I love credit cards so much!

[kidsfirsttrip]

See below

 

[kidsfirsttrip]

I appreciate the suggestions! Just asked dh about a budget---he thinks $350-400 plus parking. Last time we stayed overnight in the city it was for a family wedding and they had a block of rooms at The Lexington which is under the Marriott umbrella. We usually just do day trips so this is a new thing for me

We stay quite a bit. If you want right in Times Sq I loved the Marriott Marquis - cool hotel rooms were huge
W - Times Sq has a reallly cool bar/lounge area
Millennium Times SQ was good too but didn’t have as much to offer as the other two more of a business atmosphere
I loved Bryant Park Hotel a funky modern hotel away from the bustle to Times sq (but very close) and a boutique feel with really friendly staff
Lastly a few peeps on here have mentioned Residence Inn Central Park. It’s North of Times Sq and right near Carnegie Hall. I think free breakfast and great views. @calypso726 and @striker1064 could prob tell your more

 

[speedyfishy]

We’ve done the normal kitchen sink and this last trip we did the Mickey Pants kitchen sink which was so cute and you get to keep the pants! I would love to try yachtsman steakhouse but I think our food budget is going to be awfully small this time. We are definitely going to take advantage of the CL food and probably will eat lots of quick service

Get a bank bonus to cover the meal? Lol jk I need to learn to eat at Disney cheap. In June we are going without the meal plan for the first time in a bit. SO is convinced we will save money which we may but we are still doing the Yatchsman. we normally get a $120 porterhouse when we are on the dining plan. I like eating that and it being pre payed for. I may cry actually paying for it after eating this time lol. let me know what quick service meal recommendations you have in that area after your trip. We are only doing one sit down a day.

 

[Mopedmom1]

When I had the issue last month someone also suggested freezing the Chex system that does bank accts. I froze all 4. You do need to notate the PIN number for all somewhere it won't get lost. I have them in two different places. The Chex one sends you the PIN by snail mail. It was super easy and quick to do it all online.

If someone has your SSN, you'll want to freeze ChexSystems and Innovis too. So if you want to open a new bank account you'll need to unfreeze ChexSystems. Call the 3 bureaus and tell them what happened and they can put a mark on your report as well. Some people file police reports for stolen SSN.

There's tons of info on this - here's an article: https://www.experian.com/blogs/ask-...-your-social-security-number-has-been-stolen/

Thanks ladies. I didn't even think about Chex and don't even know what Innovis is! Lol

 

[LuckyMamaInDE]

We stay quite a bit. If you want right in Times Sq I loved the Marriott Marquis - cool hotel rooms were huge
W - Times Sq has a reallly cool bar/lounge area
Millennium Times SQ was good too but didn’t have as much to offer as the other two more of a business atmosphere
I loved Bryant Park Hotel a funky modern hotel away from the bustle to Times sq (but very close) and a boutique feel with really friendly staff
Lastly a few peeps on here have mentioned Residence Inn Central Park. It’s North of Times Sq and right near Carnegie Hall. I think free breakfast and great views. @calypso726 and @striker1064 could prob tell your more

Thank you! So much to look at tomorrow lol

 

[PolyRob]

We’ve done the normal kitchen sink and this last trip we did the Mickey Pants kitchen sink which was so cute and you get to keep the pants! I would love to try yachtsman steakhouse but I think our food budget is going to be awfully small this time. We are definitely going to take advantage of the CL food and probably will eat lots of quick service

Glad you got your resorts! While YC and BC are similar, it will definitely be a different experience. I say quieter and more relaxing.

If you like Minnie Mouse, Beaches & Cream now has a Minnie kitchen sink in a skirt. Beaches & Cream also has new loaded/extreme milkshakes to catch up with other places and they come in plastic mason jar you get to keep. I was bummed they were out of the cups when I went. Next time!

 

[MrPTato]

Just found both Lowes and Staples offers on my BBP, both 10%. First time I have had those. Must have loaded in the last couple days. Both expire on 6/30/19. I almost went today to get HVAC filters.

 

[kmc8826]

I’m intrigued..never looked into DAH...off to research

Easywdw and wdwnt both have some good reports that are recent. I have done MK DAH three times. Sadly not doing any of them this upcoming trip. Spent all my Disney money on AP’s and DVC so this is otherwise a budget trip. Only two table service meals for 7 days.

 

[wanderlust7]

The 20K MR referral on the BGR put me over the edge and I decided to get DH the AmEx Gold before the offer expires. Instant approval! Yay! He doesn't know it yet, but he's getting a rose gold card. I hope he doesn't think it's too pink?? No Credit Karma or Experian alert yet, and not for my BGR app either, so hopefully they were both soft pulls.

I guess my BGR is too new (just got it yesterday), so I didn't see the ability to refer. But was able to get it using DoC's direct link.

I got an email from Credit Karma saying someone checked my credit today. CK is showing a hit on Equifax for Verizon Wireless. I have ATT and have no desire to switch and havent even been in a Verizon store. What do i need to do? This follows on the footsteps of a $1 fraudulent charge on my CSR this weekend. ACK, Im a little freaked out! Help!

Sorry this is happening to you! What a pain! Good thing you caught it early though. Sometimes I wonder if the churning puts us more at risk..?

 

[MrPTato]

Bit the bullet as we have about 24 hours left....chatted w/ Amex and requested the Rose Gold card. Figured if I don't like, I can switch it back.

 

[afan]

Sorry this is happening to you! What a pain! Good thing you caught it early though. Sometimes I wonder if the churning puts us more at risk..?

