I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

[afan]

Do you know how quick you can PC back? Just trying to figure out if I want to do the CSR - > Freedom -> CSR while applying for a CSP. Or if I want to PC and just apply for the CSR. I

You shouldn't do it right away. And if there's no use for it before next March then wait until you need it. But would also be better to pc the freedom you have now rather than the same card back and forth.

Really I'd figure out how to get both. Or wait until closer to sept to do them when you would have the spend. Sure the 80k will prob go away but that doesn't mean something else doesn't come around in july when you could mdd both. That's like 2 months and either way with an mdd you get more points than if you only do 1 now and then don't need to worry about when you pc back to csr.

 

[LilSweetPeaPhoto]

Is there a reason why you don't want to PC the OG Freedom? Are there grandfathered benefits?

No Target GC on Amazon. They're kind of competitors? LOL. No Disney either.

Great to know you can keep using the offer up to the max value! I always assumed you couldn't. Guess I never tried it.

The OG Freedom has the rotating 5% categories. Maybe those are the same as the flex, but the flex is MC, and 99% of my gas is from costco, so I want to have a freedom that is visa, LOL.

I got $10 off $100 from the DOC link - I wonder if its possible to get another one.


I snipped it here but i'm following your CSR/CSP saga as we are past 48 months and are thinking of which to get CSR/CSP but I love my CSR and don't want to be without one.

Where did you you get the $10 default offer? 10% off is good, but 50% off is off the charts.

The $10 off for default just popped up on my Amazon yesterday. I think the main page. IDK, but I clicked it and it applied to my order last night. Didn't even have to use a MR for it, LOL. Glad someone else is in this saga w/ me too!

You shouldn't do it right away. And if there's no use for it before next March then wait until you need it. But would also be better to pc the freedom you have now rather than the same card back and forth.

Really I'd figure out how to get both. Or wait until closer to sept to do them when you would have the spend. Sure the 80k will prob go away but that doesn't mean something else doesn't come around in july when you could mdd both. That's like 2 months and either way with an mdd you get more points than if you only do 1 now and then don't need to worry about when you pc back to csr.

Well there's FOMO, LOL. And I don't want to lose the OG Freedom since I use it for the 5% on gas. If Costco accepted MC I wouldn't care and just get the flex. I'm sitting at 3/24 now w/ no MSR. Amex hates me so not getting a Biz card from them. I've already played the AA Biz card game (citi and barclay). I don't have the $$$ for the Ink cards right now. But I'm wanting to get another MSR underway. So I'm thinking of doing the personal Citi AA card. I love my AA miles (and I think they only offer the Barclay on flights, right? I have that personal). So I worry I won't be until 5/24 as well. Because then I'm stuck waiting until 4/2022 for my next card to drop. So I guess, I would have to "be good" from now until I have my "big spend" in the fall. And I guess w/ Amex hating me, there's a good chance I could.

 

[LilSweetPeaPhoto]

And on another note.....I have the IHG Premier card which I love for the "free" night and the cell phone protection. BUT I'd also love to churn it if possible (it's been over 24 months). However I didn't want to lose the cell phone protection. So I went on a quest. I know the Freedom Flex offers it, so if I was to PC to that, I'd be covered again. But I set off on a mission to see what else in my wallet might already have the coverage.....

According to the interwebs, not all cards are listed that have that benefit. I've been wanting to also churn the barclay aviator, but they were a beast to get approved for the biz card. I also like to have an AA card at all times that gets the free luggage and the reduced mileage fares. So I was thinking I could just keep the biz for now, and close the Aviator to churn....but it seems that card has the cell phone coverage.

The BOA MCs I have (though they say world and world elite) do not seem to have the coverage. To check I went to the MC website to make a claim and entered my card numbers. The IHG Premier (which I know has it and I've used it) worked, the Barclay Aviator worked (they don't even have that listed on their website). AND the FREE IHG Traveler card works!

So just sharing what I learned today. I know the IHG Premier lists cell phone protection, but I feel like the free card never listed that benefit.

And BTW, welcome to the ADHD thinkings that go on in my head, LOL. My head spins trying to figure out my upcoming game plan/strategies. I like too many of the features some of my cards have. So I don't like canceling them for fear I might not get approved again. LOL

For those that churn a card....outside of Amex, how often are you denied when re-applying within "the rules"? Not talking during the grAAvy train and CIPy-cup times.

 

[CookieandOatmeal]

Does anyone know if Sesame Place tickets specifically the annual pass will code as travel by chase? Trying to figure out what card is the best one to use. Decided on a road trip with my LO to go see the Sesame Street gang!

 

[Haley R]

Does anyone know if Sesame Place tickets specifically the annual pass will code as travel by chase? Trying to figure out what card is the best one to use. Decided on a road trip with my LO to go see the Sesame Street gang!

