I love credit cards so much!

[disneymagicgirl]

I easily hit the CF Q1 category max on my newly converted CSP/CF in about 10 days, so no need to do the PayPal my DH trick. Between groceries and PayPal checkout on websites it went super quick. I am loving having 2 CFs!

 

[miztressuz]

Starriott updated category list is out: https://points-redemption.marriott.com/category-change

Way to wait to the last minute there Almost not June anymore.

 

[miztressuz]

Argh, get your Swolphin ressies in now:

Walt Disney World Swan Westin USA 36,000 50,000 14,000 6
Walt Disney World Dolphin Sheraton USA 36,000 50,000 14,000 6

It's moving to a Cat 6, 50k points come Aug 1.

 

[1st*toright]

OK- finally (after much hemming and hawing) am going to go ahead with nights/flights and put the miles on United. I even have a use for the hotel cert.

My decision now is do I get the cat 6 or the cat 1-5? The hotel that I'm planning to use is actually a Cat 4 at the moment, so I should probably just get the 1-5, rather than getting the cat 6 "in case" they send the points back at an advantageous exchange.

Yeah, I think I'll just do the Cat 1-5, since its not likely that I could downgrade the cert and get my money back. But I will hold off on actually linking the cert to my ressie until we see what they do - I can't imagine they would do the "here is 45k points" like you voluntarily cancelled the cert. I expect I will still be able to use it on the property I'm looking at (its a decent little hotel, but kind of in the middle of nowhere - not likely to be have its category/point value change a whole lot).

Its only risking 30k points or so, but since I actually have a use for a Cat 1-5, and don't have any Cat 6 plans at the moment, I think that risking the 30K points out of FOMO is maybe a little silly.

 

[KPK02090]

Generally, no. CIP will earn you 3x (and CIC will get you 5x) on Gyft and Swych through PayPal checkout.

Thanks! Didn’t realize you got 3x using CIP that way.
Just to be sure I have this right, if I’m buying from a store that doesn’t get more than 1% on my CIP, I should try and get a gift card through Gyft with PayPal with my CIP and I’ll get 3% back instead of 1%?

 

[disneymagicgirl]

Argh, get your Swolphin ressies in now:

Walt Disney World Swan Westin USA 36,000 50,000 14,000 6
Walt Disney World Dolphin Sheraton USA 36,000 50,000 14,000 6

It's moving to a Cat 6, 50k points come Aug 1.

I knew that was gonna happen.

ETA: After spot checking several places we have been consider all went up in points except Westin/Sheraton Maui. Apparently they saw this as a good opportunity to increase the points req'd at their own properties. Sheesh. Can't wait to see the tweets pour in.

 

[Lain]

I knew that was gonna happen.

ETA: After spot checking several places we have been consider all went up in points except Westin/Sheraton Maui.

Sheraton Waikiki went down 10,000.

St. Regis Bora Bora went down 5,000.

Ritz-Carlton Kyoto went up 15,000. Will be categorized at 8 in early 2019, available at Cat. 7 pricing before then.

ETA more #travelgoal properties.

 

[Lain]

Thanks! Didn’t realize you got 3x using CIP that way.
Just to be sure I have this right, if I’m buying from a store that doesn’t get more than 1% on my CIP, I should try and get a gift card through Gyft with PayPal with my CIP and I’ll get 3% back instead of 1%?

Yep, that's the idea!

ETA: But be aware that if you think you may have to return something, then you'll receive a refund as a gift card (or back to that gift card) or store credit, so don't buy more gift cards than you know you can spend. If you're buying something expensive (like a tv or computer), buying it with a gift card will forego the purchase protections and extended warranties that might be available on your credit cards.

 

[disneymagicgirl]

Sheraton Waikiki went down in points.

I have never been to Waikiki but when I think Hawaii, 'city' isn't so much on my radar. I guess thats good for someone though.

 

[miztressuz]

I knew that was gonna happen.

