I love credit cards so much!

[mmmears]

Life has just been so hectic and this board moves so quickly,which is great bc there's such a wealth of information, but I am literally incapable of keeping up.

Me, too. Even when I don't have a particularly busy day. I don't know how most people here keep up.

 

[Judique]

Is it this one: http://www.luxurycard.com/blackcard I got a few mailers for it last year and was just like...What The...

$495 Annual Fee with no signup bonus

The card is stainless steel and is a symbol of my excessive awesomeness! Also make sure you view the "unboxing video" from the link in the bottom right It's a can't miss! Even if this isn't the card you got the mailer for you need to check it out.

I got a mailer for it about a month ago and couldn't find the signup bonus either, so I tossed it.

 

[CyndiLouWho]

I got a mailer for it about a month ago and couldn't find the signup bonus either, so I tossed it.

We’re a single minded bunch. Just not the bunch they’re looking for. Lol

 

[SouthFayetteFan]

Folks...I may have finally lost it...the complaints about downvotes on Reddit kinda drive me crazy...

https://www.reddit.com/r/churning/comments/9d5feb/daily_discussion_thread_september_05_2018/e5gw20n/

Yup...I've lost it, lol! Hopefully you guys get a laugh out of this. Who the heck bases their self worth on fake internet points? Trust me, you all are winners here, even if I haven't liked every one of your comments

 

[SouthFayetteFan]

We’re a single minded bunch. Just not the bunch they’re looking for. Lol

I think it could be renamed the Luxury Schmuck Card (or insert your favorite colorful jerk-like adjective). Who carries this card around thinking they are a somebody??

 

[kayteekt]

I must echo @gottalovepluto and caution-- Amex has been limiting their offers and even if you have multiple Staples offers they will charge you for any 10% given from this offer over $1000 per name and SSN.

Sounds like you and your DH have discrete offers for at least $3000 but no, I would not expect to get the money back for his second Lowe's (employee) card. That has been the issue, apparently....people get 99 employee cards in their name and then exploited the offers. Not surprisingly, Amex got annoyed.

Yea, thats what i mean and how i understood it. I can understand them cracking down on that. We havent done that intentionally, somehow amex sent him 2 cards on his biz acct. So we did use both of his Lowe's 10% offers at Lowe's, which was great bc that was really 15% off. Anyway, no clawback yet, but keeping an eye out.

But other than that, i dont think the new clawbacks/rules would be applicable in our situation.

 

[SouthFayetteFan]

Folks...I may have finally lost it...the complaints about downvotes on Reddit kinda drive me crazy...

https://www.reddit.com/r/churning/comments/9d5feb/daily_discussion_thread_september_05_2018/e5gw20n/

Yup...I've lost it, lol! Hopefully you guys get a laugh out of this. Who the heck bases their self worth on fake internet points? Trust me, you all are winners here, even if I haven't liked every one of your comments

Oh no - now my comment is being downvoted. I will now feel terrible about myself even tho I have a nice family and friends and a good life.

Hehe I love you all here!

 

[Albort]

So I just found out today that we may be moving to a different state next year for dh’s job. A state with very little to do lol. Not sure what our plane ticket situation will be now.

Always something to do...
ill give u a hint. it starts with an M, ends with an S. :]

 

[chattadisser]

Whoot-whoot!! Approved for Hyatt card from my DH's referral! We're getting a new roof, gutters and having the house painted (yea adulting) so we'll knock out a lot of spend (and then some) on two cards quickly.

 

[MrPTato]

Always something to do...
ill give u a hint. it starts with an M, ends with an S. :]

Great thing to pass the time!

 

[MrPTato]

Could be it. Guess we will see what is in the envelope when it arrives.

@Lain - Card came in and the UPS envelope was all torn up. Little box inside was fine. Looks like it is on the card it should be on as it has the PayWave (I think that is what its called) symbol. Time to meet spend.

Was your SPG/Marriott number printed anywhere on it? I have to relink mine as its not working.

 

[szvers]

I recently received the Chase Ink Cash card (is the acronym CIC?) and I've noticed the transactions don't post as quick as my personal cards do when I look online. This is my first business card.
With personal cards, I can buy something online and it instantly appears in the pending section. Ink is much slower. Is this normal?
Thank you, as always.

 

[szvers]

Do you need to register the MCGC first? Could that be the problem? Is there a RAT team concern with Amex MSR and gift cards (makes me nervous).

I'm wondering if Sam's Club sells MCGC. If so, you could stack it with the Dosh promo for 10% back. Might have to run in there this afternoon and see what they carry.

So DOSH is legit?

 

[speedyfishy]

Always something to do...
ill give u a hint. it starts with an M, ends with an S. :]

It doesn’t even take that long if you time it right. Walmart doesn’t have any lines right at 8am openings. I’m currently doing two trips a day though and I stop at a grocery store twice a day too. Lol

 

[Haley R]

Always something to do...
ill give u a hint. it starts with an M, ends with an S. :]

I have no idea what that stands for lol. I tried to figure it out.

 

[MrPTato]

It doesn’t even take that long if you time it right. Walmart doesn’t have any lines right at 8am openings. I’m currently doing two trips a day though and I stop a grocery twice a day too. Lol

I have been hitting the same Stop and Shop a couple times a week. One line for cards and then i go to customer service and "cash out."

 

[kmc8826]

Yes the lux credit already applied. What I’m not sure of is if they wait for you to hit the total $300 before applying it or if they would give you the $155 for the reservation. But I’m guessing the latter and it definitely applied to a stay that was just pre booked and charged!

@MrPTato I put down a deposit for $200 and got a $200 credit. So yes it will do a partial credit; you don’t need to do all $300 at once.

 

[MrPTato]

@MrPTato I put down a deposit for $200 and got a $200 credit. So yes it will do a partial credit; you don’t need to do all $300 at once.

Excellent!

 

[jhoannam]

Life has just been so hectic and this board moves so quickly,which is great bc there's such a wealth of information, but I am literally incapable of keeping up.

So, just found out DD 10 has to go ahead and start with braces. I thought i had more time than this . So, in usual fashion, I'm trying to figure out how to maximize cc rewards.

Not working on any min spend right now. Just finished up citi aa biz. Wanting to hold back on any chase cards for time being and anything that would count towards 5/24.

So, another biz card. DH could do an app this time i suppose. Ortho charges for cc payments though. So, i could run through plastiq.

I could also just use plastiq with one of our CIPs for 3x, it is the CIP, right? I just hate paying the fee. I have a plastiq, i could refer DH and do $500 (pay the fee), then $500 (fee free), then i would get some fee free $ from his referral, right? Then pay the balance off of mine. So essentially, i could get 1k of the 3k fee free? Would that work?

Plastiq bumped their referral to $1,000 after the person that used the referral pays $500 using plastiq. I keep using plastiq because people keep using my referral link, I have $3,000 in free money which I use to meet MSR.

 

[kayteekt]

Plastiq bumped their referral to $1,000 after the person that used the referral pays $500 using plastiq. I keep using plastiq because people keep using my referral link, I have $3,000 in free money which I use to meet MSR.

That's good to know. Thx! Perhaps, I'll go this route or partly this way.