I love credit cards so much!

[havaneselover]

Is there a code you need to use or just check out using Chase Pay?

No code--it came off automatically.

 

[Albort]

Raises her hands high! I guess since it’s an online offer it doesn’t matter that I have no Kroger near me?

ETA: If I use my AmEx Gold, I should earn 4x MR, correct, since it’s a grocery store?

I was wondering the same thing. No Kroger near us.

in theory yes, but it codes 3x as CIP(i think?) makes me wonder if its another coding...

 

[DaveL]

Will United allow you to book it via phone since they could verify that they’ve are indeed not an unaccompanied minor and probably can override it? I know I have had issues with DS as my CP and it looks like he is traveling by himself and have had to call SW to resolve.

Funny, I have used the CP now 8 times for dd6 and not had any issues. The first time it booked her ticket as a standard ticket not as a CP and still gave me an option to add a CP ticket. I called to make sure it was correct and they could not figure out how it happened but assured me it was a valid ticket. LOL. I was even able to rebook my ticket at a better rate several times and not cancel hers.

 

[miztressuz]

Raises her hands high! I guess since it’s an online offer it doesn’t matter that I have no Kroger near me?

ETA: If I use my AmEx Gold, I should earn 4x MR, correct, since it’s a grocery store?

Possibly not. Kroger's online GC sales come direct from BlackHawk Network (GCM) so it may not actually code as Kroger grocery (and why it seems to earn 3x on CIPs). From the checkout page "I also understand that the prepaid cards offered through this site are sold by Blackhawk Network, Inc. The charge on your credit card will appear as GIFTCARDS. Kroger . " So not sure how AmEx will see it.

 

[mefordis]

Will United allow you to book it via phone since they could verify that they’ve are indeed not an unaccompanied minor and probably can override it? I know I have had issues with DS as my CP and it looks like he is traveling by himself and have had to call SW to resolve.

Yes probably. My husband told me to call but to be honest I just cannot stand to call the airlines -- all the holding and the clack clack clack of the keyboard. I know, I'm weird!

 

[kmc8826]

Not exactly sure on the timing. Did you PC to the no-AF Arrival? Barclays considers those the same product, so if you did you'd have to close the Arrival before trying for the Arrival+ again.

In the past I've always read to leave it closed for 6 months before applying again to maximize your chances at approval. At best, you'd probably have to wait at least 1 month after closing the no-AF Arrival to prevent Barclays from reopening the old account.

To successfully churn the Arrival Plus do you keep it for the year and then just close out? Wait 6 months and then apply again? Just curious as to your timeline. I actually have successfully churned mine (but not intentionally). Had it years ago but then closed it out when they changed it from the 5% to 10%. Got it this September and the system still remembered me (my bank account for payments was still in the system). Not sure if that is good or really bad?!?

Just got approved for the Amex Platinum Business card that I regretted cancelling. I wasn’t ever able to find an offer without the once per lifetime bonus language. So, I did the next best thing and used a referral link from DH. The $200 airline credit this year and again in January will take some of the sting out of the annual fee. I wanted to get approved for this one before I go ahead and cancel the Schwab one once the AF posts too. I’m happy about having a card I shouldn’t have cancelled to begin with.

Congratulations! When I called in to get the 100k for 10k in 3 months offer I was told that the offer was available “as long as you have never received a bonus on it before.” So I really do think the 20k referral is as much as you could hope for right now.

I’ve been trying to figure out the same thing...we have all chase cards.....I’ve been able to book hotels with our URs...but when I look to see theAmex MRs needed to book the same stay it’s 2 to 3 times the number of points..since I have the CSR
We don’t travel internationally and fly SW...so I haven’t been able to figure out how to get value out of paying the high annual fees for the Amex cards I’d need to accumulate enough MRs to book hotels with them...definitely have FOMO on some of the Amex cards....but really think the best thing for us is to accumulate URs...
I’ll be without a MSR next month for the first time since May..next Chase applications will be in January

appreciate all the great advice I’ve received here...Thanks to everyone here my DH and I will be able to visit my son 4 times a year instead of 2..all paid for with points..
Happy Thanksgiving All

I completely understand. I focused on Chase for the longest time but now both of us are pretty much tapped out. And now that Disney is gone as an option, we don’t fly Southwest, have the IHG, Hyatt, SPG cards, plus DVC, realistically I don’t know how much I even need my hoard of UR’s. Almost every morning on my run I consider if I should just cash out another 100k of UR’s (leaving me only 100k) left. The sad reality is that the $1000 would be nice to have right now where the UR’s don’t mean as much. So I guess what I am saying is focus on what is working for you right now (Chase) and realize that things might change and then you can figure that out then.

 

[kmc8826]

My Amex Biz Plat came today. I called to activate it and had to talk to someone! Awkward and unexpected! “You have quite a few cards with us and business cards with us...tell me why you wanted this one.” I felt like I was thrown into a spur of the moment job interview. Babbling was involved. Sad but true.

For those considering the triple dip and for those keeping track (@Lain) I applied November 16. Statement closes December 16.

It really is a nice card. When I am done with this I might have to go get it out of my wallet and admire it again. I was telling my husband (or my employee as told to the rep) about my one the spot interview and he asked what the spend is. I told him that I didn’t want too as we are making these spends way fast these days. @CyndiLouWho and @amalone1013 I know we got the SPG Lux/upgrade about the same time. I met mine about a month ago (points posted immediately) and we met the spend yesterday and points posted on my husbands Lux upgrade today. A month and a half. If he knows the spend he will find stuff to buy. I think we might be in a little bit of an enabling relationship with cards right now. After this one is met might be time for a little break. Of course I do want to get him the Amex Gold with my 20k referral bonus before the deal goes away on January 9...

