I love credit cards so much!

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@DisneyMandC @wendow : I don't feel like my profanity is over the top but considering I have worked on Labor and Delivery for 9 years my topics of conversation usually veer towards the inappropriate. I guess most people don't see/talk about anatomy in great detail regularly. Sometimes I forget when I am around 'new people' and I frequently leave thinking "definitely should not have said that" :laughing:.

Ok, onto serious business. Anyone here use Award Wallet? I gave up a few years ago, I think when there was a bigger push to pay for the service, and have been just using my noodle since then. HOWEVER, at the loss of 8k of my DH's AA miles :-)sad:)I think that's no longer working. I am cheap but that 30$ seems like it might be worth it. There is something very satisfying about having my award balances congregated into one login, much like my financial accounts in Mint.

Another Labor and delivery nurse here for 18 years. Like @wendow my mother also washed our mouth out with soap for bad language so I’m pretty cautious most of the time. But I must say we are exposed to colorful language.

A bit off topic, but saw this video and thought I would share.
 
I just got $200 from Capital One for opening up a money market account. Check doc..easiest bonus ever. Opened acct on 8/3, funded with 10k on 8/6, $200 bonus posted 8/9. No minimum length of account opening so closing it in 2 weeks and using the 10k to pay off my student loan.
were you targeted?

And I blame my squeaky clean mouth on a mother who literally would wash my mouth out with soap if I even so much as said ‘darn’ lol!!
Mine too! Neither of my parents use curse words, and I won’t say I never do, but it is a rare occasion.
 

Another Labor and delivery nurse here for 18 years. Like @wendow my mother also washed our mouth out with soap for bad language so I’m pretty cautious most of the time. But I must say we are exposed to colorful language.

A bit off topic, but saw this video and thought I would share.
Do you still remember the taste of the soap? I can still taste Irish spring soap if I think about it :rotfl2:
 
Another Labor and delivery nurse here for 18 years. Like @wendow my mother also washed our mouth out with soap for bad language so I’m pretty cautious most of the time. But I must say we are exposed to colorful language.

A bit off topic, but saw this video and thought I would share.
Omg that is great
 
For @DisneyMandC, here's where we've ended up for our trip :)

Flights:
  • Fly in late Thursday night , 7966 SW RRs plus CP
  • Fly out next Sunday night, 13,698 SW RRs plus CP
Tickets:
  • Disney: 7 day PHs, $1043.70, used 69,580 UR pts
  • Universal: still need to buy, most expensive part, but getting 2 day Park to Park plus 1 day free via UCT, will probably upgrade to Seasonal Passes for $0; we're going to do Halloween Horror Nights, we were just going to do Saturday night but it turns out for about $8 more per ticket we can get a Rush of Fear Pass which is good for the first 10 nights (Friday night will be the first night). I think we're going to do EP for Saturday night though.
Hotels:
  • Thurs: Cabana Bay $161.99
  • Friday: Royal Pacific through Hotels.com, $336.38, used discount gift cards so OOP is $94, plus 5% back through swagbucks; also charged $25 of it to my Barclay Arrival so I could use up the last $25 in points on it
  • Sat: Royal Pacific through UR portal, $337.12, used 22,474 pts
  • Sun: All Star Movies through Chase Travel, $122.58, used 8,172 pts
  • Mon - Sat night: Dolphin using 50,000 SPG pts plus $189 in resort fees, will either pay OOP or use DHs CSR credit because it should be resetting... if I end up getting DH the SPG lux we'll use that resort credit for the resort fees plus our anniversary dinner at Shula's
Activities:
  • After Fireworks Dessert Party in MK, which I used towards Hilton Biz MSR
  • Disney After Hours! which I used my earned/discounted Disney gift cards for

Beyond that is food and fastpasses :D And we're meeting up with some Dis'ers for HHN, which should be fun!
 
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I found a Cat 5 hotel to use my Marriott Cat1-5 cert on. But how do I attach? Do I have to call, or is there a way to do this on-line?
You have to call... I need to attach mine too. I have a Cat1-5 too, I’m attaching it to a Cat5, which will stay at Cat5 in the new program. Fingers crossed that I will be able to transfer it to a different Cat5 in the future.
 
My 3 K spend didn't post either and its July 14 since points were last put in my Marriott account from Chase. So, it may be early but I'm not holding my breath. I signed up under the 3k deal and it ended Aug 1 but I made my spend well before then.

Wait what??! No more elite nights for 3K spend after Aug 1? Ack - I thought I had until the 18th. Some of my spend was done post August 1. I'm so confused with all these Marriott dates . . . Aug 1 . . . Aug 18 . . . Aug 26.
 
