I love credit cards so much! v2.0 (see first page for add'l details)

[calypso726]

@Lain - It’s like we’re tag team posting today

 

[vanjust14]

Amex chat keeps history so maybe a screenshot will get it resolved...I am a little behind so hoping something works and I see good news further down.

I wish I had better news to report but I'm being told the first rep gave me incorrect information.I told them that was completely unacceptable and that I applied through a targeted offer while logged into my account. They are opening up an investigation and I was supposed to receive a phone call back last night, which didn't happen.

 

[amalone1013]

Sell the wood block card holder/phone stand on eBay for $15, and that'll offset the AF a little more.

Why are people so weird about that...


In other news, I made another Ebay sale yesterday! I ordered two pairs of tennis shoes back in December because I was going to return the one that didn't fit and completely forgot about it. After fees and shipping I'll just break even, but hey, that's better than -$30 and them going to Goodwill.

 

[Lain]

@Lain - It’s like we’re tag team posting today

I love when that happens.

 

[Albort]

Oh my, I am so embarrassed that I have misunderstood! Thank you both for taking the time to explain it to me...

to be fair, mileage redemption is one of the toughest part of this point game. People actually pay other people money to search for these flights.
Once u know what ur doing, it makes a nice side job... :]

 

[elgerber]

Tagging @elgerber. I think what you are referring too is what I mentioned the other day. When the Delta Blue came out I specifically asked them if I could get bonus on it and have other cards. The answer is no. So you can have a Delta Plat, Delta Gold, personal and business versions. Amex just won’t let you get the bonus on the Blue. I think it might have to do with how you can product change the Plat or Gold to the Blue.

Thanks!!
@elgerber - RE: this post


I did my poking around and found the other DP and a new one popped up today for Delta bonus auto- posting

https://www.reddit.com/r/churning/comments/bxffpp/_/eq61lpy

https://www.reddit.com/r/churning/comments/burt6m/_/epsyor3

.

There is no way I can make up that much spend. And no one can tell me how much my spend is. First it was $1250, then it was $4671, then it was $2996 10 days later. None of it makes any sense

 

[LilSweetPeaPhoto]

Did you register for the Hyatt/AA promotion? I got the same email a couple days ago and no idea how/where it came from. Either way I enjoyed being able to move seats into the preferred sections for a couple of AA flights coming up for the rest of the year.

I didn't. I don't have Hyatt points. LOL

 

[disfanforlife]

Good morning! I am fairly new to following this thread and wanted to give some info about me and ask for some advice/input.
Southfayette has already answered questions and been very helpful.

History on me and what I wanted to do for churning. I had a personal SW plus card for about 5 years. I recently canceled it when I heard about the 60,000 bonus offer going on. I applied for the SW biz and was approved. Now, I wanted to apply for the SW premier card so that I can go for the CP. I did not realize that it was best to wait 3 months between aps. In hindsight, I should have applied for the premier first before the June 9 cut off for the bonus points and done the Biz later since that amount is standard. I did not realize that when I applied. So much information, and not enough research on my part. So, my first question is should I wait 3 months to apply for the premier or try to apply before June 9 anyways? I am 0/24 for other apps other than the SW Biz.
My second questions is for my DH. He is also 0/24. Which is best for him to do first the CIP or the double dip on the CSP/CSR?
Thanks in advance for reading and any input.

 

[LilSweetPeaPhoto]

Can I generate a referral from my Reserve for the Preferred for my mom?

 

[Alexle2007]

Ok you have me convinced....Will probably apply later today. Thanks for the advice. No worries about the AF. I see the benefits look easily worth it. Thanks for the response and info....I did see PolyRob had grabbed it (That is about where I was at on my backreading).

I think you need to apply when you are able to pull it. I believe people have pulled it, decided to wait a few hours and the offer is no longer there. DH had it and one point and I can't seem to get it to come back. I was hoping to time the triple dip since it was shortly before but, then it was gone.

 

[Lain]

Good morning! I am fairly new to following this thread and wanted to give some info about me and ask for some advice/input.
Southfayette has already answered questions and been very helpful.

History on me and what I wanted to do for churning. I had a personal SW plus card for about 5 years. I recently canceled it when I heard about the 60,000 bonus offer going on. I applied for the SW biz and was approved. Now, I wanted to apply for the SW premier card so that I can go for the CP. I did not realize that it was best to wait 3 months between aps. In hindsight, I should have applied for the premier first before the June 9 cut off for the bonus points and done the Biz later since that amount is standard. I did not realize that when I applied. So much information, and not enough research on my part. So, my first question is should I wait 3 months to apply for the premier or try to apply before June 9 anyways? I am 0/24 for other apps other than the SW Biz.
My second questions is for my DH. He is also 0/24. Which is best for him to do first the CIP or the double dip on the CSP/CSR?
Thanks in advance for reading and any input.

Ok. Going against the general advice to be cautious and space out your cards by 3 months when applying for a new card with Chase, I'd say you're ok to go for the SW Premier card before June 9.

The reason being you're 0/24, which means you haven't opened any cards other than the SW Biz in the past 2 years. That doesn't look like a risky customer about to "bust out" to me, and you shouldn't to Chase. Your risk factor is likely very low. Just give yourself adequate space with Chase after you're approved for the SW Premier.

Second, while Chase's guidelines are that you have applied for no other Chase cards in the 30 days before applying for a Chase biz card, you can have applied for 1 other Chase (personal or biz) card within 30 days before applying for a Chase personal card. So, even if you applied for the SW Biz card in the last 30 days, that shouldn't bar you from applying and getting approved for a SW personal card, like the Premier, now, before the 60k RR points offers go away.

