I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

[jujubiee4]

For Folks having a Hyatt card....any luck getting your free certificates extended? or points
offered? Have one i completely forgot about expiring end of month. Hate having to go somewhere
"just to go" but might have to.

 

[jujubiee4]

Found it on 2 of our cards. Thanks!

The terms just say Carnival purchase and not specific to reservations like the Amex one. I would think it works, but I haven't tried it. When I paid for a Carnival excursion before, the charge came through as "Carnival Shore Excursions". Hopefully someone has a DP for you.

This is interesting. What cards?

 

[jujubiee4]

With Cap1 there is no "safe" so there is no reason to wait. We have not found a rhyme nor reason for their approvals and denials, I recall stats from two people a couple years back that were identical and one was approved and one wasn't. It's like they just programmed their computer to "randomly approve and deny". Take your shot, use a support link in case you get lucky and don't hold your breath on getting the card.

I was denied Cap1 X last week (but was successful in getting the Citi Premier so yay there). Got the Cap1 denial letter in the mail same day Cap1 solicited me with another letter to check for pre-approved Cap1 cards *eye roll*

Did they give a reason for denying? Im thinking about applying in Jan. I have the regular Venture and
still have the original bonus i got when I opened the card years ago. I do not want a denial I rather
not apply. lol

 

[hayesdvc]

OK experts. I am about 6,000 miles away from earning companion status again at SW. I have no traditional points that will hit my SW account before 12/31/21.

How can I get 6,000 points that are qualified points into my SW account before year's end?

TIA

 

[gottalovepluto]

Did they give a reason for denying? Im thinking about applying in Jan. I have the regular Venture and still have the original bonus i got when I opened the card years ago. I do not want a denial I rather
not apply. lol

Why are you holding onto a years old bonus? Cash it out. Anything held beyond a couple years is always at risk for a program devaluation. Heck even the cash value of your points has devalued this year with inflation.

Why don’t you want a denial? So you get a hard inquire on your report, so what? if you aren’t getting a mortgage in the next few months nobody cares. If you are getting a mortgage you would never even consider applying for any credit card right now.

If you cannot handle a denial do not apply for Cap1. Like I said before do not try to make sense of Cap1, nobody has cracked their approval code. I don’t even remember what my denial letter said, wasn’t worth making note of lol. People far churning smarter than us have tried and failed.

 

[becauseimnew]

OK experts. I am about 6,000 miles away from earning companion status again at SW. I have no traditional points that will hit my SW account before 12/31/21.

How can I get 6,000 points that are qualified points into my SW account before year's end?

TIA

Do you have another statement that will close before the end of the year?

 

[jujubiee4]

Why are you holding onto a years old bonus? Cash it out. Anything held beyond a couple years is always at risk for a program devaluation. Heck even the cash value of your points has devalued this year with inflation.

I paid for a flight with it a couple years ago and the flight got cancelled and they just refunded the
card and I actually forgot about it. Since it can only be used for travel I don't have anywhere to go
right now. No im not applying for a mortgage anytime soon. I just might apply In January. I just
read a reddit thread about it and the approvals/denials were all over the place. Your right that code
is hard to crack. Im 1/48 so maybe that helps. I was hoping to apply for a different card also but
still looking around.

 

[platamama]

OK experts. I am about 6,000 miles away from earning companion status again at SW. I have no traditional points that will hit my SW account before 12/31/21.

How can I get 6,000 points that are qualified points into my SW account before year's end?

TIA

Go shopping through your Rapid Rewards portal. I made a purchase 11/29 and the points were in my account 11/30. Some merchants give thousands of points for signing up with their service.

 

[jujubiee4]

I wish I had gotten a new car during the beginning of COVID. There were good deals.
I am in the going to need a car situation starting summer. DD heads to college in the fall and is going to be commuting. She will get my car once she graduates in June. I’m really not looking forward to paying sticker price for a new SUV but don’t see much changing by then.

