I love credit cards so much!

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DH just got approved for CIP yesterday. The only other Chase card personal or business is the old CI. Currently, he's at 2/24 with one falling off 9/18. Our (my) plan is for me to apply for the CIP next. After that (Fall/Winter), he can apply for the CSR or CSP. Well, a few days ago, he received the Amex Delta Gold 60,000 miles/$1,000 spend, $50 statement credit offer. I've been tempted to apply due to spend being so low and we can use the miles (Delta hub). But, I'm wondering is that really a waste of a good Chase slot.

Been going back and forth about this so just need to hear another thought.
 
Best case scenario here would be achieving Marriott Gold by 7/31/18 would get you Platinum until end of Feb 2020.

Wow, he reached 50 nights by end of March?? At that rate he'd be Platinum anyway!


So Dh has one more stay, after tonight, to re-up diamond at Hilton for next year (30 days).

I am on the fence with having him switch to starriott now to earn status there after next week. We have never done that before, but I have never obsessed over points until this year. (Maybe slightly addicted:rolleyes1)

He got the SPG biz so got the 5 nights credits (2 stays i think) from that. So would the best bet be to do SPG stays now and try to hit platinum (23 more stays) by Aug 1 and that would turn into Marriott platinum through Feb 2020? I'm not sure marriott plat is even that great over gold. We won't use the 48hr guarantee. I guess the breakfast would be nice, but only on the occasional leisure trip. He doesn't need free breakfast for work trips. Oh, the extra point earning rate would be good. Hmmnnn...
 

DH just got approved for CIP yesterday. The only other Chase card personal or business is the old CI. Currently, he's at 2/24 with one falling off 9/18. Our (my) plan is for me to apply for the CIP next. After that (Fall/Winter), he can apply for the CSR or CSP. Well, a few days ago, he received the Amex Delta Gold 60,000 miles/$1,000 spend, $50 statement credit offer. I've been tempted to apply due to spend being so low and we can use the miles (Delta hub). But, I'm wondering is that really a waste of a good Chase slot.

Been going back and forth about this so just need to hear another thought.

It sounds like you are not a super fast churner. I am not either, although the last 3 months have been a tad hectic. But I don't intend to move at this pace normally. So my point is, if you don't need that chase slot, and it sounds like you don't, then go for the delta amex. I have no idea if it is a best offer or not, so research that. I used a chase slot for my SPG personal, on a whim, and I don't regret it.
 
DH just got approved for CIP yesterday. The only other Chase card personal or business is the old CI. Currently, he's at 2/24 with one falling off 9/18. Our (my) plan is for me to apply for the CIP next. After that (Fall/Winter), he can apply for the CSR or CSP. Well, a few days ago, he received the Amex Delta Gold 60,000 miles/$1,000 spend, $50 statement credit offer. I've been tempted to apply due to spend being so low and we can use the miles (Delta hub). But, I'm wondering is that really a waste of a good Chase slot.

Been going back and forth about this so just need to hear another thought.
Isn’t that offer the same (or similar to) the offer thru support links right now? I think it’s available on the Biz card too so no 5/24 concern if you go that route. Maybe that offer is slightly lower though, I can’t recall.
 
How do I find when/if the $495 fee was charged for DH CSR? They just charged it on 5/1. I find it odd because he got the card as a CSP in 2/2016, (so I'd assume the $95 fee was charged 3/16 or so) and he upgraded to a CSR 11/17. I see a partial fee refund on the 11/17 statement. Do I have to go back through every transaction to make sure another $495 fee wasn't charged at that time? Seems like an awful long delay. He gets the travel credit again in Nov according to the site.

ETA: looks like first fee for the card as a CSP was 3/1/17, on anniversary. Then refunded prorated amount in 11/17 when upgraded to CSR. I don't see they ever charged the CSR fee, so I guess just now doing it. Wonder why it took so long. Oh well, just glad I didn't pay it twice.
 
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DH just got approved for CIP yesterday. The only other Chase card personal or business is the old CI. Currently, he's at 2/24 with one falling off 9/18. Our (my) plan is for me to apply for the CIP next. After that (Fall/Winter), he can apply for the CSR or CSP. Well, a few days ago, he received the Amex Delta Gold 60,000 miles/$1,000 spend, $50 statement credit offer. I've been tempted to apply due to spend being so low and we can use the miles (Delta hub). But, I'm wondering is that really a waste of a good Chase slot.

Been going back and forth about this so just need to hear another thought.

Another slow churner here so my thoughts mirror @disneymagicgirl's. We really push the whole 'get all your chase cards first' but sometimes, there are more useful cards for your spending habits, travel style, etc. I got three non-chase cards while still under 5/24 and I also do not regret any of them. They were cards that I thought may go away (SPG), had a great offer (barclay arrival+) or were really beneficial to me (BCP).

I think the offer your dh received might be the best out there right now but I'm not sure if is the highest ever for the card or if a better offer might come along. You should definitely check into that.
 
So Dh has one more stay, after tonight, to re-up diamond at Hilton for next year (30 days).

