I love credit cards so much!

[jujubiee4]

In my email it is just a picture of a blue card but when i log in it says simply blue plus(business).

 

[SouthFayetteFan]

In my email it is just a picture of a blue card but when i log in it says simply blue plus(business).

That is a different card than Blue Business Plus. If you look deeper it probably earns cash back (not MRs) I think.

 

[jujubiee4]

Simply

That is a different card than Blue Business Plus. If you look deeper it probably earns cash back (not MRs) I think.

It says.....

SimplyCash Plus Business

Welcome Offer

Earn a
one-time$200STATEMENT CREDITafter you spend $3,000 or more in qualifying purchases on your Card within the first 3 months of Card Membership.† To be eligible for this offer,your application must be received by 6/21/2018.

5%cash back at U.S. office supply stores and on wireless telephone services purchased directly from U.S. service providers

3%Cash back on the category of your choice from a list of eight

1%Cash back on other purchases

Terms and limitations apply.‡
5% and 3% apply to the first $50,000 in purchases per calendar year, then 1% applies thereafter. Cash back earned is automatically credited to your statement.

****Is this it or no?............lol they have so many blue cards hard to tell

• †Offer Terms
• ‡Benefit Terms
• Rates & Fees

 

[Disneyonmymind]

Is it their first card? Dd has been an AU on my SW card for a year. Debating getting her her own card or let her keep earning me points.

Yes, first card in her name. I have read it takes a year of having a card in your own name before you can qualify for most travel cards so I wanted to start the ticker. Previously, she always used her debit card . Recently, I got her an AU Visa card and an employee Amex card so she is already trained to check with me before using them. It has been working out great because she helps me with MSR and she is super thrifty so no excess spending.

 

[jujubiee4]

That is a different card than Blue Business Plus. If you look deeper it probably earns cash back (not MRs) I think.

Yup your right through that link
lain posted from Doc it is different. Says I am not eligible. Can't get incog to show either.
Drats!

 

[jujubiee4]

Possible new BOA card might be coming out.

https://www.doctorofcredit.com/bank...ing-new-pick-your-own-3-category-credit-card/

 

[CyndiLouWho]

What points do you use for your Cruise excursions? UR?

I haven’t booked yet, but have researched and many of the excursions for our Alaska cruise are available in Chase portal with URs.

 

[Jen and Ashwin]

Just sold another sewing machine! My profit is $108 plus 4k UR.

I also wanted to mention a service that has saved me a lot of money. I bought a storm door and handle set last week from Home Depot. They went on sale, a total of $56 savings. I probably would have never known except that Paribus sent me an email alerting me to the price drop. I paid with gift cards, so I had to go into the store yesterday to get the refund, but now I have $56 more to spend towards other home improvement things. My brother's company developed the analytics for Paribus and I have been using it for several years since I was in the beta program. It has saved me a lot of money over the years, including a couple hundred when the price of a washer/dryer unit I bought from Costco dropped in price last year.

 

[thevalley]

Any recommendations on how to apply for an Amex biz card. Is it almost the same as chase?

 

[speedyfishy]

Any recommendations on how to apply for an Amex biz card. Is it almost the same as chase?

“Buisness?” It’s the same, social, sole proprietorship, name as biz name. Only difference for me is I get instant approval for Amex Biz cards, but not for Chase lol.

 

[thevalley]

“Buisness?” It’s the same, social, sole proprietorship, name as biz name. Only difference for me is I get instant approval for Amex Biz cards, but not for Chase lol.

Thanks. I will be applying soon. Just didn’t want to mess up.

 

[Albort]

Thanks. I will be applying soon. Just didn’t want to mess up.

mess up, apply again in 30 days... no worries.
Amex hands biz cards out like candy. so no worries!

 

[amalone1013]

We met in person, but it was a pretty quick deal. Just got you checked in for Moonlight Magic and went on our ways.

Yes! I feel silly now. We had a great time that night!

 

[amalone1013]

Soooooo since it's been a year since I applied for a Chase business card, I can't figure out what the best category was for my ebay business....

 

[palhockeymomof2]

WooHoo! Just helped my mom apply for the CIP using my referral link. She was instantly approved!!! She is coming to Scotland for another long weekend with us next year! Happy Mother’s Day!

Congrats..I applied on Friday....and got the 30 day message..then called and it was 2 weeks...probably should of held off applying until Monday...the wait over the weekend is hard...

