I may only buy direct from now on

[Sandisw]

Interesting, I was told hard stop NO!
even by a manager ‘ supervisor

Can you explain details for context? I have always been able to swap around my points.

I booked RIV with my VGF points recently for my Jan trip…within the 7 months. . Then we altered the April trip which I had booked some nights using my resale RIV for home resort booking.

So, I went in and modified my 7 month booking..switched the order of my contract…and rebooked it using my RIV points instead. No need to cancel and rebook.

 

[Robbie Cottam]

Yes, it’d be the same UY since they have to be in the same membership.

Now, I can’t do it because my direct RIV are an Aug UY and my resale RIV are a Dec UY.

However, my resale RIV are with direct VGF points which are also good at RIV so I’ll never lose any points being restricted since I can make adjustments at 7 months, even if it means changing from SV to PV if need be.

They were the same points, from the same contract….. I wanted to borrow 15 points from the next year of a contract so that I could transfer 15 current year points to my now wife….almost identical to the procedure intamin cited…

the explanation I was given is that once a reservation was confirmed the only way to get the points released is to cancel…..

what ever, I’ll call member service tomorrow and get them to explain,

but like I said hard stop no,

 

[intamin]

They were the same points, from the same contract….. I wanted to borrow 15 points from the next year of a contract so that I could transfer 15 current year points to my now wife….almost identical to the procedure intamin cited…

the explanation I was given is that once a reservation was confirmed the only way to get the points released is to cancel…..

what ever, I’ll call member service tomorrow and get them to explain,

but like I said hard stop no,

That's really weird. In this case, there'd be no way to do it if there isn't a room in the current UY that will force you to borrow exactly 15 points and the room you book must at least be 31 days out so the points don't go into holding. Maybe you were at the end of your UY and there was nothing they could book? Although I'm not sure if they have to jump through the same hoops we do.

 

[Sandisw]

They were the same points, from the same contract….. I wanted to borrow 15 points from the next year of a contract so that I could transfer 15 current year points to my now wife….almost identical to the procedure intamin cited…

the explanation I was given is that once a reservation was confirmed the only way to get the points released is to cancel…..

what ever, I’ll call member service tomorrow and get them to explain,

but like I said hard stop no,

I think I may see the difference You can’t replace points in a reservation without having other points already sitting eligible to swap around.

In your case, you wanted to free up points from a reservation using borrowed points but borrowed points can’t be used unless you are booking something.

For that to work…you would have had to book a fake reservation, borrow the points, and then cancel.

At that point, you’d have been able to modify, use the borrowed points and free up the current points…which you could the. Transfer

What we are talking about is having the points there ready to go. In your case, you didn’t have them to use and why they couldn’t be swapped into the reservation because the system wouldn’t be able to borrow since you had enough points to cover what you had booked.

So, what they told you was correct because you didn’t have borrowed points already to be used.

If you went in tonight, and borrowed points for something new and then canceled it…as long as it is at least 31 days or more from now, you can go back, modify your current trip, follow to the end, and rebook without changing anything and it will pick up the borrowed points and free up your current points. I have done it several times when I wanted borrowed points in a trip I was more confident was happening.

 

[intamin]

I think I may see the difference You can’t replace points in a reservation without having other points already sitting eligible to swap around.

In your case, you wanted to free up points from a reservation using borrowed points but borrowed points can’t be used unless you are booking something.

For that to work…you would have had to book a fake reservation, borrow the points, and then cancel.

At that point, you’d have been able to modify, use the borrowed points and free up the current points…which you could the. Transfer

What we are talking about is having the points there ready to go. In your case, you didn’t have them to use and why they couldn’t be swapped into the reservation because the system wouldn’t be able to borrow since you had enough points to cover what you had booked.

So, what they told you was correct because you didn’t have borrowed points already to be used.

Thanks for explaining that better than I can LOL. But yes, if you play with the reservation system you'll see it won't let you borrow points if you have current UY points available. You have to create a fake reservation. One that is 31+ days out and in the current use year which is what I meant in my original example when I said "force points into the current use year". For me I had to make a reservation that borrowed exactly 81 points and then I cancelled the fake reservation. THEN you modify the reservation you want to keep and it'll free up the current use year points which can then be transferred to another person or be banked. Doing this allowed me to bank AKV points in exchange for AUL points. In your case it would've allowed you to transfer to your now wife by freeing up 15 current UY points.

 

[Robbie Cottam]

I think I may see the difference You can’t replace points in a reservation without having other points already sitting eligible to swap around.

In your case, you wanted to free up points from a reservation using borrowed points but borrowed points can’t be used unless you are booking something.

For that to work…you would have had to book a fake reservation, borrow the points, and then cancel.

