I love credit cards so much!

[Psychodisney]

Has anyone made a Plastiq payment using CIP recently? Did it code 3x?

DP this morning about a Plastiq payment posted 8/16 that earned only 1x.

My last one was on 8/1 and it coded 3X.

 

[Lain]

I have a Plastiq transaction from 8/15 that was posted on 8/16 and coded 3x.

Thanks for the DP!

99.99% of the time, Plastiq codes 3x as expected and these positive DPs go unreported. Every now and then, there’s someone whose payment for some reason earns only 1x, and everyone starts freaking out wondering if it’s just a glitch, user error, or change in coding. Fingers crossed. More DPs welcome.

 

[kmc8826]

Thanks for the DP!

99.99% of the time, Plastiq codes 3x as expected and these positive DPs go unreported. Every now and then, there’s someone whose payment for some reason earns only 1x, and everyone starts freaking out wondering if it’s just a glitch, user error, or change in coding. Fingers crossed. More DPs welcome.

I just checked and the 2 payments made on 8/14 coded as 3x. Although honestly I was expecting it to say 1x since that seems to be my luck...finally get on board with Plastiq and then it changes!

 

[afan]

I am planning to apply for the Barclays Jet Blue card. Trying to get points to fly Jet Blue to Seattle next year. Is there any advantage to applying for the Business Card over the Plus? I tried to compare but they look the same to me.

The biz card shouldn't show up on your credit report so if you are watching your 5/24 for chase cards a biz card is better. If that doesn't matter then it nope.

Though it may make a difference depending on what other cards you have, when you got them and who issues the jb card, I can't remember.

 

[Lain]

Has anyone made a Plastiq payment using CIP recently? Did it code 3x?

DP this morning about a Plastiq payment posted 8/16 that earned only 1x.

Another DP about a Plastiq payment from 8/16 earning only 1x.

Another one from 8/16.

 

[Ava]

I have a Plastiq transaction from 8/15 that was posted on 8/16 and coded 3x.

I just checked and the 2 payments made on 8/14 coded as 3x. Although honestly I was expecting it to say 1x since that seems to be my luck...finally get on board with Plastiq and then it changes!

Which categories were your charges that earned 3x?

My last Plastiq charge was back on 7/23 for rent and it earned 3x. I’ll report back when my next rent charge posts next week.

 

[amalone1013]

So the real question is....

How much would the Chase travel agent hate me if I ask to book the first night separate to get the discount...

 

[wendow]

Another DP about a Plastiq payment from 8/16 earning only 1x.

It is on my to-do list for today to sit down and schedule all my Sept plastiq payments. Maybe I’ll just use a card I’m meeting the MSR on instead. Hopefully this isn’t the end of our 3x plastiq fun but I wouldn’t be surprised to see it ending after the Tesla story.

 

[gottalovepluto]

So the real question is....

How much would the Chase travel agent hate me if I ask to book the first night separate to get the discount...

I’d do it. They’re getting paid no matter how you book!

 

[miztressuz]

Another DP about a Plastiq payment from 8/16 earning only 1x.

Another one from 8/16.

Has there been single day glitches before on this card? 3 on the same date is starting to look worrisome, but if there's precedent maybe hope yet?

And I'm totally sure just coincidental that it's the date of that CNBC post

 

[Lain]

It is on my to-do list for today to sit down and schedule all my Sept plastiq payments. Maybe I’ll just use a card I’m meeting the MSR on instead. Hopefully this isn’t the end of our 3x plastiq fun but I wouldn’t be surprised to see it ending after the Tesla story.

3 negative DPs so far on a Saturday morning? Not looking good. I think we can all blame Million Mile Secrets and that Tesla tool for this one. These 1x DPs all started the day CNBC ran that damned MMS Tesla story.

If this is the end, I'll be really sad, because I really love UR points and Plastiq+CIP was a really good way to generate a lot of UR from our high monthly expenses.

I have about $10k in MSR that I need to meet within the next 2-3 months, and I'm planning to add another expected $5k in 3 months with the SPG Lux, so I've had to bench my CIP for the time being anyway. I didn't think it'd be forever. The large bonuses I'll get from the Hilton Biz, Biz Plat, and SPG Lux still make the Plastiq fee worth it, because I don't have enough organic spend otherwise, but when those MSRs are done, I'll need to figure out my next steps.

