I love credit cards so much!

[Alexle2007]

@speedyfishy - I was literally looking at Atlantis dates and the Marriott site was giving me fits right before you posted about not being impressed so far. Maybe I will come up with another plan. The TripAdvisor reviews aren’t too great either.
I hope you have a better time tomorrow!

Anyone have a favorite beach destination that’s warm around thanksgiving? We’ve done Marco island several times. Extra point

1. For the CSR it's a statement credit so it's just looking for the charge from the correct agency
2. Yes, as long as you have your KTN added to your ticket before check in. Although I think someone on the thread got it corrected when they saw it didn't print out on the boarding pass.
3. This I can't help on because both times I've flown since getting it we were all on different reservations. So as expected I got my Precheck and hubby went regular. My FIL got Precheck when he was traveling with us but he was on a diff conf # so I don't think it was me; personally I think it was his age, he's over 70, but I forgot to check with him to see if he got it on his last flight solo.

Just another 2 cents ​

I’ve had to contact SW twice when mine was missing. They can apparently only correct via the phone and not if you are at the airport checking in. After it didn’t show up on my ticket and I had to go through the regular line while DH and DS breezed through I confirm that’s it is there now when I check in.

 

[AmyAnne]

You can!

iTunes gift cards frequently sell for 15% off through PayPal Digital Gifts/eBay and Costco (my two preferred merchants). The good ol’ days of 20% off and even 25% off during Black Friday type sales are gone. I only very rarely see iTunes gift cards selling for more than 15% these days. I purchased $100 worth for $85 a few weeks ago from eBay/PPDG and paid with Freedom for 5x UR.

I’d expect eBay/PPDG to run another deal before the end of June. That’s when the quarter ends, and they like to juice up their sales numbers before then.

DoC, SD, and DansDeals always posts when iTunes gift cards go on sale. There’s a twitter account that tracks iTunes deals too: http://www.twitter.com/itunescarddeals

Costco has them for like 14% off at one point but you need to buy like $200 at once. PayPal sometimes have them for 15%. Sometimes staples and Office depot has them for 15% off as well. nothing on sale currently though. You might have to wait!

In between deals and sales from EBay/PPDG, I usually use the Raise (discounted GC retail marketplace) mobile app since PP is a payment option. When Raise runs a sale with some advertised promo code for an additional 5-10% off, that’s usually the best time to stack savings since at a minimum you can get iTunes codes for ~5% off generally speaking without being handcuffed to specific denominations since they have everything usually from $10-$100 nor having to trek to a grocery/office supplies store.

Thanks -- I'll consider 15% off my goal. Unfortunately I need the card in the next few days. I'll check Costco tomorrow; now that they accept Visa, I can get 2% cash back.

 

[WVMomof3]

I am surprised at the number of people who still use ITunes. I figured that was a thing of the past. It has been several years since any of my kids asked for some, which makes me mad the amount they have in their accounts and never use it anymore. On to new and better things which was Pandora and now is Spotify until the next must have music app comes along. I think I have some unused cards floating around here too.

 

[GlamMistress]

I am surprised at the number of people who still use ITunes. I figured that was a thing of the past. It has been several years since any of my kids asked for some, which makes me mad the amount they have in their accounts and never use it anymore. On to new and better things which was Pandora and now is Spotify until the next must have music app comes along. I think I have some unused cards floating around here too.

I'm a HUGE fan of Amazon Music Unlimited. Basically every song in the world. I get a discount from Prime, so it's $79 a year for me. I stream it all the time.

 

[StephPlum]

Since you’re a bit behind, did you see that Amex increased the bonus on the Hilton Biz card from 100k to 125k HH points after a $5k/3 months MSR? Offer ends 6/27/18.

