I love credit cards so much!

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Exactly - it’s amazing!

I did one for me at the same time as another AMEX app in case it triggered a hard pull (it didn’t). Next time my wife signs up for a card I’m going to refer her for sure.

Just applied using your link and I was approved. Amex loves me lol. I’m excited for my first MR card. I feel like there are always good offers on MR earning cards
 

Oh man, I feel really bad right now because I just realized I didn't use anyone's support link for DHs CIP... :sad:

I got too excited when I applied for my CIP and forgot to wait for my Dischurner's invite, so I didn't use a referral either. And I have been carrying around that shame for the past 2 months. :(
Aw guys - while it’s a nice gesture to use a link please don’t “carry shame” over it. :) It’s no big deal.
 
Oh man, I feel really bad right now because I just realized I didn't use anyone's support link for DHs CIP... :sad:

I got too excited when I applied for my CIP and forgot to wait for my Dischurner's invite, so I didn't use a referral either. And I have been carrying around that shame for the past 2 months. :(

You will now be shunned :rotfl::rotfl2:

And this is probably part of the reason why the board rules forbid it :laughing:

But don't feel bad, I for one am still super happy for you both getting the card even without supporting another member. And I'm sure many others are too. You'll get someone on the next round I'm sure and it'll all even out in the end. As evidenced by @SouthFayetteFan 's survey a few months back, there are many more cards out there and new ones opening all the time, even ones without support links available that we'll still recommend them and I'm sure it'll all come out in the wash eventually.
 
@gottalovepluto explained how to use more than one CC on sam's online on the Disney Gift Card thread. Not sure if you can use 3??

Well i just went to the disney gift card thread. Some are getting dis cards but others have posted about getting 30 dollar sams club card.
I just called Sams Club.com about negative reviews regarding their gift cards. She responded people don't follow directions o as you
have to go through the activation email or in your letter.

So check if you are in the state that you don't pay the non member fee. Maybe get the Sams gift cards so you can use at Walmart.

Find a friend with a membership. I am going to bum off my parents to use my Amex offers. :D

Thanks, all. I honestly don't think I know anyone with a Sam's Club membership. It's mostly Costco country around here. I'm in CT, so not exempt from the fee.
 
Yes, we booked a cruise in January 2019 via UR points. Very easy. Just called the Chase Travel line, told them the details of the trip and cabin I wanted, and it was done. I entered the booking number into the Disney website within minutes of booking and it showed up right away. We got the welcome envelop a couple weeks later.

Now, I still need to call to setup ground travel and I need to book flights and hotel stays before and DVC stay after.
what chase card do you use
 
okay new he
It truly is AMAZING how much you can earn when you have a clean slate with Chase and are in 2 player mode. Our plan is to hit the following in a 2 year span (with some other cards mixed in too):
  • 2x CIP
  • 2x CSP
  • 2x CSR
  • 2x CIC or CIU
That's $32,000 in combined MSR BUT it's also worth over $8,000 in travel when you include the base points and potential referral points. This doesn't even include the ability to potentially do BOTH CIC and CIU and looking at CF and CFU.
Okay new here and trying to learn the lingo, whats CIP, CSP, SCR, CIC or CIU? MSR
 
Thanks, all. I honestly don't think I know anyone with a Sam's Club membership. It's mostly Costco country around here. I'm in CT, so not exempt from the fee.


Saw someone post this on Doc's site. See if this helps

"Non-members pay 10% extra… So the $29 gift card is $32, meeting the $30 minimum!"

Also i have a friend in another state that is not anywhere near a sams club either and she just
got the membership to be able to order a few things and Disney Gift Cards. She went through
this special as it is almost free. She used that acorn thing ..whatever that is lol

https://www.doctorofcredit.com/excellent-deal-on-sams-club-membership-gc-vudu-pizza-acorns/

Hope this helps.
 
Saw someone post this on Doc's site. See if this helps

"Non-members pay 10% extra… So the $29 gift card is $32, meeting the $30 minimum!"

Also i have a friend in another state that is not anywhere near a sams club either and she just
got the membership to be able to order a few things and Disney Gift Cards. She went through
this special as it is almost free. She used that acorn thing ..whatever that is lol

https://www.doctorofcredit.com/excellent-deal-on-sams-club-membership-gc-vudu-pizza-acorns/

Hope this helps.
The link address ends with "Vudu Pizza Acorns". Sounds yummy! :tongue:

Thank you for the Doc quote...that sounds like a good way to go!
 
okay new he

Okay new here and trying to learn the lingo, whats CIP, CSP, SCR, CIC or CIU? MSR

Welcome!
CIP- chase ink preferred.
CSP- chase shappire preferred
CIC-chase ink cash
MSR- minimum spend requirement

Did you mean CSR and CFU?
That’s the Chase Sappire Reserve and the Chase Freedom Unlimited.

Here, we travel hack by applying for credit cards getting the bonus and then applying for a new card. If you have any more questions everyone here is super helpful. If you want to join in let us know your travel goals, nearest airport, and how many credit card you have gotten in the last 24 months. We can help recommend some cards for you.
 
Welcome!
CIP- chase ink preferred.
CSP- chase shappire preferred
CIC-chase ink cash
MSR- minimum spend requirement

Did you mean CSR and CFU?
That’s the Chase Sappire Reserve and the Chase Freedom Unlimited.

Here, we travel hack by applying for credit cards getting the bonus and then applying for a new card. If you have any more questions everyone here is super helpful. If you want to join in let us know your travel goals, nearest airport, and how many credit card you have gotten in the last 24 months. We can help recommend some cards for you.
Thank you! I heard you all are great and helpful. I have applied to no credit cards. In fact paid off all of them years ago and now want to find ways to get my family on a vacation. heard this is a great way once you understand it. So her eis my plans:

Disney cruise, LAX or San Diego are the two closest. Any advice I'm all ears. :love:
 
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