be able to find someone who will accept a CC and/or paypal. You might look at ebay listings for this purpose.

 

[FloFlo71]

Timeshare store advertise on ebay, does this mean they accept paypal?

Thanks

 

[nunzia]

Hi, if I bought a small resale 25 or 50 points would I then be able to buy small addons from Disney Direct again around the 25 / 50 point mark. Or do I need a minimum amount of points to be able to buy addons from Disney.

Yes..that is exactly what I did. Bought small resale at OKW so I could get VGC at under the minimum. The only thing was missing was I never got a tote bag

 

[Dean]

Timeshare store advertise on ebay, does this mean they accept paypal?

Thanks

Not necessarily. Contact the usual suspects and ask. I'd bet someone will say OK to make the sale. If not, email me directly and I'll give you some additional suggestions.

 

[saintstickets]

When you purchase an add-on direct from Disney, can you specify the UY?

 

[Dean]

When you purchase an add-on direct from Disney, can you specify the UY?

Yes, not only that, for less than the direct purchase amount (? 160), it must be the same UY.

 

[saintstickets]

Thx Dean. Couple more questions.
1) Is there somewhere I can review the DVC contract with rules and regs before the purchase?

2) I realize purchasing through resale involves closing costs/commission and a negotiated agreement with seller regarding current year maintenance fees. If purchasing an add-on from Disney, are the MF's prorated for the balance of the calendar year and what are Disney's costs?

 

[Dean]

Thx Dean. Couple more questions.
1) Is there somewhere I can review the DVC contract with rules and regs before the purchase?

2) I realize purchasing through resale involves closing costs/commission and a negotiated agreement with seller regarding current year maintenance fees. If purchasing an add-on from Disney, are the MF's prorated for the balance of the calendar year and what are Disney's costs?

Unless you can find someone who will let you look at their POS or send you one, I'm not aware of where you can review one prior to purchase. You can buy then cancel within 10 days, even resale. When you buy direct, fees are prorated from the LATER of when you sign, when the resort opens or when your "unit" comes online. Currently for add ons, there are no closing costs. Many people (if not most) overpay on maint fees on resale, that can be an issue for a larger contract but not so much on a small one as we are discussing here. One does have to look at the overall package as well as their own needs.

 

[FloFlo71]

Not necessarily. Contact the usual suspects and ask. I'd bet someone will say OK to make the sale. If not, email me directly and I'll give you some additional suggestions.

Thank you Dean I have emailed the three main resale agents recommended on here and so far have been told no by 1 just waiting for the other 2 to reply.

 

[maznorm]

I am also in the UK and considering all of the same things. If we can't pay with a card payment, how do we pay for resale? Also, how do we pay Disney for an add on, can this be done with a card payment?

 

[FloFlo71]

You can pay with a card with Disney, but with resale agents they want you to pay by money transfer or bankers draft in US dollars.

 

[Darkside]

You can also buy two 25 point contracts and finance them. That's what I did.(25 point contracts are the easiest to sell, plus I have 3 children and wanted to be able split them up)

 

[Dean]

You can also buy two 25 point contracts and finance them. That's what I did.(25 point contracts are the easiest to sell, plus I have 3 children and wanted to be able split them up)

True but not as your primary purchase directly from Disney. You must already be an owner to do it the way you suggest. The OP is looking at buying in for a small number of points then adding on later, likely in small increments as the cash is available. Once you're an owner, even if you only own the 25 points, you can do as you say currently.