I love credit cards so much!

[miztressuz]

New chase offer for 10% back at Walgreens too.

A few of mine have finally credited. Some gc purchase and worked!

Got Walgreens but only on my CSR, good for $5 back. I can still make it work, thanks!

Also have PetSmart for 10% up to $7 back as a new offer.

 

[Judique]

I do think we’ve had people here see it go away and return.

I can’t remember who, and it feels like more of us never saw it again than did lol.

For this reason I do not even look at Card Match. I'm scared I'll see it and then never find it again. I am going for a Plat card in the spring. Hoping the biz will still have the offer if I can't get the personal. I'm waiting until I can do 10K with some spring home renovations.

 

[SBWB48]

This is so enlightening to me...you can tell I don't do Amazon often, lol.

Just to clarify...So if I buy a $100 Kohls card for example...Can I put the 1MR against it and then charge $99.99 to my Amazon GC?

shouldnt it be 1MR + $79.99 to amazon GC?
can also confirm, can use Amazon GC on 3pgc.

Thanks for this mine just showed up too!

When charging the balance to giftcards make sure your AMEX MR card is default or it will keep trying to charge your cc and not use gc balance.

Looks like @Albort and @kidsfirsttrip covered everything. If you see it trying to charge your card, simply go back to your cart, click the offer again (it will tell you that you’ve already activated the offer, etc.), then go back through checkout. Everything should them work correctly (1MR + remainder on the GC as long as your GC balance is replenished).

 

[Lain]

Well I know I can count on you guys to help us out when we get to that point! Diapers are expensive lol

Target often runs sales on diapers and baby supplies. We especially loved the spend $100 on baby essentials, get a $15 Target gift card deal (or spend $125, get $20 gift card). A lot of diaper boxes are priced at $24.99, so buy 4x (or 5x), and throw in a small pack of $0.99 baby wipes to hit the magic number. We’d stock up during these kinds of sales.

The REDcard is good for 5% off, but you can’t stack the REDcard with Target gift cards anymore for an additional discount, and you can often buy Target gift cards at what I’d consider better than 5% cash back. Office supply stores and the Gyft app sell Target gift cards, so you could earn 5x UR with a Chase Ink Cash (you could downgrade your CIP to a CIC, but if you’re under 5/24 I’d apply for the CIC separately and get the 50k UR bonus). Grocery stores also sell Target gift cards, so you could earn 4x MR with an Amex Gold or 6% cash back with an Amex Blue Cash Preferred and probably earn gas rewards.

Babies are expensive!

 

[Lain]

when friend just asked me if her Nonstop flight from LAX-->RAR stops in Auckland or not...

Is this the friend you’re trying to help with churning who called you a dream killer?

 

[Lain]

I just applied for the Rose gold Amex. Denied before they even ran my credit. I got the pop up message saying based on my history of getting bonuses or opening/closing accts I am not eligible for the sign up bonus. I don’t get it. I’ve had 2 Amex cards in my life. The old Jet blue card like 8 years ago and currently have the SPG business card.
Does Amex have a new rule like 5/24 with Chase? Anyone know why Amex hates me?

Have you been putting ongoing spend on the SPG Biz since hitting MSR and getting the bonus? Or have you sockdrawered the card?

That pop up message means Amex has flagged you as, essentially, an unprofitable customer who might be only interested in chasing bonuses and not putting any ongoing spend on their Amex cards. It’s typically targeted at applicants who have signed up for Amex cards, met MSR, pocketed the bonus, and stopped (or perhaps dramatically dropped) spending on those cards. The only cure anecdotally is putting some spend on your existing Amex cards may get you back in Amex’s good graces, and get that pop up to go away. How much spend, and for how long is anyone’s guess. Keep spending and try applying again periodically until you don’t get the pop up. Some people have charged a $5 slice of pizza, tried again and no more pop up. Others have put thousands of dollars in new spend on their card(s), and still gotten the pop up. Maybe Amex has some sort of algorithm based on how deep in the hole you are with them. It’s certainly not any hard rule that’s easy to understand like 5/24.