I don’t know the answer to your question but have fun! I’ve been wanting to take Ds but don’t have any plans yet

 

[snugglebug]

If I cancel an IHG stay that utilized a FNC, will that be returned to my acct or refunded as points? I know cash + points gets refunded as points. I've never canceled a FNC stay with anyone yet.

 

[Alexle2007]

Does anyone know if Sesame Place tickets specifically the annual pass will code as travel by chase? Trying to figure out what card is the best one to use. Decided on a road trip with my LO to go see the Sesame Street gang!

My guess is no that it would code as entertainment. I know that’s what Hersheypark does. I would go with a 1.5x or 2x card.

 

[Alexle2007]

I don’t know the answer to your question but have fun! I’ve been wanting to take Ds but don’t have any plans yet

SeaWorld has a nice Sesame Street section.

 

[CookieandOatmeal]

I don’t know the answer to your question but have fun! I’ve been wanting to take Ds but don’t have any plans yet

Thanks! This will be our trial run with our son at an amusement park before our Disney trip in August.

 

[palhockeymomof2]

I don’t know the answer to your question but have fun! I’ve been wanting to take Ds but don’t have any plans yet

Have you looked into Sea World for your son ?
My son is dating a women with an 18 month old and he says it’s great for that age..I know your son just turned 1 but may be something to look into ....and I think the APs are very reasonable

 

[Haley R]

SeaWorld has a nice Sesame Street section.

Dh and I have been there but we haven’t taken ds yet.

 

[Haley R]

Have you looked into Sea World for your son ?
My son is dating a women with an 18 month old and he says it’s great for that age..I know your son just turned 1 but may be something to look into ....and I think the APs are very reasonable

As of right now no. We’ve mainly been focusing on Disney. It’s hard for us because Ds won’t sleep in the car and actually cries the entire drive so we can’t go over for the day. We’d have to stay. I’d like to take him eventually though

 

[elgerber]

If I cancel an IHG stay that utilized a FNC, will that be returned to my acct or refunded as points? I know cash + points gets refunded as points. I've never canceled a FNC stay with anyone yet.

Mine have been refunded as a FNC

 

[palhockeymomof2]

As of right now no. We’ve mainly been focusing on Disney. It’s hard for us because Ds won’t sleep in the car and actually cries the entire drive so we can’t go over for the day. We’d have to stay. I’d like to take him eventually though

Oh no..poor little one, as of now my granddaughter is fine in the car...but who knows what the future holds

 

[Haley R]

Oh no..poor little one, as of now my granddaughter is fine in the car...but who knows what the future holds

He just hates it. We’ve tried everything. He’s been like this since day one. I’m pretty sure it’s being confined that bothers him because he never stops moving. It stinks because we have so many cool things around us but they’re all an hour+ and he still takes the two naps. I’m hoping he gets over it eventually.

 

[Shari Bowman]

Sorry if this has been discussed already, I haven't seen it but, applied for a SW with a RR incentive of 40,000 points, AF is $69 and MSR $1000 over 3 months. Would buying points be counted towards the MSR? Wondering because they offer up to 75% bonus on points purchase until 5/28. Thank you

Update!
I did get the Chase Southwest card and used it to buy 56000 points with a bonus 42000 points= $1540.00 +$69.00 AF. They allowed the purchase to be used to fulfill the MSR to get the bonus 40,000 and I earned points on the purchase as well.
So all together I spent $1609.00 and now have 141,080 points. Enough for my crew of 7 to fly to Mco in February. Yay

 

[Alexle2007]

Anyone know when the new personal Plat AF starts? I want to make sure I get DH the CS Plat for cash out before it changes.

 

[afan]

Anyone know when the new personal Plat AF starts? I want to make sure I get DH the CS Plat for cash out before it changes.

No one even knows that any of that is/was real, there hasn't been any more info.

 

[Crazed4DisneyinSC]

If I cancel an IHG stay that utilized a FNC, will that be returned to my acct or refunded as points? I know cash + points gets refunded as points. I've never canceled a FNC stay with anyone yet.

Mine have been refunded as a FNC

Yep, goes back as a free night cert pretty much instantaneous. I’ve done it several times.

 

[Jax1023]

He just hates it. We’ve tried everything. He’s been like this since day one. I’m pretty sure it’s being confined that bothers him because he never stops moving. It stinks because we have so many cool things around us but they’re all an hour+ and he still takes the two naps. I’m hoping he gets over it eventually.

Is he still in an infant car seat? My daughter screamed bloody murder in the infant seat but was much happier in a rear facing convertible car seat which was slightly more upright and taller so she could see something out the window.