 

[Haley R]

Just saw Ralph Breaks the Internet and it was so good! Dh even loved it! So much better than fantastic beasts, which stinks but I was excited for them both.

 

[Lain]

My Amex Biz Plat came today. I called to activate it and had to talk to someone! Awkward and unexpected! “You have quite a few cards with us and business cards with us...tell me why you wanted this one.” I felt like I was thrown into a spur of the moment job interview. Babbling was involved. Sad but true.

For those considering the triple dip and for those keeping track (@Lain) I applied November 16. Statement closes December 16.

It really is a nice card. When I am done with this I might have to go get it out of my wallet and admire it again. I was telling my husband (or my employee as told to the rep) about my one the spot interview and he asked what the spend is. I told him that I didn’t want too as we are making these spends way fast these days. @CyndiLouWho and @amalone1013 I know we got the SPG Lux/upgrade about the same time. I met mine about a month ago (points posted immediately) and we met the spend yesterday and points posted on my husbands Lux upgrade today. A month and a half. If he knows the spend he will find stuff to buy. I think we might be in a little bit of an enabling relationship with cards right now. After this one is met might be time for a little break. Of course I do want to get him the Amex Gold with my 20k referral bonus before the deal goes away on January 9...

Couldn’t you activate online at open.com/confirm?

 

[disneymagicgirl]

She can’t because at some point at least one kid would be unbookable as an unaccompanied minor. Either DH +kid1, kid2 unaccompanied; DH alone with kid1 + kid2 unaccompanied. Unless they are booked as unaccompanied (and extra fees I believe) I don’t think 2 kids plus 1 adult will work in 2 bookings.

Ooohhh I see. SW just makes you link it to an adult’s reservation number.

 

[kmc8826]

Couldn’t you activate online at open.com/confirm?

Doing it online was my original plan and what I have always done in the past. Put site in and looked little weird but since at work and going through their firewalls and not mobile I went with it. But then it prompted me to log in and it looked different. I panicked it was a phishing site or something and logged out. Didn’t want to deal and called. Might have been able to just call and have that be automated but then system didn’t like my answer to the security question and sent me to a live person. Just all weird.

Of course now I have changed my Amex password and have been logging onto the site every couple hours making sure nothing crazy going on. It has taken a lot to gather these MR points I have so far. I don’t want to lose them!

 

[kidsfirsttrip]

The Arrival+ was the card to put me over 5/24 last year. I had zero regrets! I am still at 5/24 now. I had just gotten to 4/24 when I jumped on the Amex plat. Again, no regrets. Dh is under at 2/24 but we still have work to do with chase soon for him so I’m gonna keep my fingers crossed the 70k holds for a bit.

Congrats on your approval!!

Do you use your arrival or is it sockdrawered?

 

[wendow]

Do you use your arrival or is it sockdrawered?

I PC'ed it to a free Barclay Rewards card as soon as the AF hit last month

 

[wendow]

Just saw Ralph Breaks the Internet and it was so good! Dh even loved it! So much better than fantastic beasts, which stinks but I was excited for them both.

We saw it today also. Our day before THANKSgiving tradition is to see the new Disney movie. I was actually kind of disappointed in Ralph Breaks the Internet. It was *just okay* to me. Not a bad movie but not as great as I was hoping. My kids loved it though!

 

[afan]

We saw it today also. Our day before THANKSgiving tradition is to see the new Disney movie. I was actually kind of disappointed in Ralph Breaks the Internet. It was *just okay* to me. Not a bad movie but not as great as I was hoping. My kids loved it though!

That was my thought too. The oh my disney part and the knowledge guy were my favs but I liked the first better. I also enjoyed the frozen 2 preview at the very end of the credits

 

[Haley R]

That was my thought too. The oh my disney part and the knowledge guy were my favs but I liked the first better. I also enjoyed the frozen 2 preview at the very end of the credits

I liked the oh my Disney part a lot. The first one is definitely still better. I think this movie was a little too close to the emoji movie. Obviously way different storylines but the setting was pretty similar.

 

[wendow]

That was my thought too. The oh my disney part and the knowledge guy were my favs but I liked the first better. I also enjoyed the frozen 2 preview at the very end of the credits

SPOILER******************




What was so funny is that as soon as the movie was over, my dh says, " the funniest part of the trailer was missing from the movie"...and then there is 'baby moana' saying the same. And then there is the scene he was bemoaning not seeing....SO FUNNY! He said that was the funniest part of the movie for him. I kind of agree lol!

 

[wendow]

I liked the oh my Disney part a lot. The first one is definitely still better. I think this movie was a little too close to the emoji movie. Obviously way different storylines but the setting was pretty similar.

I loved the 'oh my disney' and the knowledge guy. He was my fav, actually.

 

[afan]

SPOILER******************




What was so funny is that as soon as the movie was over, my dh says, " the funniest part of the trailer was missing from the movie"...and then there is 'baby moana' saying the same. And then there is the scene he was bemoaning not seeing....SO FUNNY! He said that was the funniest part of the movie for him. I kind of agree lol!

I try not to watch trailers any more because I feel like they give too much of the movie away so I was clueless about that whole thing and just felt sorry for the cat. It was cute though.

 

[JKalai]

After I saw Ralph last night, I wondered what our churning points would look like "in" the internet. I imagined giant UR and MR buildings with millions of vaults in them. Each vault would have a suction tube you could put your points in that would connect to the travel partners.

Thoughts?