I'm planning to have my wife apply for the CIU in about a month or two, which will generate 1.5x UR. Transferred to CSR for a 1.5x redemption, that's 2.25 cpp, which doesn't offset Plastiq's 2.5% fee. I've been looking to add an Amex BBP to my wallet, which earns 2x MR, and cashed out through a Schwab Platinum for 1.25x would net exactly 2.5 cpp, so it's not exactly the best deal to pay a 2.5% fee upfront to cash out 2.5 cpp later. I could probably do better by transferring MR to airline partners, but I don't have any redemptions planned right now. Maybe I'll hit up the Amex BGR next to keep me busy until I drop back under 5/24 early next year, because a 75k MR signup bonus would really help me justify the Plastiq fees.

 

[vanjust14]

Another DP about a Plastiq payment from 8/16 earning only 1x.

Another one from 8/16.

Oh boy, not good. I dont want to worry needlessly but not looking good, especially after all the "publicity". My next payment will be the 31st, I'll be on the lookout.

 

[amalone1013]

I cant decide if I should book

• All Star Sports for 41088 pts
• All Star Music for 44947 pts
• Coronado Springs for 50065 pts
• After that we get into 65k+ pts

Dh is no help lol.

Part of me is value because it's less points... I'm cheap at heart lol

 

[vanjust14]

I cant decide if I should book

• All Star Sports for 41088 pts
• All Star Music for 44947 pts
• Coronado Springs for 50065 pts
• After that we get into 65k+ pts

Dh is no help lol.

Part of me is value because it's less points... I'm cheap at heart lol

I'd go value, and choose Music, only because I vowed never to go back to sports. Not my fave to say the least.

 

[amalone1013]

I'd go value, and choose Music, only because I vowed never to go back to sports. Not my fave to say the least.

That's what I'm learning towards... it's the smallest, I think. I might do sports or movies the first night.... I can save 3k pts and it shouldn't be a big deal to walk our stuff to music in the morning since we aren't rope dropping a park. Plus we should just have backpacks.

 

[3 DD love princesses]

Wow busy week. DDs started school this week so it’s been a busy one. Just caught up. Hoping plastiq is still 3x.
ETA 8/14 coded as 3x. Hoping my next few charges this week code as 3x

 

[DisneyMandC]

3 negative DPs so far on a Saturday morning? Not looking good. I think we can all blame Million Mile Secrets and that Tesla tool for this one. These 1x DPs all started the day CNBC ran that damned MMS Tesla story.

If this is the end, I'll be really sad, because I really love UR points and Plastiq+CIP was a really good way to generate a lot of UR from our high monthly expenses.

I have about $10k in MSR that I need to meet within the next 2-3 months, and I'm planning to add another expected $5k in 3 months with the SPG Lux, so I've had to bench my CIP for the time being anyway. I didn't think it'd be forever. The large bonuses I'll get from the Hilton Biz, Biz Plat, and SPG Lux still make the Plastiq fee worth it, because I don't have enough organic spend otherwise, but when those MSRs are done, I'll need to figure out my next steps.

I'm planning to have my wife apply for the CIU in about a month or two, which will generate 1.5x UR. Transferred to CSR for a 1.5x redemption, that's 2.25 cpp, which doesn't offset Plastiq's 2.5% fee. I've been looking to add an Amex BBP to my wallet, which earns 2x MR, and cashed out through a Schwab Platinum for 1.25x would net exactly 2.5 cpp, so it's not exactly the best deal to pay a 2.5% fee upfront to cash out 2.5 cpp later. I could probably do better by transferring MR to airline partners, but I don't have any redemptions planned right now. Maybe I'll hit up the Amex BGR next to keep me busy until I drop back under 5/24 early next year, because a 75k MR signup bonus would really help me justify the Plastiq fees.

I was going to schedule a Plastiq payment when I got home... guess I’ll let this pan out and see what happens. I will be very interested to see how this pans out for Plastiq user-wise if the CIP 3x ends. I would think it would take a big chunk of business away. I can understand using Plastiq when you have a big MSR to meet, but I would never use Plastiq other than the fact that it codes 3x.

 

[CyndiLouWho]

Anyone know if CapOne push will trigger dd with PNC Virtual wallet? Or push from Chase?

 

[wendow]

Anyone know if CapOne push will trigger dd with PNC Virtual wallet? Or push from Chase?

I pushed from Chase for my dd18's account. It shows as a DD. Bonus isn't there yet so not sure how long that takes but it appears the Chase push worked fine.

 

[amalone1013]

I got a super nice agent who told me she was very jealous and would love to go back to disney world but her husband says not until they have grandchildren