ETA: You weren’t denied. That pop up message is a warning from Amex that you won’t get the welcome bonus, and gives you a choice whether to continue the app knowing you won’t get the bonus. You can still be approved for the card without qualifying for the bonus.

 

[kidsfirsttrip]

@MrPTato - what ever happened with Santander? Roughly how much in MOs are you depositing monthly with Td?

 

[striker1064]

DW approved for the BBP last night with no popup, courtesy of the 20k MR referral from my Biz Gold. Amex seems to love us. Not that I'm complaining.

Question for those who upgraded to the Marriott Premier Plus - when does the new AF post? DW got the 75k Marriott with no AF offer. Upgraded around month 11 and got a prorated AF refund, plus a full $95 refund, a few months ago. Still no new $95 AF and we're in the 3rd month of the second year of card ownership. Or will it not post at all until the next anniversary?

She even already got the 35k free night a couple of months ago.

 

[Judique]

Wow! I forgot that Rose Gold also gives 4x at restaurants which is the best card I have for this category (I think).

Yesterday I went to Cheesecake Factory and bought a food item to go for about $12, plus 4 of the $25 gift cards.

After tip the charge was $114.xx.

I am expecting: 4 slices of cheesecake at $7.50 to 9.50 each.
$10 rebate for monthly $10.
$22.80 for restaurant 20% - maybe
456 Membership rewards points.

If the gift cards don't count, I won't be disappointed as 'something' will trigger my 20% over the next 3 months. I am very happy getting the 4 slices of cheesecake and the long period of redemption for them of March 31.

We have 4 birthdays between Dec 30, and Jan 19. Daughter, 2 granddaughters and myself so the $100 will take us all out to lunch or dinner in mid January after my Disney trip. If the $22.80 posts, I will run out and do this again to get the same redemption for Dec. I don't mind doing Cheesecake Factory twice in three months. Does CFF have any type of rewards program? I only go there a couple of times a year as there are so many places to go around here.

 

[afan]

Vancouver bound for the day for eating and shopping. I need some Boston Pizza and canisters of Tim Horton's hot chocolate. Also looking forward to different stores than we have here and hoping I can get the last few things I need for presents.

 

[Judique]

Ruth Chris steak house also has a gift card bonus of 10%. Spend $250 on a gift card get a 10% bonus good on 1/1 to 3/31.

This may be: $10, $25, $50, and 500 Membership Rewards. Not nearly as good as CFF, but I could just about finish my $100 dining bonus and be able to 'see' something nice for it.

On the other hand $250 doesn't go that far at RC as everyone will want to go!

 

[hsmamato2]

how tough/easy is it to get Barclays aviator red Aadvantage card? I know arrival is tougher rules etc like 6/24 (I don't qualify sadly for that one) interested in the AA miles tho....

 

[tink1970]

DW approved for the BBP last night with no popup, courtesy of the 20k MR referral from my Biz Gold. Amex seems to love us. Not that I'm complaining.

Congrats!

 

[disneymagicgirl]

BOOOOOM - it worked! I'm eligible for the 20% discount with using at least 1 MR point!! Now I need to think about what gift cards it might make sense to buy We'll put the spend on our BBP+ to earn 2MR points AND continue to try to lift that popup.

Yay!

I just finally used the offer for DS's lego set that I can't find discounted anywhere. It is a jurassic world one and $130. ouch. At least I saved 20% making it $104.

 

[tink1970]

Please y'all remind me not to read "mommy points" Summer Hull on TPG EVER AGAIN. Today she annoyed me so much I actually posted a comment. It was my first (and hopefully last) ever. Ugh, just ugh

Thank you and back to credit cards...I have the weirdest offer on my Amex--9X UR points at Sephora. Guess I'll be stocking up on sunscreen and DD's expensive makeup (okay, mine too). Combining with Miles Plus Shopping portal (6X) this can earn me both flexible and targeted miles. Whoo hoo!