There are many here wiser than I am but prefer Southwest first (for the low $) then Alaska (for the direct flights to Hawaii and Florida). Because Alaska is partnered with British Airways and American as long as there is a saver fare on AS (usually 12.5 k miles one way) I can book using BA avios or American miles. American has a very easy to use website to find award availability, in fact I find it easier to use than Alaska's. British Airways website is stupid and dumb BUT because they are distance based you can score a flight for potentially less miles than the standard 12.5k, and even though their website is painful calling in to book is really fun because they have British accents. :laughing: BA is also nice because you can immediately transfer over URs' to them. In the case where I am booking with Avios I search on Americans site to find Saver fares (usually on Alaska metal) then call them up with the flight info. You can also use a site like awardhacker.com and it will bring up the cost of in miles of a flight over various airlines.

Basically, if it were me, I would go with the airline that is easiest to acquire the most miles. That pretty much means American--I just got myself and my DH approved for the Aviator business which will give 50k after the first purchase (af $95, not waived). I posted about it yesterday but for each of us doing that we will pay 190$ for 100k American miles which will get us 4 round trip tickets worth (at the very least) $1500 in direct flights to Orlando on Alaska.

As for your question about not seeing the fare on American that you can see on Alaska, well I am not sure on that one. I haven't run into it before. My first assumption is that it wouldn't be bookable but I am not sure and hopefully someone else can figure it out. Also--If your miles expire from Alaska maybe try giving them a call? My DH's expired and they offered me a one time courtesy reinstatement. I am considering trying my luck with the American miles I just let expire for him but based on my research I don't think I will be so lucky there.

ETA: I noticed you wanted to fly first so ignore my #'s---I am a economy girl. In fact maybe ignore all of it. Not sure what applies once you get into the fancy world of first class :rotfl:

Wow, thanks, so much info. From what I read everything seems to work the same for first as economy... just need more points! :laughing: Since this is supposed to be "nice" trip, and it's only for one way, figured it might be a good time to be comfortable on a longer flight. That's always the worst part of the end of vaca, that flight back brings you back to reality real quick. Hubby's never had a taste of first so since it's points, might as well splurge if we can and extend that vaca feeling a bit. :)

Seems like AS is distance based too, which is why it needs 30k at least for ANC to PHL. And that's the lowest for first, as a non refundable. It's goes up to like 60-70k one way :scared: If that's my only options we're moving to the back of the plane, hehe.

Google flights is awesome for figuring out what airlines you may be looking at for a given route and if that is what you are doing then you are on the right track. The price is only a consideration if you plan to pay using points. If you are booking an award flight, the cash price doesn't matter. The airline's award chart does. Award hacker will also give you an idea. http://www.awardhacker.com

Now, to your questions: AA is a One World alliance and therefore a transfer partner of all other One World Alliance airlines. AS does not belong to an alliance but does have a good number of transfer partners, including AA. You mention you have transfer partners for both but I'm not sure what you are trying to convey here. Does that mean you have miles with a partner airline of both AA and AS, like maybe BA? If so, keep in mind BA has a distance based award chart and may cost you more BA Avios than a different partner with a different award chart.

It is easier to accumulate AA miles than AS miles. AS has 2 credit cards, 1 biz, 1 personal by BOA. The standard bonus offer is only 30K miles. SPG is the only other points currency that transfers directly to AS. AA has more credit cards with a higher bonus offer than AS. Barclay and Citi both personal and biz with 50k and up bonus offers. I took a look at your flights and I do see saver business/first on AA but that is 30K miles each way so you need 60K per person. I didn't see anything on AS that was less than 60K each way in first. I only saw main cabin awards for 25K and 30K. So whatever flight you found may not be available at that same award cost when you are ready. Do keep that in mind.

Second question: That generally refers to finding award availability on a partner airline that you don;t intend to book with because the airline miles you are using won;t show the partner space your are looking for. Booking Cathay Pacific with AA miles would be an example. AA does not ever show Cathay Pacific on their website for award booking. I have to look for the Cathay Pacific award flight on BA or Quantas. Then, once I find it, I can call AA and book that flight using my AA miles. Keep in mind sometimes partner airlines will show phantom award space. You see it there but it doesn't really exist.

Making the choice between using airline miles or using UR, MR points to book a flight comes down to a number of factors for me. Which one will cost me less in points, how much do I value said points and how easy are they to accumulate and do I have other more important plans for those points at the moment. I will use our flights to Antarctica as an example. When we initially booked our flights, they were 690,000 or so for the two of us total. Right now, the same flights are $7,953 per person so $15,906. I would need 1,060,400 UR points to book that. So AA miles is a clear winner. But even if the miles and UR points were the same, I'd likely use the AA miles because I value them less than UR.

Ah, sorry about the transfer partner confusion. I have MR, SPG, and UR points in the budget to use for this, but no direct airline points. We don't fly much outside of SW for personal. The points I had been earning from business trips I managed to let expire on AA (which I still kick myself for, IIRC I had about 12k go poof after diligently keeping them active for several years), I still have a couple thousand in BA Avios and the same in United. But no where close to actually being able to redeem them for anything :laughing: I think hubby has nothing because I forgot to try to save the little bit he had in AA and before that I'm not even sure he opened a FF account from his UK trips for work (he does kill me sometimes) but if he did those were forgotten and expired too. So I think I have points that can transfer to either airline, either directly or roundabout. And I'm not married to AS or AA but they were easy to start with.