 

[ten6mom]

So, my fledgling ebay-selling business saw its first sale today! But I clearly don't understand how the selling end works because ebay charged the (international) buyer a shipping rate (which I didn't realize they would do) and got the payment from him (I can see it went to my PayPal account) but then when I printed the shipping label just now, the shipping amount was different (higher) by about $11.

I don't know whether its strictly because it was international but I wonder if I am in way over my head. I haven't posted anything else for sale yet because I am waiting on mailing supplies but perhaps I should stick with domestic only.

On another note, my husband wanted me to ask the assembled experts here whether a 10-99 will be forthcoming for any sales we make on ebay. Does anyone happen to know about that? We know to expect a 10-99 for things like the UR on the CIP I just opened.

 

[miztressuz]

AmEx Rose Gold limited Edition is live. TPG is reporting it's by support link only right now.

I wonder if you pull a better offer than a support one for the plain-Jane Gold if you could just request a replacement in the Rose Gold finish? I thought existing Gold card holders could do that the last time so I'd guess it'd work the same this time? But I haven't been following along with the incognito offers and whatnot so maybe the support offer still is the best offer (especially with a self support) so it's not an issue.

I'm seeing 40k after 2k, was there still a 50k incognito offer floating around? You can sometimes pull an incognito offer on a support link so that'd be the best if it's still out there.

 

[palhockeymomof2]

Can I generate a referral from my Reserve for the Preferred for my mom?

Unfortunately not

 

[happ]

So, my fledgling ebay-selling business saw its first sale today! But I clearly don't understand how the selling end works because ebay charged the (international) buyer a shipping rate (which I didn't realize they would do) and got the payment from him (I can see it went to my PayPal account) but then when I printed the shipping label just now, the shipping amount was different (higher) by about $11.

I don't know whether its strictly because it was international but I wonder if I am in way over my head. I haven't posted anything else for sale yet because I am waiting on mailing supplies but perhaps I should stick with domestic only.

On another note, my husband wanted me to ask the assembled experts here whether a 10-99 will be forthcoming for any sales we make on ebay. Does anyone happen to know about that? We know to expect a 10-99 for things like the UR on the CIP I just opened.

I don't know about the shipping discrepancy, but I do know there is an option to restrict sales to only US buyers.

 

[elgerber]

AMEX chat just confirmed for me there is an ongoing glitch that is affecting many people, and a phone and chat rep this morning both say I have more than met my spend. UGH. They said their engineering is working on the issue :-(
And now he says my threshold won't be met until this months billing is complete, to which I told him, no my spending was met by last months billing. he agrees.

 

[palhockeymomof2]

So, my fledgling ebay-selling business saw its first sale today! But I clearly don't understand how the selling end works because ebay charged the (international) buyer a shipping rate (which I didn't realize they would do) and got the payment from him (I can see it went to my PayPal account) but then when I printed the shipping label just now, the shipping amount was different (higher) by about $11.

I don't know whether its strictly because it was international but I wonder if I am in way over my head. I haven't posted anything else for sale yet because I am waiting on mailing supplies but perhaps I should stick with domestic only.

On another note, my husband wanted me to ask the assembled experts here whether a 10-99 will be forthcoming for any sales we make on ebay. Does anyone happen to know about that? We know to expect a 10-99 for things like the UR on the CIP I just opened.

PayPal sends 1099s if you receive $20k or over in a calendar year and have 200 transactions or more

You will not get a1099 on your 80k MSR URs.......you would only get a 1099 if you exceed $600 or 60kURs in referrals in a calendar year

I have my eBay account for no international sales....since you are new to eBay I would suggest it
For domestic sales I have shipping calculated by the items weigh and the buyers zip code

 

[hsmamato2]

Does anyone know if Instacart orders code as grocery on a Freedom card?

 

[ten6mom]

I don't know about the shipping discrepancy, but I do know there is an option to restrict sales to only US buyers.

Yes, I will definitely do that in future!!!! Avoid all this hassle. I did NOT know that ebay automatically calculates shipping based on the dimensions and weight I had put in. What happens, I wonder, if I get to the post office to mail it and there is a significant discrepancy??? Seemed odd to me.

PayPal sends 1099s if you receive $20k or over in a calendar year and have 200 transactions or more

You will not get a1099 on your 80k MSR URs.......you would only get a 1099 if you exceed $600 or 60kURs in referrals in a calendar year

I have my eBay account for no international sales....since you are new to eBay I would suggest it

Oh.. well I definitely won't be making $20K! Thank you!

Good to know on the URs also, thank you.

Yes... no more international for sure!

 

[platamama]

DH got a ups email just now that he has a package coming tomorrow

DH got his ups notice last night too! Should he have the excitement of opening up the package? He's going to have a gum graft surgery later today and I kind of think he's not exactly going to be in the mood to appreciate the packaging...maybe I should take that one thing off his list of things to do.

So exciting! I got mine yesterday and I have to admit, the little wooden block is kinda exciting. My CSR also no longer feels special to me. I never had the Ritz Carlton card so this Plat is probably the nicest card I will ever carry

I remember the Ritz Carlton cards being impressive too. If the personal Plat is anything like the Biz Plat, I think it is just as nice as the RC card. I agree that the CSR lacks that oomph factor! Though anymore, with chip terminals everywhere, since I don't have to hand over my card, I don't get to see the cashier's reaction when I hand over my Biz Plat anymore and that was part of the fun.