I love credit cards so much! v7.0 - 2025 (see first page for add'l details)

[Judique]

That's an interesting question. I found this on the portal after clicking my points balance in the top right corner (which also shows how many points you have at 1.25 and how many at 1).

"These points are eligible for 1.25x when redeemed for Chase Travel; however, they will be used first and automatically apply to any redemption you make—reducing the number of eligible points whether they’re redeemed for Chase Travel or something else."

So your Hyatt transfer will take the 1.25 points first.

If you happen to have another card that can transfer to partners, you could move it there instead.

I have Freedom, Sapphire, CIC and CIU. Hmmm, I could upgrade the Freedom to another CSP if I found a need to transfer a lot of points. Right now I really don't have to, but the upgrade wouldn't be too bad a deal in the right situation. Meanwhile I could leave my 1:1 URs on my CIC. Plus I'd get another $50 hotel credit. It's really all small potatoes right now so I'll tread water until a situation comes up where I could benefit.