At that point, you’d have been able to modify, use the borrowed points and free up the current points…which you could the. Transfer

What we are talking about is having the points there ready to go. In your case, you didn’t have them to use and why they couldn’t be swapped into the reservation because the system wouldn’t be able to borrow since you had enough points to cover what you had booked.

So, what they told you was correct because you didn’t have borrowed points already to be used.

If you went in tonight, and borrowed points for something new and then canceled it…as long as it is at least 31 days or more from now, you can go back, modify your current trip, follow to the end, and rebook without changing anything and it will pick up the borrowed points and free up your current points. I have done it several times when I wanted borrowed points in a trip I was more confident was happening.

Like I said i was told under no circumstances…..
I’ll call tomorrow and see what they have to say…_
its irrelevant at this point …. But I don’t like be giving bad info

 

[AstroBlasters]

Thanks for explaining that better than I can LOL. But yes, if you play with the reservation system you'll see it won't let you borrow points if you have current UY points available. You have to create a fake reservation. One that is 31+ days out and in the current use year which is what I meant in my original example when I said "force points into the current use year". For me I had to make a reservation that borrowed exactly 81 points and then I cancelled the fake reservation. THEN you modify the reservation you want to keep and it'll free up the current use year points which can then be transferred to another person or be banked. Doing this allowed me to bank AKV points in exchange for AUL points. In your case it would've allowed you to transfer to your now wife by freeing up 15 current UY points.

This is some Jedi Master level DVC stuff….

 

[Sandisw]

Like I said i was told under no circumstances…..
I’ll call tomorrow and see what they have to say…_
its irrelevant at this point …. But I don’t like be giving bad info

You weren’t given bad info because what you wanted done can’t happen until you borrow points for something else and then cancel it.

They were correct that they can not swap points between reservations without canceling one or that they can’t borrow to swap into a trip until you are out of points.

Once you borrow points and cancel the trip with borrowed points, they can absolutely move them into a different trip.

But you have to do that step first which is why MS told you it couldn’t be done because you have not booked and canceled a trip with borrowed points.

But as we have shared, as long as you have points in the correct status in your account , whether from different contracts, banked or borrowed, then reallocation is allowed and possible as long as you are at least 31 days out.

 

[PolyRob]

Like I said i was told under no circumstances…..
I’ll call tomorrow and see what they have to say…_
its irrelevant at this point …. But I don’t like be giving bad info

MS will not confirm what @Sandisw and @intamin mentioned is doable while it 100% is. It's the same as the one time use point trick. MS won't advertise that you can pre purchase one time use points by booking a reservation 31+ days in advance that will require the desired number of one time use points, get off the phone, immediately cancel it, and then freely book with those one time use points in the 7 month window online. It's a great trick for someone short on points attempting to secure a 7 month booking prior to MS opening, but MS won't tell you it's possible or just sell you one time use points without booking something.

 

[Robbie Cottam]

You weren’t given bad info because what you wanted done can’t happen until you borrow points for something else and then cancel it.

They were correct that they can not swap points between reservations without canceling one or that they can’t borrow to swap into a trip until you are out of points.

Once you borrow points and cancel the trip with borrowed points, they can absolutely move them into a different trip.

But you have to do that step first which is why MS told you it couldn’t be done because you have not booked and canceled a trip with borrowed points.

But as we have shared, as long as you have points in the correct status in your account , whether from different contracts, banked or borrowed, then reallocation is allowed and possible as long as you are at least 31 days out.

So, what you are describing is a circumstance where it could be done….
I now know it’s a loophole….
if they knew about it and told me it ‘was not possible, under any circumstance” member service gave me false information….

they job is to help us all use our points…. Withholding that information, inconvenienced me….

 

[Stargazer65]

A 45/55 % split of direct/resale points distributed over 4 different resorts is the ideal mix.

 

[Sandisw]

So, what you are describing is a circumstance where it could be done….
I now know it’s a loophole….
if they knew about it and told me it ‘was not possible, under any circumstance” member service gave me false information….

they job is to help us all use our points…. Withholding that information, inconvenienced me….

To be fair, I think they need to be careful in telling people things that can be confusing or loopholes because the majority of people may not understand, especially with borrowing. They are never going to tell you to borrow unless you initiate that direction.

And, just like you were unaware of it, my guess is so are most CMs since the vast majority of owners are not going to borrow points for fake trips, just so they can do something with the other points. I’d even go to say that most owners here on the DIS don’t have a need to know it either.

As mentioned, it’s like OTU points, MS does not promote that you can buy them for a fake trip, cancel and then have them so you can use when you want at 7 months online …they stick to the rules.

 

[Robbie Cottam]

To be fair, I think they need to be careful in telling people things that can be confusing or loopholes because the majority of people may not understand, especially with borrowing.

And, just like you were unaware of it, my guess is so are most CMs since the vast majority of owners are not going to borrow points for fake trips, just so they can do something with the other points. I’d even go to say that most owners here on the DIS don’t have a need to know it either.

