I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

[DaveL]

My Target gift cards were delivered according to Target. Of course they are no where to be found. I'm wondering if the delivery was to the local post office. And the tracking information is useless. Reminds me of the good old days of ordering disney gift cards from target!

Check your mail today. This happened to me yesterday, Target had a bogus USPS tracking number that never worked, Target emailed me at 7AM they were delivered, checking USPS invalid number, checked Target it said USPS 'delivered' them at 6:28AM. No way was the post office out that early. The envelope was in the mail around 11AM. Blank NO barcode or anything for them to scan, so I am guessing they have a secure way to get them to the local post office in a larger mailing then when thats opened its scanned and discarded and put in the regular mail....

 

[Psychodisney]

yay I have it on 2 cards. It works on the bill?

Yes! I prepaid the $75 on mine.

 

[LynnTH]

Not sure if it's been posted yet, but American Airline's SimplyMiles portal is offering a 5x bonus on many retailers....including a charity donation at Conservation International which is 40miles per $. The 5x bonus is on top of the original 40miles per dollar...so basically 240 miles per dollar spent. This basically equates to $0.0042 cost per mile. I personally donated $500 and should net 120k miles. I know several blogs where people have donated north of $10k. There is some risk that AA changes the terms of the deal, but Gary Leff, blogger from View From the Wing, confirmed the details with his AA contacts and I find him extremely reliable. Below is the link to his updated blog for anyone looking to buy AA miles cheap.

https://viewfromthewing.com/its-rea...les-at-less-than-half-a-cent-will-be-honored/

Do you have to have an AA Credit Card or just an AA Account and a MC? I don't have any AA Cards anymore.

 

[georgina]

Informed delivery has my Target GC showing for today.

May have been reported but, I found $20 off at Giant grocery store on Amex Marriott Bonvoy (DD's AU card). 20% off up to $20 or in other words $20 off $100, but it's cumulative so stated the first way.

Hmmph. I have Giant 5% back up to $4 on a Chase Freedom, nothing on my AmEx Bonvoy Biz. (But I do have the $75 Verizon offer on that!)

 

[wanderlust7]

The new Chase Ink Premier has soft launched. Another CIP and first 3 letters are the same...wonder what we should call it? CIPm?

SUB is 100k for $10k spend, $195 AF, earns 2 points on everything. Don't see many benefits listed yet. It's a charge card, but given the low CL they've been giving on biz cards, I wonder how much people will be able to charge. SUB looks pretty comparable to CIU/CIC in terms of points to spend.

Total on the SUB is 120k (with the 2x everything), if valuing URs at 1.5 cpp, subtract out the AF, gives 16% back on spend.

A CIU with 1.5x would be 17%. If you can use the categories on a CIC, it would be more.

https://www.doctorofcredit.com/new-soft-launches-chase-ink-business-premier-1000-bonus/

 

[wanderlust7]

Do you have to have an AA Credit Card or just an AA Account and a MC? I don't have any AA Cards anymore.

Most are any MC. My Best Buy offer terms had AA MC, but not sure if it's enforced.

Moot point though as looks like the offer is dead. 5x banner is gone.

 

[LynnTH]

Most are any MC. My Best Buy offer terms had AA MC, but not sure if it's enforced.

Moot point though as looks like the offer is dead. 5x banner is gone.

Well Dang... always a day late!!

 

[LilSweetPeaPhoto]

So my CSR bill w/ my AF was due yesterday. I called to see if there were any retention offers. First girl immediately said no. 2nd actually transferred me to the retention office. He went on and on telling me how much more my points are worth at 1.5x redemption, etc, etc....but gave me no offer.

So now I wait for the travel credit to reset and to try quickly spend that and then downgrade to the FF since the IHG card is losing it's cell phone coverage

I'm also sooo bummed about the AA offer. I LOVE me some AA miles. I saw it on TT this morning, but then damn school! And by the time I finally could get into my account, it seems like they pulled it. UGH!

Not sure if it's been posted yet, but American Airline's SimplyMiles portal is offering a 5x bonus on many retailers....including a charity donation at Conservation International which is 40miles per $. The 5x bonus is on top of the original 40miles per dollar...so basically 240 miles per dollar spent. This basically equates to $0.0042 cost per mile. I personally donated $500 and should net 120k miles. I know several blogs where people have donated north of $10k. There is some risk that AA changes the terms of the deal, but Gary Leff, blogger from View From the Wing, confirmed the details with his AA contacts and I find him extremely reliable. Below is the link to his updated blog for anyone looking to buy AA miles cheap.

https://viewfromthewing.com/its-rea...les-at-less-than-half-a-cent-will-be-honored/

I am soooo bummed. I would have loved to stock up the AA miles. UGH.