We only need a one way for the flight. We're doing a one-way cruise to Alaska so I'm looking for the flight home, which is why we can splurge a bit for First if I can find the right award. As a random date I picked 5/3/2019 - it's also shoulder season like we'll be in for our cruise in Sep 2019 - just to get a feel for how many routes are available (and comparing to the routes available in 9/18) and rough ideas for points. On that date AS has an option for AS106 > AA2113 for 25k in first. However, I just figured out why, I think. It's first AS but Coach AA. When I looked it up before I happened to be on the mobile site and it doesn't show the class in the flight details there that I can see. That seems like a kinda important detail there. Silly me for assuming they'd list that when booking a non-refundable flight. :rolleyes: So that probably explains why it wasn't an option when I searched on AA for First Class awards. I guess if I want a cheap First seat I'll have to put up with a few stops :) (note to self, pick out a route that has PP lounges for the layovers, hehe)

Torn on picking up more cards for the flight. I know AA should be easy but I've had a ban on Citi since I closed last card with them years ago out of aggravation (and reading all the "citi being citi" posts on reddit just tells me they're still the same or gotten worse since I had them) and honestly, Barclay's scares me a bit :p BoA is kind of tolerable but I'd have to be for sure I want to fly Alaska for that. Current plan for the budget is 50k UR and / or 50k MR for this flight. Hoping for "or" because I'm cheap but that's the only thing these points are budgeted for so if I need to use both I'm ok with it. Also have a pile of SPG that I can use if needed, if the MR isn't enough and I can't use the UR to augment. Seems like I'm up for more research still :)
 
Do you still remember the taste of the soap? I can still taste Irish spring soap if I think about it :rotfl2:
ROFL!! My dad used to wash my mouth out with soup but like generic soap so idk what in the world it was, I just remember it was disgusting... But with me it only worked until about halfway through high school, although I still feel awkward cussing around my parents!
 
My successes for the day:
  • A craft item I've been eyeing since it came out over a year ago went on sale on Amazon for $105 - the cheapest it's ever gone before is $130-$150. So I stopped on the way home at Lowe's and finished one AMEX offer with $200 in Amazon gift cards, and ordered it when I got home. I also tried to go through Retail Me Not for their $10 back offer, we'll see if that works. It comes on Monday!
  • I stopped at a different Lowe's, which is by one of the BB&B stores I was going to try for gift cards, and that one sells $25 and $50 Disney gift cards - I've got that AMEX offer on 5 cards
  • While at BB&B I found something else to use one of my offers on - I've been looking for wine tumblers/glasses with lids that close - all I've been able to find is ones that just have a hole to sip that doesn't close. BB&B had some that close! This is important because these glasses are mainly for taking wine out to the hot tub after dark, so closing is essential for keeping bugs out :crazy2: We've been laying our phones on top of our glasses :rotfl:
  • DH remembered the correct card this morning while getting gas - 5x URs!
  • Made a $300 payment with each of ILs CSRs to use their travel credits
 
Ha, our Norfolk is pronounced Nor (or Naw)-(a word several people here said they didn't like earlier!)

Haha, I was trying to think how to spell that phonetically without getting bleeped out :laughing: Closest I got was Naw-fauk, but depending on the accent it really does come out the way you said. :p Good thinking there!
 
I stopped on the way home at Lowe's and finished one AMEX offer with $200 in Amazon gift cards

Do you know what the limit for gift cards per day or transaction is at Lowe's? I remember a big discussion when the offer first came out on DoC but can't remember the upshot other than a lot of people bought $800 or $900 worth of gc but only some were activated. I'd like to avoid that aggravation if I can since I need to use my 3 Lowe's offers in the next 3 months.
 
Wait what??! No more elite nights for 3K spend after Aug 1? Ack - I thought I had until the 18th. Some of my spend was done post August 1. I'm so confused with all these Marriott dates . . . Aug 1 . . . Aug 18 . . . Aug 26.

The Marriott Biz loses the elite night from spend on 8/26 when it gets auto converted to the Biz Premier Plus. The old Marriott Premier personal ($85 AF) keeps it indefinitely, so far (at least until whenever they get rid of the card I guess). And, of course, the new personal Premier Plus ($95 AF) doesn't have it at all.

Almost can't wait for the conversion to happens so I can stop thinking about all these dates!
 
Well I was gone all day driving dd19 to college, moving her in, and back home. Ya’ll were busy for a Saturday! My dad is going to try for his first bank account bonus...I told him he may become addicted.:rolleyes1

That's a busy day! Lucky that she's within driving distance! Mine is across the country. Good luck with adding another player - my Mom is happy with her credit union credit card that gives her a little cash back. She won't play.
 
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