I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

[LilSweetPeaPhoto]

For those of you that do Happy Giftcards, which are you buying? My amex has $15 off $100. Got another $400 at OD. Now to start unloading these at walmart. LOL

 

[thevalley]

What is the recommended amount of time to wait for applying for a biz card with chase after having been approved for a personal card?

 

[wanderlust7]

What is the recommended amount of time to wait for applying for a biz card with chase after having been approved for a personal card?

At least 30 days so you don't run into 1/30 for biz cards. 3 months is better as a general rule of thumb.

 

[amcc]

I still have not been able to find a Playstation 5 for my son, anytime I find out one is going to be available it is always sold out before I can get it. if anyone has any tips let I would appreciate it. Thanks!

You've had a bunch of good suggestions, but I saw that Walmart was going to have them on 11/22 at 3pm for Walmart + members. Over on slick deals, there is pessimism about actually being able to score one of these but I was able to get some Airpods (actually 2 of them) last week at their other BF sale despite lots of people complaining it was sold out. Might be worth a try.

 

[EACarlson]

Ok thanks...she should be fine.... they expire 9/22 and she's traveling in January.

Were these TFs that would have expired earlier and were extended to 9/22? There were reports that those TFs resorted to their original expiration date once booked and then changed. No idea if it's still happening but I recall that was an issue previously.

 

[MICKIMINI]

Picked up a $500 Dis GC for $470 at BJ's this morning. Used 1.5% Chase Ultimate...there is a 10% "pay yourself back" option - BJ's included. I just have to wait for points to load in December and get that $47 cash back before 12/31.

Delta round trip tickets BOS-MCO non stop May 2022 (2 tix) $829 on Ultimate Visa and went through their portal for 5% cash back in addition to 1.5%.

Additionally, Chase has a Rite Aid 5% up to $3, however the Ultimate Visa gives you 3% at pharmacies so it is better than it looks.

Got $15 back through AMEX for car insurance and $10 for $150 in groceries and random $2 back on $5 or more which has been inconsistent, but I got a few.

I don't post often on this thread, however love to score when possible!

 

[lsutigers03]

I recently closed a Delta SkyMiles Business Gold card. Today I received an invite to apply for the Platinum card. The offer is 100,000 miles and a $100 statement credit for Delta spend. The MSR is $4,000 in three months. The annual fee is $250. I think I'll apply to get some Delta points but I wanted to know if buying a Delta gift card would trigger the $100 credit.

 

[elgerber]

I recently closed a Delta SkyMiles Business Gold card. Today I received an invite to apply for the Platinum card. The offer is 100,000 miles and a $100 statement credit for Delta spend. The MSR is $4,000 in three months. The annual fee is $250. I think I'll apply to get some Delta points but I wanted to know if buying a Delta gift card would trigger the $100 credit.

It has in the past.

 

[lsutigers03]

It has in the past.

Thanks for the reply. I have until the end of February to use the offer so I think I'll give it a shot.

 

[havaneselover]

DD texted me that one of her classes got canceled next Tuesday so she's done after her Chemistry lab. Her flight wasn't until 10 PM on SW but I was able to get her a non-stop on delta leaving at 3PM for 13k UR points and cancel the SW flight. Glad I won't have to do an airport run at midnight.

And I'm on day 18 of having DS. Today his dad informed me that he (my ex) has COVID so I get to keep ds longer. Yippee! (I love ds to pieces but a break wouldn't be the end of the world

 

[amcc]

Picked up a $500 Dis GC for $470 at BJ's this morning. Used 1.5% Chase Ultimate...there is a 10% "pay yourself back" option - BJ's included. I just have to wait for points to load in December and get that $47 cash back before 12/31.

...
I don't post often on this thread, however love to score when possible!

Hi, what is the 10% on pay yourself back? I don't see it on my chase account.

 

[palhockeymomof2]

Hi, what is the 10% on pay yourself back? I don't see it on my chase account.

It’s under ultimate rewards…you can pay yourself back up to $500 at 110% with URs for department stores and wholesale clubs…I see it on my CF, CFF and CFU….you use 45,454 URs to erase a $500 purchase

 

[CyndiLouWho]

Also, is the ability to purchase Universal tickets gone from the UR portal? Or is it in a really weird spot that I'm not seeing?

Seems dependent on which card you have. CSP, no. CSR, some have said yes recently. YMMV.

 

[MICKIMINI]

Hi, what is the 10% on pay yourself back? I don't see it on my chase account.

Chase Ultimate Visa. Go to "earn more" where your points show and click on that. Next page scroll down. You have to wait for your closing date for points to load in order to "pay yourself back". I jumped too soon last month and cashed in my points, however I will have enough to get my BJ's purchase 10% back. Good luck!

Pay Yourself Back®

Your xx points can be worth from xx to xx when you redeem them for eligible purchases.

Choose one or more of your recent eligible purchases to redeem your available Ultimate Rewards points and receive a statement credit.

See details
Current redemption categories
NEW

Department stores
10% more points value
Redeem up to $500 (45,454 pts)
Valid through 12/31/21
NEW

Wholesale clubs
10% more points value
Redeem up to $500 (45,454 pts)
Valid through 12/31/21

Select charities
25% more points value
Valid through 12/31/22
Choose your recent purchases
Eligible purchases that have posted to your account within the past 90 days are listed below.
PYB Tracker Alert MessageStart redeeming points toward your max redemption amount(s)

Choose one or more of your recent eligible purchases to get started and receive a statement credit.

 

[Herding_Cats]

Seems dependent on which card you have. CSP, no. CSR, some have said yes recently. YMMV.

We have CSP, CIP, CIU, CF, and CFU. And it's not in any of the portals. I can't even make a package with a UO hotel.

 

[wanderlust7]

I recently closed a Delta SkyMiles Business Gold card. Today I received an invite to apply for the Platinum card. The offer is 100,000 miles and a $100 statement credit for Delta spend. The MSR is $4,000 in three months. The annual fee is $250. I think I'll apply to get some Delta points but I wanted to know if buying a Delta gift card would trigger the $100 credit.

The support offer is 90k and $100 statement credit (doesn't need to be Delta), $3000 spend. Expires 12/1. If you have a P2 with Amex cards, it could be a better deal to go through their support, but depends on what cards they have.

Most of the MR earning cards currently have 4x additional all spend for 3 months as the support bonus (the biz plat has 15k plus the 4x). Great deal if working on MSR.

I see 15k support bonus on the Delta gold biz and 20k on the Delta plat biz (not sure if this is targeted). This would be taxable, so whether it's worth it over the offer you have might be debatable.

 

[havaneselover]

I have CSR and see Swan Reserve and Cabana Bay but that's all.

 

[havaneselover]

Sold one of my $300 Marriott gift cards on Raise. Need to list my other one. They are only paying out via paypal but I'm already over $600 which triggers a 1099 in VA so it doesn't make a big deal at this point. But it's still super annoying.

 

[mhautz]

We have CSP, CIP, CIU, CF, and CFU. And it's not in any of the portals. I can't even make a package with a UO hotel.

I pull up most of the UO hotels on the portal for CSP. We were thinking of staying at Cabana Bay and using our $50 credits on it. Still disappointed at the disappearance of park tickets and also a lot of the hotels we were looking at before the change.

 

[palhockeymomof2]

We have CSP, CIP, CIU, CF, and CFU. And it's not in any of the portals. I can't even make a package with a UO hotel.

I can see the tickets on my CSR