I don't think it's that so much as we're getting further away from the equifax breach and a lot of times when the info is stolen it will be sat on for months while people forget that it happened or thought they were fine because nothing happened to them at that point. Granted we don't always find out about this stuff until months after, but when so much is stolen it won't all get used/sold/whatever right away anyway. This makes 2 of us on this thread in less than a month. I don't think there's any one thing it can be pointed to but I would like to think that since I'm applying directly on the secure credit card website that my info is safe but we all know how that goes.

I think more important it's good to know that these things are being caught, whether it's chase's fraud department or an alert from credit karma so it can be caught and marked as fraud. With everything that's happened I didn't want to freeze my credit because while it's not a huge hassle it's still a hassle I didn't want to deal with. Now it's all frozen and I don't have to worry and it will also keep me from applying for a card when I'm not at home unless I want to dig through my emails to find the info I need to unfreeze everything. Really I'm more concerned about an employer that wants to do a credit check (not getting into my thoughts on that) but that I don't want to have to bring it up prematurely but would want to know so I can unfreeze it and not cause hassle or potential issue with a hiring. But I would also hope in this day that they would understand people having a freeze and it wouldn't be a hassle or an issue but you never know with some people.

 

[Haley R]

They have light food offerings during the day (breakfast, snacks, dinner appetizers, drinks, Nespresso machines, etc.). There is a ton of info over on the YC/BC thread if you want to know more. But basically, for us, we end up having breakfast in the lounge, then have a sit down lunch (can be QS), have the dinner apps and then go to the park where we will buy something QS or snack a bit but after the apps we don't really have room for a big dinner. Different people use it in different ways. Have fun planning!



Yeah, we wouldn't be staying there if not on points. And even then we wouldn't if it wasn't a splurge trip for us. A couple of years ago DD and her friends stayed at the Embassy Suites in Midtown for a pretty reasonable price on Thanksgiving weekend.

We are definitely going to use it for breakfast. I'm not sure if we will want to come back for the lunch/dinner stuff, but will probably take advantage of the desserts at night.

 

[Haley R]

Get a bank bonus to cover the meal? Lol jk I need to learn to eat at Disney cheap. In June we are going without the meal plan for the first time in a bit. SO is convinced we will save money which we may but we are still doing the Yatchsman. we normally get a $120 porterhouse when we are on the dining plan. I like eating that and it being pre payed for. I may cry actually paying for it after eating this time lol. let me know what quick service meal recommendations you have in that area after your trip. We are only doing one sit down a day.

When Dh and I go alone we don't do the dining plan. We don't like being tied down to a table service meal every day. Right now we are planning our Epcot day and I think we are actually gonna do 2 qs meals instead of a ts. With us paying $250 for each DAH event we need to save some money somewhere.

 

[amalone1013]

Are you talking about this weekend or the weekend of February 1?

Dah is the best thing ever. It says something when we are willing to fly down last minute to do all three lol

This weekend. We loved the MK one back in September. They have a DHS one this Saturday. If it was MK I probably wouldnt debate especially with the AP price but I'd probably pick AK over DHS personally..

 

[Haley R]

Glad you got your resorts! While YC and BC are similar, it will definitely be a different experience. I say quieter and more relaxing.

If you like Minnie Mouse, Beaches & Cream now has a Minnie kitchen sink in a skirt. Beaches & Cream also has new loaded/extreme milkshakes to catch up with other places and they come in plastic mason jar you get to keep. I was bummed they were out of the cups when I went. Next time!

Hah I didn't know they had a Minnie Mouse one now! That's awesome. Right now we are looking at dinner for our "free day" and are deciding between ESPN or Trattoria Al Forno.

 

[Haley R]

This weekend. We loved the MK one back in September. They have a DHS one this Saturday. If it was MK I probably wouldnt debate especially with the AP price but I'd probably pick AK over DHS personally..

Huh that's funny. I would easily pick HS over AK, but we are doing them both anyway! lol

 

[CyndiLouWho]

Beaches and cream too. I love the chocolate lovers kitchen sink but if you don’t want that much ice cream we love going to ample hills at the boardwalk

This is DSs favorite. “And a whole can of whip cream!” Lol
I booked B&C 3 different nights for our upcoming March trip so we can make sure to get there (will drop 2 once we have FP nailed down). DS saw info about the Vanellope Sundae so he says he’s using his Disney GC for that.

 

[amalone1013]

Huh that's funny. I would easily pick HS over AK, but we are doing them both anyway! lol

My biggest thing is this was supposed to be more of a budget trip lol

 

[calypso726]

We stay quite a bit. If you want right in Times Sq I loved the Marriott Marquis - cool hotel rooms were huge
W - Times Sq has a reallly cool bar/lounge area
Millennium Times SQ was good too but didn’t have as much to offer as the other two more of a business atmosphere
I loved Bryant Park Hotel a funky modern hotel away from the bustle to Times sq (but very close) and a boutique feel with really friendly staff
Lastly a few peeps on here have mentioned Residence Inn Central Park. It’s North of Times Sq and right near Carnegie Hall. I think free breakfast and great views. @calypso726 and @striker1064 could prob tell your more

Haven’t stayed there just yet. Soon. I can elaborate in a couple of weeks.

 

[Mopedmom1]

I have notified:

• Equifax
• Transunion
• Experian
• Innovis
• Chexsystems

Everything went smoothly except Equifax whom I contacted first and by phone. Customer service sounds like it is India so very difficult to understand. After taking my info I was instructed that I need to establish an account on line. No go, resulting in a second call to a second hard to understand person who was unable to help me and her first response was try logging on later. Umm yeah, that's the best solution. So now I wait for IT to contact me.

I have read online I should file a police report, contact Social Security, the IRS and the FTC. (???)

Thoughts, ideas, any other agencies I'm missing? Boy I need a BIGGER glass of wine.