Tagging
@Artygal90 too.
I agree that the 100k MR Platinum is still the unicorn, and if you can catch it you’re golden.
Alternatively, you can do as
@Albort suggested and try to call in for the 100k MR Biz Platinum, but that carries a higher $10k MSR/3 months even if the offer is available (vs. the personal Platinum’s lower $5k MSR/3 months).
(Not to mention you’d have to decide whether the $450 Biz Plat AF or $550 personal Plat AF is worth it.)
The Biz Plat and vanilla/plain Plat also earn 15k MR/referral (the co-branded Platinums can’t refer and can’t be referred to) up to 55k MR/year, so those cards are what you’ll want to use
for their valuable 15k MR bonus to generate a self-referal link to almost all of Amex’s other cards.
However, if you’re not having any luck getting targeted for, calling in for, or pulling a 100k MR Platinum, and you want to start earning MRs ASAP, the BBP is not a bad place to start.
The BBP is already a solid card with 2x MR everywhere and no AF. But the fact that it earns 15k MR/referral (the same as the Plats) makes it a valuable springboard from which to generate self-referrals/referrals to other Amex cards.
Take for example
@striker1064 ’s post from last week, where he was able to generate a referral link worth 15k MR to refer P2, posted that link into an incognito window, and was able to pull up the enhanced incognito offer on the personal Plat for 75k MR after $5k MSR in 3 months. Now, if you aren’t having any luck getting the 100k MR personal Plat offer, you could use a BBP to generate a referral link worth 15k MR for yourself to use, open that link in an incognito window under different browsers/settings repeatedly until you come upon the 75k MR enhanced offer, then apply for the enhanced offer using your own referral. You’d get a 75k MR welcome bonus and 15k MR referral bonus, netting you 90k combined MRs, which is just 10k MR shy of the elusive 100k MR offer. Not bad! And if this trick sticks around til the latter half of November, you can even time it to do a triple dip on the Plat’s airline fee credit.
ETA: We had some discussion about two weeks ago whether the conventional wisdom that getting an Amex card, particularly a MR-earning card, will decrease your chances of being targeted for the 100k MR Plat holds true anymore. Several members here have gotten Amex MR-earning biz cards and co-branded card’s, and have still gotten targeted for the 100k MR Plat.
But the worst was when I had to buy a new copy of Where the Red Fern Grows, because I read mine so much the cover fell off!