I am on the fence with having him switch to starriott now to earn status there after next week. We have never done that before, but I have never obsessed over points until this year. (Maybe slightly addicted:rolleyes1)

He got the SPG biz so got the 5 nights credits (2 stays i think) from that. So would the best bet be to do SPG stays now and try to hit platinum (23 more stays) by Aug 1 and that would turn into Marriott platinum through Feb 2020? I'm not sure marriott plat is even that great over gold. We won't use the 48hr guarantee. I guess the breakfast would be nice, but only on the occasional leisure trip. He doesn't need free breakfast for work trips. Oh, the extra point earning rate would be good. Hmmnnn...

Do you have big plans for a Starriot hotel stay in 2019? If not, then it won't really matter.
 
Do you have big plans for a Starriot hotel stay in 2019? If not, then it won't really matter.

We we have a nice stash of points going on, so probably. Possibly Hawaii. Depends if the stars align for that. Otherwise would use points for another resort with easier access.
 
We did the Bahamar in Feb while in Nassau on our DCL cruise and loved it. I wish I was smart enough to have realized I could have used points. I think you’re correct that you won’t have to use resort fees.
It worked out great for our family, me, DH, DS 24, DS 22 and Dd18. We loved the pools and the beach. Didn’t get to use any paddle boards as they were all being used. There is one pool with a cliff jump that we all enjoyed.
We’re planning to go back for my DDs spring break next year and stay for a few nights ....on points! Ended up getting the Hyatt card for my DH! Comes with 40K points.

Thanks. This is what I was looking for. We really just want a nice place for pools and the beach. Keep getting mixed reviews on Atlantis and how busy it is and the extra fees so this may be the way to go. 20,000 Hyatt points does not sound that bad. Do you know if you can book on points a few days before. Would love to know what the weather will be like before booking but not sure that is possible...
 
Another slow churner here so my thoughts mirror @disneymagicgirl's. We really push the whole 'get all your chase cards first' but sometimes, there are more useful cards for your spending habits, travel style, etc. I got three non-chase cards while still under 5/24 and I also do not regret any of them. They were cards that I thought may go away (SPG), had a great offer (barclay arrival+) or were really beneficial to me (BCP).

I think the offer your dh received might be the best out there right now but I'm not sure if is the highest ever for the card or if a better offer might come along. You should definitely check into that.
Ditto, I went hard with Chase for myself... With DH he's only at 2 Chase cards and the SPG personal... and I don't know when he'll get to 5/24 because we are going to take it slow this next year and see what cards work best for our travels. We only take one vacation a year, so we don't need to open a ton of cards to get free travel.
 
Southwest will eventually offer interisland flights in Hawaii. https://www.bizjournals.com/pacific...t-airlines-to-service-interisland-routes.html

Makes sense they want to get the main routes set up and going first. At least they've realized to get the full vacation package they need to have them, plus if they can get it going at a good rate I imagine they'll get local business or take away from the others.
 
So I think we got the tours department to get us our Disney tickets! Thanks @gottalovepluto for encouraging us to HUCA! But my DH did at work so I wasn't there to ask questions. He called me all triumphant saying I got them, we can pick up at Will Call. I am like, ummmm, NOOOOOO. So I am still waiting for my Chase confirmation. Do you think I can just call the Disney Wholesale to get the right numbers to add to MDE?
 
Southwest will eventually offer interisland flights in Hawaii. https://www.bizjournals.com/pacific...t-airlines-to-service-interisland-routes.html

Makes sense they want to get the main routes set up and going first. At least they've realized to get the full vacation package they need to have them, plus if they can get it going at a good rate I imagine they'll get local business or take away from the others.

Wow, color me surprised. That's very ambitious! Inter-island flights are expensive to set up, can be difficult to fill, and not to mention there are already established local carriers in that small market.

I'm not a big Southwest flyer, so please correct me if I'm wrong, but doesn't Southwest do multi-stop flights? I could see Southwest incorporating inter-island service into multi-stop flights involving smaller markets that wouldn't otherwise fill up when flying direct.
 
So I think we got the tours department to get us our Disney tickets! Thanks @gottalovepluto for encouraging us to HUCA! But my DH did at work so I wasn't there to ask questions. He called me all triumphant saying I got them, we can pick up at Will Call. I am like, ummmm, NOOOOOO. So I am still waiting for my Chase confirmation. Do you think I can just call the Disney Wholesale to get the right numbers to add to MDE?
Disney Wholesale told me they don't have access to standalone tickets so that's a no go. Hopefully we get the Disney confirms in a few days once they've fully processed the tickets!
 
Wow, color me surprised. That's very ambitious! Inter-island flights are expensive to set up, can be difficult to fill, and not to mention there are already established local carriers in that small market.

I'm not a big Southwest flyer, so please correct me if I'm wrong, but doesn't Southwest do multi-stop flights? I could see Southwest incorporating inter-island service into multi-stop flights involving smaller markets that wouldn't otherwise fill up when flying direct.

I am a big southwest flyer but didn't know you can o multi stops. That is cool!
 
Regarding the WDW tickets that can be purchased with UR points - does anyone know if these can then be upgraded to APs?
 
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