Thanks for the reminder. Now that I am back from my trip and have no MSR, I was going crazy! So I pulled the trigger on this. I did a dummy booking to get the 125K HH points for $5K/3 months + the $50 stmt credit. Due to my fraud alert on my credit, I got the call in message but they just verify my identity and then easy peasy I'm approved! Yeah Now to see how much I can spend before 6/27 and see if I can talk DH into getting a card as well if it looks like we can hit the spend on both.

On Chase, I moved all my points to my CIP as that is my only travel card right now. So moved some from CIC, some from CF, some from DH CIP. Grand total 203K. I like having a large balance on just one card!

Waiting to cool down with Chase (CIP 2/2018; IHG 3/2018; CIC 5/2018) before I go for double dip on CSR/CSP.. Optimal timing will be mid-August. Did someone here say that Chase expedites/overnights the CSR card? I want to wait as long as possible but need it for a trip starting August 25.

 

[CyndiLouWho]

wait for it, wait for it...

*pokes @SouthFayetteFan *

Oh the entertainment value here

 

[CyndiLouWho]

He's probably still counting

Nah, he has a SPREADSHEET!

 

[elgerber]

I am surprised at the number of people who still use ITunes. I figured that was a thing of the past. It has been several years since any of my kids asked for some, which makes me mad the amount they have in their accounts and never use it anymore. On to new and better things which was Pandora and now is Spotify until the next must have music app comes along. I think I have some unused cards floating around here too.

We still use iTunes here. DD got $150 worth for her birthday and she was ecstatic!

 

[Alexle2007]

I am surprised at the number of people who still use ITunes. I figured that was a thing of the past. It has been several years since any of my kids asked for some, which makes me mad the amount they have in their accounts and never use it anymore. On to new and better things which was Pandora and now is Spotify until the next must have music app comes along. I think I have some unused cards floating around here too.

DS11 asks for them but he uses them in the App Store on Roblox or Fortnite (which is the current rage). I deleted my CC info so he can only spend the iTunes funds now and I don’t have to worry about mysterious charges.

 

[eeyoreland]

I hope it's okay that I re-post this. I got one response, but was hoping for a few more (no offense to the person who did respond - it actually seems like we have a lot in common ). Things seemed to move really fast this afternoon so assume maybe this just got "lost."


I think I’m marginally hooked! I’m feeling bad that I’m not working on a minimum spend requirement LOL. Call me foolish, but I’m not ready to delve into business cards. That said, from all my reading, it seems the Chase Sapphire Preferred might be the card for me. Here are the details:

I’m 4/24
SW card at 11 months
Mattress Firm at 9 months
JC Penney at 7 months
Another SW card that was opened April 3, 2018

One article I read says I may be denied if I’ve applied for a Chase card in the past 90 days, which I have.

Recently (2 weeks ish) lowered credit limits to be less than 50% of income.

Excellent credit scores (upper 700’s).

Credit Karma says I have very good approval odds.

Now, the other thing is that maybe I should have DH open the Sapphire. He’s 3/24, but all have been 7 or 8 months and “little” things (Wells Fargo for a furniture purchase, Fleet Farm and JC Penney). Credit Karma says his odds are “good.” I somewhat wonder if it’s because he has very few cards in his name with fairly young history.

The only thing with DH is I’m kind of waiting for the new SW card and may want to try to open that and the SW business card for him to get the companion pass.

I’m so terrified of making the wrong decision!

I appreciate any and all advice!

 

[afan]

I am surprised at the number of people who still use ITunes. I figured that was a thing of the past. It has been several years since any of my kids asked for some, which makes me mad the amount they have in their accounts and never use it anymore. On to new and better things which was Pandora and now is Spotify until the next must have music app comes along. I think I have some unused cards floating around here too.

I'll surprise you even more in that I still buy cds or borrow them from the library to rip into itunes (shh...it's only for ones I wouldn't actually buy like a soundtrack). My car is older and I still have a cd player there though aside from the radio I really don't listen to music much any more. I use itunes to put podcasts on my ipod for the gym, work etc. I can't get into the whole streaming thing but I think part of that is due to listening at the gym or on a run and it's just easier to clip on my nano and go with my phone and credit card in my pocket of course.