As mentioned, it’s like OTU points, MS does not promote that you can buy them for a fake trip, cancel and then have them so you can use when you want at 7 months online …they stick to the rules.

All good points.
And it is a total moot point since this trip was last Nov.
My my issue, is and is always going to be I was told there was NO way to do it,

Hard stop, NO! Not possible!

that is factually inaccurate.

Either, by lack of knowledge, or policy MS refused to explain the process that is allowed that would have gotten me what I wanted to do.

I agree that not every member should be borrowing points for a straw vacation, or that every front line agent should know how to do it, or recommend it.

However, when a member escalates the call to a supervisor, the super visor should know how to do it.

And if asked should disclose the process even if it come with some wavier sod liability.

Or, DVC should fix the loophole so that you can simple borrow points directly, to do want I needed to do and remove the loophole….

 

[NewDisneyEnthusiast]

After not buying direct for over a decade, and a strong supporter of buying resale, I may have just done a complete 180 on this thinking…

As I’ve known forever, and read posts about this forever, the convenience of buying direct, is substantial. I’ve ALWAYS supported buying resale as the savings are very substantial and worth whatever the inconvenience. But…

I just bought VGF direct as the incentives were just too good to pass up. I requested and was approved a Dec UY after agreeing on terms with my guide on a few quick phone calls.

Within 1 hour, I received edocs & my new master was loaded into my online account. I’m still shell shocked tbh.

Takeaways from my personal perspective…
1. Dealing with Disney direct is SO much nicer, quicker and better than dealing with brokers.

2. Discussing DVC (which I love doing with anyone & everyone) was absolutely awesome doing so with a CM who was dedicated to giving me the best deal & experience.

3. Not waiting to hear from broker. Not having to deal with brokers passive/aggressively telling me my lowball offers were offensive to seller with no accountability or interest in making my buying experience magical.

4. No waiting for title company to send docs to Disney for recording.

5. No waiting for MS “to get to” entering my contract to set up account after waiting for broker to send it in the first place

6. No waiting for points to be deposited after already waiting for MS “to get to” setting up my account.

7. No ROFR drama or waiting

In short, I basically paid the same, or even less, on my direct contract vs resale (given the current incentives). I’d GLADLY pay up to $3k more buying direct vs resale just for the magical experience not to mention the blue card benefits.

I just might’ve shifted into a “Only buy direct” consumer which I never thought I’d be. Just my .02 for anyone who might be on the fence like I was. I’m so TOTALLY EXCITED to own a direct VGF contract now. My goodness I feel like a kid on Christmas morning!! Literally giddy seeing my new Blue Card in my account View attachment 788451

Congratulations!! We just did our online notary for direct VGF this past Friday. This is/was our first experience in any DVC purchase. We also felt the incentives were too great to pass up. Our guide was a pleasure to work with and the whole process was so simple, easy and quick. It was almost too easy. We were kicking around the idea since July about buying into DVC. During our Aug trip to BWI we decided to pay the DCV folks a visit at the BWV model. Toured the VGF & BCV models, the lounge at Epcot and 3 days later we bought in. Our guide helped us rebook our 24 Jan BC resort trip to BCV stay. We too are still on the DVC high.

 

[Genie+]

It was almost too easy.

We were surprised how easy the process was. Much different than our resale experience.

Now a 100pt add-on is just a few clicks away. The temptation lol.

 

[thelionqueen]

Congratulations!! We just did our online notary for direct VGF this past Friday. This is/was our first experience in any DVC purchase. We also felt the incentives were too great to pass up. Our guide was a pleasure to work with and the whole process was so simple, easy and quick. It was almost too easy. We were kicking around the idea since July about buying into DVC. During our Aug trip to BWI we decided to pay the DCV folks a visit at the BWV model. Toured the VGF & BCV models, the lounge at Epcot and 3 days later we bought in. Our guide helped us rebook our 24 Jan BC resort trip to BCV stay. We too are still on the DVC high.

Best adrenaline fix there is
Congratulations

 

[Lorana]

Not really, the point of the thread, but interesting since you brought up VDH. To us, for VDH, the resale restrictions weren’t as big a problem as the TAT…

This! I was all excited to buy VDH points, until I saw the TAT, and then changed my mind. My small VGC contracts will have to do, and I'll just accept we'll never do big family trips to Dsineyland.

 

[Stargazer65]

This! I was all excited to buy VDH points, until I saw the TAT, and then changed my mind.

You have to get a TAT before you can buy VDH? That's hard core, I thought only biker gangs made you get a TAT to join.

 

[D-Trick]

You have to get a TAT before you can buy VDH? That's hard core, I thought only biker gangs made you get a TAT to join.

Well, we ARE talking about Disneyland... but I believe they prefer the term "social club" and not biker gang.