My Target gift cards were delivered according to Target. Of course they are no where to be found. I'm wondering if the delivery was to the local post office. And the tracking information is useless. Reminds me of the good old days of ordering disney gift cards from target!

Mine showed delivered....I didn't get them for almost a week. USPS is not doing great right now. The BF ordered something FedEx, it showed delivered and he didn't have it. He called and they were like, yeah, we delivered it to the wrong place. He was like you never thought to contact me and lmk this? So now he has to wait for it to be shipped back to a fedex center who will verify it hasn't been opened and then ship back to him. UGH.

Most are any MC. My Best Buy offer terms had AA MC, but not sure if it's enforced.

Moot point though as looks like the offer is dead. 5x banner is gone.

SOOOOOO SAD! UGH. Damn teaching!

 

[hsmamato2]

For the past two years, due to the pandemic, Southwest has been giving RR members 25K RRs towards the CP (not actual redeemable miles, just lowering the CP requirement) at the beginning of the year. It's mostly an optics game since it used to only take 110K RRs to reach CP prior to the pandemic. No guarantee that they will do it for 2022, but it's something to keep an eye out for.

Any chance biz cards are possible for you or P2? It's only the personal SW cards that were at the all time high SUB that just ended.

oh yeahhhhhh I forgot about this...... I wonder if it'll happen in 2022 (wouldn't that be great)

 

[Princess Michele]

I am looking for some advice on which CC I should go with for an upcoming large purchase. My 3 options are:

1. AMEX Platinum - I do not have any AMEX cards and I would like to begin earning MRs for a trip to Japan in the future. I would also like to receive some of the great offers I have been seeing available for existing AMEX cardholders.

2. CIC or CIU - I do not have any business cards yet so one of these would be good to get the higher URs at office supply stores.

3. My DD received an offer for a CSR with a 70,000 SUB. I already have a CSR so I do not know if it makes sense for her to get one also.

I am currently 3/24 until January 2022 so if I get the AMEX I will only be able to get business cards if I want to stay under 5/24.

I need to receive the new card quickly and I know if DD applies today and is approved we would receive the CSR in 2 days. Would an AMEX Platinum if approved arrive as quickly?

I cannot remember but I think I saw in earlier posts that the CIC/CIU's cannot be expedited. Is that correct or could I request to have it expedited?

Thanks for any help or other ideas.

 

[hsmamato2]

No fee VGCs available this week at Staples. Of course, I checked after I was already out shopping and didn’t have my COC with me.

I drove over to staples....got my 3 cards,and then had to go home again and get the right card bc I had taken it outlucky for me I have one nearby that always has stock

 

[platamama]

Most are any MC. My Best Buy offer terms had AA MC, but not sure if it's enforced.

Moot point though as looks like the offer is dead. 5x banner is gone.

Geez, that was fast. I had the banner showing for maybe 8 hours?! I wanted to sleep on it, and this was literally a case of "you snooze you lose." lol dangit

I hope you get your miles! I read of some purchases ($20K!) and I'm just shaking my head thinking this has gotta lead to devaluations. Holy smokes, I can't imagine someone will actually get 4.8M AA miles (assuming the Conservation International offer), but if they do then more power to them.

 

[chicagodisneyguy]

Geez, that was fast. I had the banner showing for maybe 8 hours?! I wanted to sleep on it, and this was literally a case of "you snooze you lose." lol dangit

I hope you get your miles! I read of some purchases ($20K!) and I'm just shaking my head thinking this has gotta lead to devaluations. Holy smokes, I can't imagine someone will actually get 4.8M AA miles (assuming the Conservation International offer), but if they do then more power to them.

Yeah, once the blogger confirmed with AA the terms were as posted, people hit it HARD. I know several groups where people did in the $10k to $20k range. If I was 100% confident in the miles posting as advertised I would have probably done $10k. Even with devaluations this might be the a deal of the decade candidate in the airline points world....of course that;s IF they post.

 

[hsmamato2]

What is the CiU good for? Just wondering,as I'm looking to thin out my collection and this is one I have no use for.....I already have FF and FU so I use those for 1.5..... ALSO..... question, if I'm 4/24(soon) and want CP, should I app the biz first and the personal? or the other way around,and would either of these be a MDD scenario? (I read SFF's fine writeup, but my goal is one personal one biz) thanks y'all

 

[wanderlust7]

I am looking for some advice on which CC I should go with for an upcoming large purchase. My 3 options are:

1. AMEX Platinum - I do not have any AMEX cards and I would like to begin earning MRs for a trip to Japan in the future. I would also like to receive some of the great offers I have been seeing available for existing AMEX cardholders.

