I love credit cards so much!

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excuse my ignorance but what does SM chase mean? newbie here :duck:
i just got my SW plus a couple of weeks ago for 40K, would i be eligible for the 60k?

also, back on the 18th i submitted a payment to fifth third bank via plastiq. it still shows as pending, has anyone else had that problem? i am thinking it may be the bank.
 
I wonder how the new SW offer for 60K pts will work with referrals. I had a friend send me a referral, but it's only for 40K, but when I saw the message here, I had her check again to see if the referrals page updated to match the new offer, but seems like that is still at 40K with a lower MS ($1K).
 
I wonder how the new SW offer for 60K pts will work with referrals. I had a friend send me a referral, but it's only for 40K, but when I saw the message here, I had her check again to see if the referrals page updated to match the new offer, but seems like that is still at 40K with a lower MS ($1K).
They probably just haven't updated the referral links yet. I would keep checking over the next few days.
 
You don't need to SM the link. I opened up a card with the 40k bonus not knowing about the CP back in Jan. When the 50k offers came up, I SM'ed chase and told them that I just saw the new offer online and they already knew what I was referring to and approved it no problem.

I just SM'ed Chase as well. I didn't include the link, but posted here just so folks could see it.
 

excuse my ignorance but what does SM chase mean? newbie here :duck:
i just got my SW plus a couple of weeks ago for 40K, would i be eligible for the 60k?

also, back on the 18th i submitted a payment to fifth third bank via plastiq. it still shows as pending, has anyone else had that problem? i am thinking it may be the bank.

I think it means Secure Message them. It took me a while to figure it out. :D
 
excuse my ignorance but what does SM chase mean? newbie here :duck:
i just got my SW plus a couple of weeks ago for 40K, would i be eligible for the 60k?

SM=Secure Message through your online Chase account. You can send an SM directly to Chase asking for your new card offer to be matched to the current 60K offer. Many people have already received matches after sending an SM today! :tongue:
 
I think it means Secure Message them. It took me a while to figure it out. :D
SM=Secure Message through your online Chase account. You can send an SM directly to Chase asking for your new card offer to be matched to the current 60K offer. Many people have already received matches after sending an SM today! :tongue:


thanks y'all! i am on it!
 
excuse my ignorance but what does SM chase mean? newbie here :duck:
i just got my SW plus a couple of weeks ago for 40K, would i be eligible for the 60k?

also, back on the 18th i submitted a payment to fifth third bank via plastiq. it still shows as pending, has anyone else had that problem? i am thinking it may be the bank.

I use Chase as my primary account with checking and savings and have had nothing but great experiences with them.

I would be very surprised if they didn't approve you for the match.

Good luck!
 
Ugh, decisions....easy CP now or wait til early 2018 and (probably have to) work harder for it?
 
Ugh, decisions....easy CP now or wait til early 2018 and (probably have to) work harder for it?

I know it's tempting. I'm reminding myself how much more value I will get by waiting. I'm currently my husband's companion through 2017, so getting it for 2018-2019 works much better. May be more work but it also allows us to keep swapping out every 2 years.
 
I'm thinking of biting. My plan was to have DH apply for the business and personal SW cards in Oct so we would have the CP for 2 full years. I'm a little nervous about this because he was denied for the CSR last month and had to call in and did get approved. If I go for it should I apply for the plus and premier simultaneously or spread out ?If so, how far apart?
 
Woo hoo!! Just received a reply from Chase stating they will add the add'l 10K points on my next statement! I only submitted an SM on DH's Plus card. I guess I shouldn't be greedy and send one for his Premier card now. LOL
Why not ask for it on both? I would.
 
Why not ask for it on both? I would.

Not long after I posted, I actually did decide to do that. :)

Denied on his Premier card though. That one was opened on 02/21 and they replied stating they couldn't match because the card was opened longer than 90 days.
 
OMG. I so want to do this... I was planning on waiting until the end of the year so I could then have CP for 2018 and 2019 but this is so tempting. Only problem is I still have one of the SW cards open, that I was planning on cancelling in June. (Have had for over 4 years). Right now I am at 3/24 and 1 AU. (Even though the card with the AU is closed).

If I cancel the current SW card. How long before I can apply for the same card again??
anybody have an answer for this? was wondering the same, and is it best to actually close it, or could I just hold on to the premier and get the plus and the business?
 
From what I've seen, it may be to your benefit to apply for two Amex cards on the same day because this will combine two hard pulls of your credit report down to one. Approval or denial of an app can happen for any number of reasons. I had an Amex application go to pending because, ultimately, they just wanted to verify my address and phone number. If you apply for the first Amex card, and are approved, I'd definitely apply for the second on the same day, hope for approval or pending, and recon if denied.
Thanks for the advice. Got both today. And also got the Chase Sapphire Premier. Jumping into this full force. I have been dabbling for years. I apologize ahead of time.....I'm sure to be asking lots of questions.
 
Thanks for the advice. Got both today. And also got the Chase Sapphire Premier. Jumping into this full force. I have been dabbling for years. I apologize ahead of time.....I'm sure to be asking lots of questions.

Congrats! I forgot to add that Amex can take a while to report their new accounts to your credit report. It took my Plat a little more than 2 months to finally show up on my report.
 
Chase Sapphire Reserve. Grandma in ER, doc said she's on her final stages. Had a flight out to Japan tonight, both in and out flights are LCC so nonrefundable. Benefit department wants some kind of proof they can't cancel our tickets. Both airlines say to refer to their policies. Im not sure if thats enough. neither have email support so show proof that they won't cancel.
So sorry about your Grandma
 
This 60K offer from SW (with friend potentially getting 10K through the referral) now has me seriously rethinking my plans...with both the personal and business combined getting you to a CP, this is making me wonder if I should use my last two slots of the 5/24 for SW cards. Was just approved this weekend for the CSP (which makes me 3/24, but mom added me as an AU on her business card recently, so while actually at 3/24, will probably have to call Chase recon to 'chat' is denied at what should be 4/24, but 5/24 with the AU) and had initial plans to get the CSR around September after the making the MS and getting added to DH's CSP as AU so he can get the 5K bonus for adding an AU. If I switch gears to go for both SW cards to try to get CP (since with 60K offers, two cards will put me at 120K pts and just enough for CP?), then this likely puts the CSR out of the question until April...decisions, decisions....:ssst:
 
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