Ok guys, I am just itching to get into this churning game! I have been following and reading, but I still feel like I am not informed enough to make the plunge entirely. If anyone wouldn't mind taking a look at my situation and possibly give some recommendations, I'd appreciate it!
So here goes... I have a few cards that were opened over 2 years ago...DisneyVisa,
Amazon Visa, Old Navy Visa.
In May I opened the southwest plus for the sign up bonus (40,000). Didn't know about companion pass at the time.
End of September I opened up the Southwest Premier and Business to get CP in Jan 2018. Does this mean I am now 3/24? I saw some recent posts that business cards don't count. So could I be 2/24? I am salivating at the thought of the cards I can get, haha!
A few questions I have about all of these southwest cards is should I keep them all open? That's a lot of annual fees and a lot of southwest cards, no? What would the negative effects of canceling be? How do you all decide which to keep open, cancel, or PC?
So now I'm thinking that a card that earns UR points is a great way to go. CSP maybe? The annual fee on the CSR scares me.
Plans I have in the near future...Carnival cruise in May 2018(had a previous credit I'm using up). Disney in December 2018. I'd love to go to Hawaii 2019 while I have companion pass. If I could use points to book a hotel too that would be ideal. What does everyone think about a Hyatt card? Is Marriott better way to go? I'd love to get hubby in on this to double up on points but he has very little credit. He just got his first credit card ( I know, I know) in August, a DiscoverIT.
Any thoughts are appreciated