 

[havaneselover]

Please y'all remind me not to read "mommy points" Summer Hull on TPG EVER AGAIN. Today she annoyed me so much I actually posted a comment. It was my first (and hopefully last) ever. Ugh, just ugh

Thank you and back to credit cards...I have the weirdest offer on my Amex--9X UR points at Sephora. Guess I'll be stocking up on sunscreen and DD's expensive makeup (okay, mine too). Combining with Miles Plus Shopping portal (6X) this can earn me both flexible and targets miles. Whoo hoo!

I have that one too but I just got a bunch of Sephora gift cards cheap at Kroger.

 

[hsmamato2]

I just got on the chase mobile bandwagon here (that Aldi post drew me in) no Aldi of course but I got some others I may use like 5 guys or starbucks.... do the offers work on a gc purchase? like at lowes or staples? and how do I know which chase card is linked to use for purchasing? when I log in I see all my cards listed, which card are the offers linked to,or is it all of them at once?

 

[StephPlum]

I just applied for the Rose gold Amex. Denied before they even ran my credit. I got the pop up message saying based on my history of getting bonuses or opening/closing accts I am not eligible for the sign up bonus. I don’t get it. I’ve had 2 Amex cards in my life. The old Jet blue card like 8 years ago and currently have the SPG business card.

Here is my DP. I was able to get 2 AMEX earlier this year easy peasy. Referred DH to Hilton Biz and auto approval. He/We met MSR quick and then sock drawer the card. Referred him to SPG biz when the offer went up and got the pop-up. After hearing to put some spend on the card, I did about $200 in normal spend on the card (some GC) and kept applying. In all applied 4 times before the pop-up went away. Instant approval. So the pop-up doesn't mean anything to approval or denial. Just has to do with getting the bonus. Agree with others, there is no specific known amount to charge to get the pop-up to go away. Just put some spend on the current card(s) and keep trying. Good luck.

 

[disneymagicgirl]

Both my ex and I are on high deductible plans so basically pay full price for prescriptions. Thankfully I max out my HSA so that will help. At first I was shocked but I’m over that

And we are starting at 10mg so this will be interesting to figure out especially since he switches houses every week.

We were high deductible as well until this year. Maxing that HSA makes a huge difference. I just budgeted in the $6k OOP family max each year, and pulled it from my HSA as I had med/rx bills to pay. Good news is you get points for the expense and the reimburse yourself. Silver lining.

My son is on the 50mg vyvanse and 2mg intuniv daily. We do the intuniv at dinner time. Adding that in has made a world of difference, IMO. Just something for you to discuss with your doc. I am ready "finally focused" now and soon will be starting a magnesium supplement for him. I would like to be able to wean down the vyvanse dose if the supplements help. It is a journey for sure. Good luck finding what works for you.

 

[pinkxray]

Have you been putting ongoing spend on the SPG Biz since hitting MSR and getting the bonus? Or have you sockdrawered the card?

That pop up message means Amex has flagged you as, essentially, an unprofitable customer who might be only interested in chasing bonuses and not putting any ongoing spend on their Amex cards. It’s typically targeted at applicants who have signed up for Amex cards, met MSR, pocketed the bonus, and stopped (or perhaps dramatically dropped) spending on those cards. The only cure anecdotally is putting some spend on your existing Amex cards may get you back in Amex’s good graces, and get that pop up to go away. How much spend, and for how long is anyone’s guess. Keep spending and try applying again periodically until you don’t get the pop up. Some people have charged a $5 slice of pizza, tried again and no more pop up. Others have put thousands of dollars in new spend on their card(s), and still gotten the pop up. Maybe Amex has some sort of algorithm based on how deep in the hole you are with them. It’s certainly not any hard rule that’s easy to understand like 5/24.

ETA: You weren’t denied. That pop up message is a warning from Amex that you won’t get the welcome bonus, and gives you a choice whether to continue the app knowing you won’t get the bonus. You can still be approved for the card without qualifying for the bonus.

Thanks for explaining. I’ve only had the card since summer so I went back to check my spending. I have put a few hundred a month on the card but it has almost all been using offers to get gift cards. I’ll have to add it on to normal spending once in awhile and see what happens.