I love credit cards so much! v2.0 (see first page for add'l details)

[palhockeymomof2]

Jeez, how time flies... I just realized it's been three months since DH got CIP2!! Dare I go for CIP3?

Have DH...go for it...pretty sure there have been approvals posted here in the last few days

 

[miztressuz]

Would the yearly miles I get from Chase (I thought it should be 3,000 but I only received 525 in August of 2018), reset the 2 year clock you mentioned? I am paying $69 per year in fee. I received 60 thousand to my SW account in Aug of 2017.

As others mentioned, check the statements around your anniversary. My anniversary was a couple days after statement close so I would get my anniversary points the following month. In addition to that, if you had a negative balance of points the anniversary points would be net of that. But that seems like a huge negative so probably just need to check some other statements.

 

[miztressuz]

No idea from personal experience but spitballing I’d downgrade a day or two after so when the URs are deducted maybe they get pulled back at 1.5x instead of 3x.

This would be my game plan too @snugglebug

 

[amalone1013]

No idea from personal experience but spitballing I’d downgrade a day or two after so when the URs are deducted maybe they get pulled back at 1.5x instead of 3x.

@snugglebug I'm like 99% sure this happened for me

 

[LilSweetPeaPhoto]

Planning my CC applications for the next year, because that is a normal thing to do. Does anyone have the IHG card? Do you find it valuable? I was planning to use some IHG points in Central Europe next year but my friend & I got some concert tickets we didn’t expect to get and I blew 40K on a hotel room for the weekend. I’m hoping the sign-up bonus goes back to 100K, if I decide to apply.

I have it. I got it and just used 45k points for 5 days at the beach (since the 4th reward night is free). I'd say it's totally worth it. I think I get a free night a year too. Plus Platinum has gotten me the presidential suite once. Granted it was at a Holiday Inn Express, but did not expect it, LOL

 

[DisneyMandC]

Have DH...go for it...pretty sure there have been approvals posted here in the last few days

Yup, think I will either tonight or tomorrow. He is at 95 days today so I should be fine right?

 

[LilSweetPeaPhoto]

Since I only had 1 day to churn the Staples offer, I only took on $1k. 1- It's nice to know my Staples doesn't care how many I buy. I bought 2 in the first trip, 3 in the second. 2- It's nice to know the cashiers at Walmart know exactly what I wanted to do and didn't question me at all. 3- I just linked my bank account to Serve. I decided to link my Biz acct. I've had that acct w/ Chase for 13 years, and I don't foresee having to worry about it being shutdown at all. But now I'm excited to do more of this since it was so easy.

I told my sister and she's like you should write a blog about this. Silly sister, they are already out there. My sister "plays" the game w/ the Amex Plat and SPG Amex (well Bonvoy) but that was a far as she went into. And they only have the Amex Plat because my BIL thought he was a baller getting approved for it. Granted they've had it like 7 years, maybe you had to be more of one then, LOL.

I'd love to knock out the spend on this AA Citi #2, and see if that CIP mailer helps me by-pass the 5/24 (I go under 11/19). Did I read some are checking to see if they got the bonus by "spending" the amount (on something returnable) and seeing if the points post, then quickly spending the next month? I'm at $1200 of the $5 I need to spend. I'd love to knock it out in a month, LOL.

 

[CyndiLouWho]

Go USA!

 

[pinkxray]

CBR is back online on AAvactions in Jan. Only 1 night showing but at least it proves I wasn’t imagining it last week when I saw it for our whole weekend.
I am tempted to book it but 55,000 points seems pretty steep when the Dolphin is running 22,000 miles the same night.

 

[shairpdrh]

Have DH...go for it...pretty sure there have been approvals posted here in the last few days

Yup, think I will either tonight or tomorrow. He is at 95 days today so I should be fine right?

I was one of the CIP3 approvals a few days back. I had 99 days between mine (and a few weeks after reducing my credit limited) and should have done it a week earlier. Good luck on a quick approval!

 

[WVMomof3]

Go USA!

I’m watching too. DD is yelling at me for being on phone while watching. Lol. I thought we would be ahead by now.

 

[amalone1013]

If ILs are booking a special 'hospital' rate at a Hilton, direct through the hotel, does that cause any issues with earning points or nights? Or does it still count the same like the AAA rate, AARP, etc.

 

[Haley R]

Omg yes!!!! I was able to order the food magic band!!

 

[WVMomof3]

No idea from personal experience but spitballing I’d downgrade a day or two after so when the URs are deducted maybe they get pulled back at 1.5x instead of 3x.

@snugglebug I second this. It stinks because you don’t get any URs for the purchase but you will lose them for the return. I waited probably a month before I cancelled just so it didn’t look so intentional. Probably not necessary, but that’s what I did.

 

[tink1970]

I’m watching too. DD is yelling at me for being on phone while watching. Lol. I thought we would be ahead by now.

My DD isn't happy I'm on the laptop either. Apparently my being on the computer is throwing off their mojo?

 

[CaliforniaGirl09]

We made it to the Hilton Terminal 5 airport hotel a little after 1 am. We had called ahead and let them know we were coming in late and to please not release our reservation booking for one room and three adults. There was a crowd of people at check in and we knew something was up because of the late hour. It got scary for a moment when another party of two had been trying to get their room since 10 am that morning. The attendant said she would need to get a manager and I though DH was going to flip and he was asking why a manager was needed for us to check in and get our key. I asked him to chill and said getting the manager was fine, I’m sure Diamond status still counts for something (thank you Aspire card) and I’d be pulling up Twitter to compose a tweet just in case, while she did that. The manager came and very matter of factly explained we now had a one bedroom suite with two bathrooms. I said thank you very much. It’s now a bit after 2 am here and hopefully I can get about 3 hours of sleep before heading to the airport.

Yup, I will definitely be seeking out the EU reimbursement as well. Thanks!

Oh my goodness, what an adventure you guys have had. Awesome on the upgrade but yuck on the no AC. I wouldn't have been able to sleep either. British Air really needs to fix their IT problems. This is the 3 or 4th time in the past couple of years that I can think of where they've had major issues. *so* glad you guys were able to get out all in upper class even if it was on the not as impressive plane. Hopefully you are reading this from back at home all nice and snug in your own bed!

 

[Alexle2007]

Would the yearly miles I get from Chase (I thought it should be 3,000 but I only received 525 in August of 2018), reset the 2 year clock you mentioned? I am paying $69 per year in fee. I received 60 thousand to my SW account in Aug of 2017.

No, those 3k points have no impact. So I would wait for the 3k bonus to post since you are so close, then close the account to avoid the AF and then in Sept apply for the new card.

But if you are interested in the CP then the strategy might be different depending on if you want the CP for the remainder of 2019 and all of 2020 or the CP makes better sense for the majority of 2020 and all of 2021.

 

[palhockeymomof2]

Yup, think I will either tonight or tomorrow. He is at 95 days today so I should be fine right?

He’s approved

 

[Alexle2007]

Go USA!

I’m watching too. DD is yelling at me for being on phone while watching. Lol. I thought we would be ahead by now.

My DD isn't happy I'm on the laptop either. Apparently my being on the computer is throwing off their mojo?

Watching here too!

The Milan preview looked pretty good.

DH and DS are outside trying to yo-yo. It’s my job to let them know when the game is back on

Go USA!

 

[amalone1013]

I'm full of random questions today. Wasn't someone able to get a hotel to use their instant/temporary card number for a hotel stay?