 

[Budzooka]

I could use some input from you guys on my next steps. After waiting patiently for over a year, I am finally under 5/24 and can get back in on the Chase action. I've got another spot opening up in July as well. I want to be careful with applying for too many Chase cards, so I am spacing out every couple of months. I'm planning to hit the business cards first while under 5/24 and then double dip CSP/CSR once I am at 4/24. My wife has CSP, so we currently have access to UR. Here's my plan...please shoot holes in it:

Now - Get CIC and will stay at 4/24. NOTE: I do not currently have a CSP or CSR. Assuming I can stash these points and transfer later once those cards are opened.
July 2018 - Get CIP and am now down to 3/24.
Sep 2018 - Either SW or Marriott personal card to get up to 4/24. If SW, I will double dip with a business card to get CP. Depends on timing of our Hawaii trip, as we haven't decided if summer 2019 or 2020.
Nov 2018 - Double dip CSP and CSR and hold at 6/24

Appreciate the help.

 

[disneymagicgirl]

I could use some input from you guys on my next steps. After waiting patiently for over a year, I am finally under 5/24 and can get back in on the Chase action. I've got another spot opening up in July as well. I want to be careful with applying for too many Chase cards, so I am spacing out every couple of months. I'm planning to hit the business cards first while under 5/24 and then double dip CSP/CSR once I am at 4/24. My wife has CSP, so we currently have access to UR. Here's my plan...please shoot holes in it:

Now - Get CIC and will stay at 4/24. NOTE: I do not currently have a CSP or CSR. Assuming I can stash these points and transfer later once those cards are opened.
July 2018 - Get CIP and am now down to 3/24.
Sep 2018 - Either SW or Marriott personal card to get up to 4/24. If SW, I will double dip with a business card to get CP. Depends on timing of our Hawaii trip, as we haven't decided if summer 2019 or 2020.
Nov 2018 - Double dip CSP and CSR and hold at 6/24

Appreciate the help.

I tend to err on the side of caution more than others, but that is alot of Chase in just 6 months. I would space that out over 12-18m and throw in some amex biz cards in-between.

 

[Albort]

I could use some input from you guys on my next steps. After waiting patiently for over a year, I am finally under 5/24 and can get back in on the Chase action. I've got another spot opening up in July as well. I want to be careful with applying for too many Chase cards, so I am spacing out every couple of months. I'm planning to hit the business cards first while under 5/24 and then double dip CSP/CSR once I am at 4/24. My wife has CSP, so we currently have access to UR. Here's my plan...please shoot holes in it:

Now - Get CIC and will stay at 4/24. NOTE: I do not currently have a CSP or CSR. Assuming I can stash these points and transfer later once those cards are opened.
July 2018 - Get CIP and am now down to 3/24.
Sep 2018 - Either SW or Marriott personal card to get up to 4/24. If SW, I will double dip with a business card to get CP. Depends on timing of our Hawaii trip, as we haven't decided if summer 2019 or 2020.
Nov 2018 - Double dip CSP and CSR and hold at 6/24

Appreciate the help.

i agree with @disneymagicgirl
best to follow these soft rules, 2/3 3/6 4/12.
and of course the hard rule 5/24

 

[SouthFayetteFan]

I could use some input from you guys on my next steps. After waiting patiently for over a year, I am finally under 5/24 and can get back in on the Chase action. I've got another spot opening up in July as well. I want to be careful with applying for too many Chase cards, so I am spacing out every couple of months. I'm planning to hit the business cards first while under 5/24 and then double dip CSP/CSR once I am at 4/24. My wife has CSP, so we currently have access to UR. Here's my plan...please shoot holes in it:

Now - Get CIC and will stay at 4/24. NOTE: I do not currently have a CSP or CSR. Assuming I can stash these points and transfer later once those cards are opened.
July 2018 - Get CIP and am now down to 3/24.
Sep 2018 - Either SW or Marriott personal card to get up to 4/24. If SW, I will double dip with a business card to get CP. Depends on timing of our Hawaii trip, as we haven't decided if summer 2019 or 2020.
Nov 2018 - Double dip CSP and CSR and hold at 6/24

Appreciate the help.

What is your wife’s status and what is she doing during all of this? Couldn’t you alternate some to slow your pace?

 

[Budzooka]

What is your wife’s status and what is she doing during all of this? Couldn’t you alternate some to slow your pace?

Thanks for the input. Maybe I'm being too aggressive and need to space it out more.

While I was over 5/24 and waiting to get back under, she hit Chase for 4 cards in 6 months without any trouble, but this was from August 2017 to Feb 2018 before all of the shutdown talk really started up. She is now at 5/24 and won't go under until Aug 2019, so Chase is out of the question.

Maybe I'll skip out on the CIC and just get the CIP now, another personal in August(either SW or Marriott), and double dip the CSP/CSR in Nov. That will technically be 4/6, but with the last one being a double dip.