I also wish we had gotten a new car for DD. She kept saying when Covid hit "shouldn't I get a
car now since there all these sales?". Me with my big mouth said" Oh no so many people are at
home now the cars aren't going anywhere". Uh i can kick myself now!

 

[CyndiLouWho]

Why don’t you want a denial? So you get a hard inquire on your report, so what? if you aren’t getting a mortgage in the next few months nobody cares. If you are getting a mortgage you would never even consider applying for any credit card right now

Eh we got a mortgage last summer. I applied for cards before, during and after. After they did a credit check, I asked our mortgage banker (because CSP bonus) and he said it would be ok although he wouldn't recommend charging a large balance because it would increase debt but he even gave us the wording to use if we were asked for an explanation. DH applied for CSP 7/22, we closed 8/13. We weren't even questioned about the CSP application. YMMV.

 

[CyndiLouWho]

OK experts. I am about 6,000 miles away from earning companion status again at SW. I have no traditional points that will hit my SW account before 12/31/21.

How can I get 6,000 points that are qualified points into my SW account before year's end?

TIA

Go shopping through your Rapid Rewards portal. I made a purchase 11/29 and the points were in my account 11/30. Some merchants give thousands of points for signing up with their service.

I agree with @platamama. Do your Christmas shopping today, all through the RR portal and you should have the points in a few days.

 

[jujubiee4]

Eh we got a mortgage last summer. I applied for cards before, during and after. After they did a credit check, I asked our mortgage banker (because CSP bonus) and he said it would be ok although he wouldn't recommend charging a large balance because it would increase debt but he even gave us the wording to use if we were asked for an explanation. DH applied for CSP 7/22, we closed 8/13. We weren't even questioned about the CSP application. YMMV.

Yeah my husband is a mortgage broker. It drives him crazy to see people go open and charge a bunch
of cards before they get approved.

 

[jujubiee4]

Does anyone know if that Chase Southwest offer of 100k was their best ever? How often does
it come around? I know it is over now.

 

[mhautz]

OK experts. I am about 6,000 miles away from earning companion status again at SW. I have no traditional points that will hit my SW account before 12/31/21.

How can I get 6,000 points that are qualified points into my SW account before year's end?

TIA

I’m wondering if anyone has tried Rocketmiles? From what I can tell, you can get a decent amount of points from a hotel stay and it seems like they are qualifying points. Just a quick search of my area showed I could get 5000 for staying at an okay hotel downtown for about $140. I know I’m considering this next year for my own CP run as a couple mini-staycations would go a long way toward filling the 13,000 point gap left by meeting the 12,000 point MSR.

 

[Judique]

I have been pricing Paris hotels for next August. This looks like a beautiful place at a great price!

Spring break should be fine but August might be a little sticky with no AC.

 

[platamama]

filling the 13,000 point gap left by meeting the 12,000 point MSR.

Do you have a P2 who can use your support link?

 

[wanderlust7]

This is interesting. What cards?

Got it on DH's CSP and United card. Didn't get it on my CSP, maybe because I already used the previous Carnival offer.

Does anyone know if that Chase Southwest offer of 100k was their best ever? How often does
it come around? I know it is over now.

I think it's the best ever in terms of total points. But the 75k for $5000 spend offer there was before is better in terms of points per dollar.

You can check historical here, there's a chart for each card at the bottom. It's interesting that they only put the first tier of 50k in the chart. I guess because the second tier spend is pretty high.

https://www.uscreditcardguide.com

 

[hayesdvc]

Do you have another statement that will close before the end of the year?

I have all three that closes after 12/31

 

[hayesdvc]

I agree with @platamama. Do your Christmas shopping today, all through the RR portal and you should have the points in a few days.

Any thoughts on what vender makes sense and would give the "best deal". As a note, I have 300K+ SW points.

 

[hayesdvc]

Go shopping through your Rapid Rewards portal. I made a purchase 11/29 and the points were in my account 11/30. Some merchants give thousands of points for signing up with their service.

Any idea which partners give a sign up bonus ?

TIA