I guess it could have been worse and they made it a cat 7 because of the WDW uniqueness but looks like only one 36k property made that leap, The Westin Riverfront Mountain Villas, Beaver Creek Mountain. Otherwise they either jumped up to cat 6 (50k) or rounded down to cat 5 (35k). Appears it was too much to hope they just rounded down for this one

 

[Lain]

I have never been to Waikiki but when I think Hawaii, 'city' isn't so much on my radar. I guess thats good for someone though.

We'll be staying there over New Year's. Will post our impressions.

 

[disneymagicgirl]

Sheraton Waikiki went down 10,000.

St Regis Bora Bora went down 5,000.

I checked places I was considering to go in the next 24 months or so...Marco island JW marriott, grand cayman, st Thomas, Tahoe, maui...

I guess I just chose poorly...Or lots of other people go those places too and Starriott knows that.

 

[disneymagicgirl]

We'll be staying there over New Year's. Will post our impressions.

Oh yay for ya'll then! Good news!

 

[Lain]

Oh yay for ya'll then! Good news!

Ha. I'm not going to risk rebooking. Award nights are sold out for our dates!

 

[havaneselover]

Delta Suites Vancouver went back to 35,000 (this is a good option pre-Alaska cruise).

I'll have to take a look at options for my London/Paris 2019. London looked okay. I'm not sure about how the change will impact my Paris options. I did see some jump by 15,000 but not many.

I'd definitely pass on Swolphin at 50,000. I haven't stayed there in ages and love the location, but that's a bit steep!

 

[amalone1013]

Argh, get your Swolphin ressies in now:

Walt Disney World Swan Westin USA 36,000 50,000 14,000 6
Walt Disney World Dolphin Sheraton USA 36,000 50,000 14,000 6

It's moving to a Cat 6, 50k points come Aug 1.

BOOOOOOOOOOOOOOOOOOOOO.

 

[3 DD love princesses]

Good morning reposting.
Should I link Marriott, spg, ritz accounts or keep them separate? DH is traveling soon and just created a spg account. It mentioned linking accounts so figured I’d check here before linking them.

 

[Lain]

As some of you know, I've been following DPs and discussion about Chase double dips followed by lowered credit lines on both newly approved cards: https://www.disboards.com/threads/i-love-credit-cards-so-much.3528202/page-1685#post-59376636

There's a new DP on /r/churning this morning: https://www.reddit.com/r/churning/c...s_central_thread_week_of_june_28_2018/e1fny50

The discussion about these credit line reductions seems to think (and I think this too), that on a double dip, Chase's computers considers each application separately, approves each without knowing about the other, and assigns you a credit line based on the assumption of a single application (because it's not exactly typical to see two applications in the same day), which is why you might get two (especially Sapphire) cards with high credit lines. This is kind of supported by today's DP that mentioned the Chase rep said, "your applications were auto approved by the system." Something in these DPs may be causing Chase to review the double dips, which results in Chase manually reducing the credit lines on the two newly approved cards. I'm thinking that the two new credit lines, especially if they're big, may have pushed the applicant way over some percentage of total credit extended to income that Chase isn't comfortable with. It could also be Chase can see what cards you've applied and been approved for, and 2 cards in the same day is atypical that warrants review. Keep in mind that in none of these DPs has Chase closed a newly approved card or told the applicant they can't have two Sapphires or two SW consumer cards; Chase just unilaterally lowers the credit lines on the cards, likely to mitigate their risk.

Something to consider if you're planning to double dip.

 

[1st*toright]

Good morning reposting.
Should I link Marriott, spg, ritz accounts or keep them separate? DH is traveling soon and just created a spg account. It mentioned linking accounts so figured I’d check here before linking them.

They are all merging as of August 1, so might as well link them now to get the highest status you have across all three programs.

 

[elgerber]

Well darn, now that my dd has graduated college, the Courtyard right near campus (which is the reason I started collecting Starriott points in the first place) is dropping to a Cat 2, for 12500 per night LOL. It was originally 20000 points, and dropped to 15000 several months back. Thinking of all the points I could have saved if it had always been 12500!