 

[miztressuz]

Thanks for the reminder. Now that I am back from my trip and have no MSR, I was going crazy! So I pulled the trigger on this. I did a dummy booking to get the 125K HH points for $5K/3 months + the $50 stmt credit. Due to my fraud alert on my credit, I got the call in message but they just verify my identity and then easy peasy I'm approved! Yeah Now to see how much I can spend before 6/27 and see if I can talk DH into getting a card as well if it looks like we can hit the spend on both.

On Chase, I moved all my points to my CIP as that is my only travel card right now. So moved some from CIC, some from CF, some from DH CIP. Grand total 203K. I like having a large balance on just one card!

Waiting to cool down with Chase (CIP 2/2018; IHG 3/2018; CIC 5/2018) before I go for double dip on CSR/CSP.. Optimal timing will be mid-August. Did someone here say that Chase expedites/overnights the CSR card? I want to wait as long as possible but need it for a trip starting August 25.

Congrats on the Hilton!
It does seem that Chase so far has been overnighting the CSR. I applied on a Monday morning, I got it on Wednesday from UPS in an overnight envelope. I'm pretty sure several others had the same from posts I recall here.

 

[CyndiLouWho]

Help please on my new Amex card! I have my SPG biz online account set up, and recently got my second Amex of a Hilton biz card. Do I have to set up a whole different online account or can I add it to the SPG account? If it is possibly, is it beneficial to set up separate accounts anyways?

you can combine them if you want. Just call Amex and they can do it for it. They can do it via Chat if you dont want to be on the phone with them.
Pro: everything is together under 1 login.
Con: your Amex offers gets a bit complicated. if both cards appear with the same offers, adding to one will make it disappear on the other. To get around this, you need to open 2 browsers up and add them at the same time.

I had an SPG personal first, but added Hilton personal and SPG Biz to the same onlin account. When I received the new card, I went to activate and it asked me to log in, I used my already created login from my SPG. I didn’t have to call or chat.

I was denied a Citi AA Business but was approved for the personal. Actually, Citi wanted a bunch of documentation that I did not want to send it. That also happened to when I applied for a BofA biz card.

Interesting because DH was approved for a CitiBusiness AA card. We do have a real business (sort of) but no EIN or other documentation. It’s a rental house.

 

[Angrose]

I now have a legitimate excuse to look like a pirate and wear an eye patch!
View attachment 326207

You make a great pirate! We wants the redhead!

 

[Lain]

I am surprised at the number of people who still use ITunes. I figured that was a thing of the past. It has been several years since any of my kids asked for some, which makes me mad the amount they have in their accounts and never use it anymore. On to new and better things which was Pandora and now is Spotify until the next must have music app comes along. I think I have some unused cards floating around here too.

I pay for our Netflix subscription through iTunes. Same price as if you paid directly, but iTunes credit is often discounted 15%. We also have quite a large digital movie library on iTunes that we add to frequently, use iCloud storage, and download apps to DD's iPad -- all paid for with discounted iTunes gift cards.

 

[speedyfishy]

I hope it's okay that I re-post this. I got one response, but was hoping for a few more (no offense to the person who did respond - it actually seems like we have a lot in common ). Things seemed to move really fast this afternoon so assume maybe this just got "lost."


I think I’m marginally hooked! I’m feeling bad that I’m not working on a minimum spend requirement LOL. Call me foolish, but I’m not ready to delve into business cards. That said, from all my reading, it seems the Chase Sapphire Preferred might be the card for me. Here are the details:

I’m 4/24
SW card at 11 months
Mattress Firm at 9 months
JC Penney at 7 months
Another SW card that was opened April 3, 2018

One article I read says I may be denied if I’ve applied for a Chase card in the past 90 days, which I have.