2. CIC or CIU - I do not have any business cards yet so one of these would be good to get the higher URs at office supply stores.

3. My DD received an offer for a CSR with a 70,000 SUB. I already have a CSR so I do not know if it makes sense for her to get one also.

I am currently 3/24 until January 2022 so if I get the AMEX I will only be able to get business cards if I want to stay under 5/24.

I need to receive the new card quickly and I know if DD applies today and is approved we would receive the CSR in 2 days. Would an AMEX Platinum if approved arrive as quickly?

I cannot remember but I think I saw in earlier posts that the CIC/CIU's cannot be expedited. Is that correct or could I request to have it expedited?

Thanks for any help or other ideas.

The plat is usually super quick. If you apply in the morning, you'd get it next day. But think I saw some recent reports of delays.

You can ask to have CIC/CIU expedited. It would probably come UPS 2 day. But the issue is if you don't get instant approval, it'll take some time for it to be approved. Also, they've been giving low credit lines (like $3000), so you may need to consider that too.

If you decide on the plat, as someone new to Amex, you may be able to pull the 150k offer. There is also the Resy offer for 125k with 15x restaurant and small businesses.

 

[wanderlust7]

What is the CiU good for? Just wondering,as I'm looking to thin out my collection and this is one I have no use for.....I already have FF and FU so I use those for 1.5..... ALSO..... question, if I'm 4/24(soon) and want CP, should I app the biz first and the personal? or the other way around,and would either of these be a MDD scenario? (I read SFF's fine writeup, but my goal is one personal one biz) thanks y'all

I would keep it if you think you might need to move some of the credit line over to a new business card since they've been giving low ones.

Biz first then personal as there is a 1 app in 30 days soft rule for biz cards. If the personal takes you to 5/24, then you also need biz first. No need for MDD.

 

[platamama]

I received my CapOne Venture X card in the mail 4 calendar days after approval. It is heavy - same weight as my Biz Plat at 17gm - and it's an elegant looking card as far as that goes. I'm hoping that my upcoming car rental agency (Budget) will be able to switch the names on the rental agreement to mine so that I can start on my MSR for this card (it has primary car rental coverage like CSR/CSP). I look forward to checking out the CapOne lounge at DEN when it eventually opens. I hope it has the grab-n-go setup that the DFW one has. It won't be as conveniently located for SW flyers since it's supposed to be in Terminal A (SW and the Centurion Lounge are in Terminal C) and dealing with getting on/off the train will be a bit of a hassle.

I've been debating about upgrading one of my CFs to a CSR, but am finding it hard to justify it when, between P2 and me, we have one Chase UR card that can transfer to partners. Right now the Hyatt points are the most valuable redemption to me since P2 has Globalist until 2/2023; he will be getting a SW CP and he has the CSP so it makes the most sense to just have him hold the URs. With the increased CSR AF, I figure it takes a redemption of 82K URs for the CSR to be better than the CSP when accounting for fees and credits; previously at the lower AF I figured it only took 22K URs to break even. I'm hoping that an increased offer for either the CSR or CSP will appear in the upcoming months, because I missed my narrow window with the 100K CSP offer due to Chase's mishandling of my PC. For a final update on that, after the 5th phone call with a Chase supervisor - who said the CF was no longer available for PCs and that she would file a complaint that I wasn't told of that in my previous conversations - lo and behold I have a CF.

 

[Haley R]

My Target gift cards were delivered according to Target. Of course they are no where to be found. I'm wondering if the delivery was to the local post office. And the tracking information is useless. Reminds me of the good old days of ordering disney gift cards from target!

We’re having the same issue. Ours were supposed to be delivered yesterday by the post office and they didn’t come today either. No idea when they’re coming because the tracking just says will be delivered by post office

 

[platamama]

What is the CiU good for?

Only for the SUB. You already have a CFU so the CIU is really no different, I think it's actually worse since it doesn't have the bonus categories that the CFU has.

 

[becauseimnew]

I'm also sooo bummed about the AA offer. I LOVE me some AA miles. I saw it on TT this morning, but then damn school! And by the time I finally could get into my account, it seems like they pulled it. UGH!

I feel your pain, I started the process yesterday but didn’t have a Master Card with me. So finally tried to do it today but was too late. Oh well, I’m 11,000 AA miles short for our trip to Japan, so this would have been perfect.

I do the same since the one time I thought I unfroze the right one I didn't. Had to unfreeze a different one and call. I won't unfreeze if I'm applying for amex though.

I guess I’ll start unfreezing them all. Oh well, the most difficult thing was finding the correct number to call, but it was a painless 3 minute call. Instant approval with $8k Limit.