Recently (2 weeks ish) lowered credit limits to be less than 50% of income.

Excellent credit scores (upper 700’s).

Credit Karma says I have very good approval odds.

Now, the other thing is that maybe I should have DH open the Sapphire. He’s 3/24, but all have been 7 or 8 months and “little” things (Wells Fargo for a furniture purchase, Fleet Farm and JC Penney). Credit Karma says his odds are “good.” I somewhat wonder if it’s because he has very few cards in his name with fairly young history.

The only thing with DH is I’m kind of waiting for the new SW card and may want to try to open that and the SW business card for him to get the companion pass.

I’m so terrified of making the wrong decision!

I appreciate any and all advice!

Can up you double dip and get both sapphires then refer your DH?

 

[Lain]

You make a great pirate! We wants the redhead!

OMG. You said it!

"We wants the redhead!"

 

[CyndiLouWho]

Hi peeps! First, I wanted to come over here before anywhere else to say thank you to all who posted on the ABd thread. I did not expect to wake up this morning and discover y’all were gonna make me cry. Crying out of only one eye is definitely weird so thanks for that novel experience. You guys know how much I love those. Please know that despite the initial scare of “holy smokes these are stroke symptoms, I teach about this everyday and it’s happening to me” I am relieved it’s only Bell’s Palsy. Adventures by Disney has my eternal gratitude for everything they did! I didn’t come all the way to Asia to have anything other than an amazing time so that is what I am doing!

In the spirit of silver linings and novel experiences: I am bound to lose weight that I gained on this trip because eating and drinking when one side of your face doesn’t work is too challenging and I’m too lazy to make any extra effort. I’m not as reticent to post selfies when my smile is crooked anymore. I now have a legitimate excuse to look like a pirate and wear an eye patch! This is fun. China airport security wasn’t as amused. To make this thread related: I used 15,000 BA Avios to book my flight from China to Tokyo today in business class. Real money pricing was over $700 per person. The lounge we are enjoying has food that comes from Jade de Jardin which is mainland China’s first Michelin star rated restaurant!

Oh, and Shanghai Disneyland’s Pirates of the Caribbean was EPIC!!!!

Love you guys!!! Peace out!

Selfie from terrace of Club 33

View attachment 326207

So glad you can keep your sense of humor and still enjoy the rest of your trip! Hoping for a speedy recovery!

 

[Lain]

Thanks for the reminder. Now that I am back from my trip and have no MSR, I was going crazy! So I pulled the trigger on this. I did a dummy booking to get the 125K HH points for $5K/3 months + the $50 stmt credit. Due to my fraud alert on my credit, I got the call in message but they just verify my identity and then easy peasy I'm approved! Yeah Now to see how much I can spend before 6/27 and see if I can talk DH into getting a card as well if it looks like we can hit the spend on both.

On Chase, I moved all my points to my CIP as that is my only travel card right now. So moved some from CIC, some from CF, some from DH CIP. Grand total 203K. I like having a large balance on just one card!

Waiting to cool down with Chase (CIP 2/2018; IHG 3/2018; CIC 5/2018) before I go for double dip on CSR/CSP.. Optimal timing will be mid-August. Did someone here say that Chase expedites/overnights the CSR card? I want to wait as long as possible but need it for a trip starting August 25.

CONGRATULATIONS ON THE HILTON!



If you can refer DH to the same card, you two can probably put together a really nice vacation!

 

[Lain]

Noob UR question, but do UR points expire, and if so, when? I'm starting the process of stock piling UR to pay for a trip in 2022 (my 40th bday!!) and I'm wondering if I am starting too early?

No expiration as long as your account is open and in good standing :

Just a little clarification -- UR points are held on specific cards. You can transfer them off a card and onto another card in your household, and then those points will live on the transferred card. Just be sure never to cancel/close a card that has UR points on it before you transfer or spend them.