I love credit cards so much! v2.0 (see first page for add'l details)

[Lain]

 

[FloridaNative8]

I have duke, Gonzaga, Virginia, and North Carolina. I have Gonzaga and Virginia in the final round with Gonzaga winning it all. A lot of people have duke winning but I just didn’t like their stats compared to Gonzaga. We don’t have tv anymore so I haven’t been watching any basketball in preparation for this. My bracket might do terrible

We have one for work that I do - I honestly just go through and pick what mascot/color I like the best! I know very little about college basketball, and every year I hear about some bracket buster game - so I throw what little knowledge I have out the window!

 

[disneymagicgirl]

That's what I did I put DHs CIP to $3k and SW Biz to $2k. Didn't touch his $11k CSR or $4k Disney. Took SW Priority frin $27k to $15k. That put him at ~25% HHI. Did all the lowering on 3/12 and applied for #2 yesterday.

Were you auto approved?

 

[disneymagicgirl]

I’ve lowered the CL on my CSR to 10k...SW Priority SW business and Disney to 1K.....CIP, CIU, CIC to 2 K each
Applied 2 weeks ago for the CFU...and received a 34K limit...just lowered it to 10k

oh wow! You are a serious CL trimmer!!

 

[palhockeymomof2]

All the talk about lowering credit limits....Did you need to call or secure message on Chase? If you did a message did you just put all of the requests in one message?

I’ve done it via SM....one card per SM

 

[amalone1013]

Were you auto approved?

Yup! I mean... DH was auto approved... when he filled out the app...

 

[have2getaway]

What is a modified double dip? Or even a regular double dip?

 

[palhockeymomof2]

oh wow! You are a serious CL trimmer!!

I don’t MS, once the MSR on a card is met I lower the CL. I also make payments on the cards we use weekly...so they close with a low balance

 

[Lain]

What is a modified double dip? Or even a regular double dip?

Check DISchurners.

 

[1st*toright]

I’ve been keeping track of approvals and surrounding discussion in the DISchurners thread on this subject. @amalone1013 ‘s DH was approved for CIP#2 yesterday, and I’m pretty sure @1st*toright was approved for her second CIP yesterday as well. Lots more approval DPs from the past 2 weeks.

The spreadsheet never lies... yes, I am happy to be a CIP x2 datapoint - I was even able to confirm that the SUB is attached to my app. Haven't seen the referral points post to P2s account, but its early days yet.

 

[BamaBoy]

I picked VA Tech, Marquette, Villanova, and Auburn. I like picking lower seeds for my final four my bracket is always awful.

No way I could ever pick Auburn!

 

[Psychodisney]

The spreadsheet never lies... yes, I am happy to be a CIP x2 datapoint - I was even able to confirm that the SUB is attached to my app. Haven't seen the referral points post to P2s account, but its early days yet.

What is the time frame for referral points? I gave a friend a CIP link about 3 weeks ago and no points have posted yet. She mentioned the card yesterday and I confirmed she went through my link.

 

[SouthFayetteFan]

@SouthFayetteFan did you see the DPs on r/churning Discussion Thread of people getting checks from AmEx for missing bonuses?? Maybe you’ll get cold hard cash for your missing Hilton referral points!

I would love that, but unfortunately I think they figured out that it was an issue on Hilton's end...I'm still fighting with Hilton to get it figured out, lol!

 

[Psychodisney]

I picked VA Tech, Marquette, Villanova, and Auburn. I like picking lower seeds for my final four my bracket is always awful.

Thanks for picking my school! Go Warriors....I mean Golden eagles. I'll never change.

 

[havaneselover]

I have duke, Gonzaga, Virginia, and North Carolina. I have Gonzaga and Virginia in the final round with Gonzaga winning it all. A lot of people have duke winning but I just didn’t like their stats compared to Gonzaga. We don’t have tv anymore so I haven’t been watching any basketball in preparation for this. My bracket might do terrible

If UVa can survive the first game. It’s painful being a Wahoo! Personally I think Dook will win which pains me but Zion is pretty awesome.

 

[SouthFayetteFan]

Not only are there DPs of 2nd CIP, but also 3+. And well under 24 mos. You're 100% fine.

Well look who it is!!! @Andysol - we miss you when you're not around

 

[mmmears]

DH paid our wireless AT&T bill again, and hello 10K MRs! I love that deal!

Lol! The closest Sephora to me is at least 20min on a good day. I was hoping Ulta would have the reusable quart bags like people have talked about on here, but I didn't see anything. It was very frustrating. And eventually I ended up calling DH so that the sales people would stop approaching me and looking all judgy. After I was glad I got a cash refund instead of a gift card!

I braved our local Sephora wearing no makeup (which just means a normal day for me) to get that little travel bag talked about here. It's cute. I avoided as many salespeople as I could.

The last time I went to Ulta the 20 something asked if I had considered using antiwrinkle eye cream.

I haven't been back since.

Seriously? Yikes. I haven't been inside an Ulta yet. This isn't making me want to go check one out.

I had those 20,000 MR referral bonuses burning a hole in my pocket so DH is now the proud owner of ...a Biz Green, lol! I really want to max out the referrals and 1 purchase isn't going to be too onerous especially since he's the only one who can't seem to get a CIP. I suspect my DF will be getting an Amex of some color...soon. MRs are like gold to me

Yay! I'm glad it worked, unlike the CIP.

I have duke, Gonzaga, Virginia, and North Carolina. I have Gonzaga and Virginia in the final round with Gonzaga winning it all. A lot of people have duke winning but I just didn’t like their stats compared to Gonzaga. We don’t have tv anymore so I haven’t been watching any basketball in preparation for this. My bracket might do terrible

I don't get sports, or final four. I can talk colleges though. I'll just say that I know current students at each of those schools and I hope you do well.

 

[SouthFayetteFan]

20k UR bonus points (I’m assuming from DW’s click for CIP#2, approved on 3/11) are now pending on my CIP account.

For those wondering too - it does seem that support clicks still post regularly on Tuesday afternoon!

 

[SouthFayetteFan]

What is a modified double dip? Or even a regular double dip?

We don't like to openly discuss it here - I'd recommend you check out the thread on DISchurners and ask questions there.

There isn't a "regular double dip" any more - it died last year. BUT Modified Double dip is still working.

In fact, I believe @Artygal90 can confirm it works with both bonuses!!!

 

[SouthFayetteFan]

@have2getaway - FYI, I think you already have a CSP card so this actually wouldn't matter to you anyways, LOL! (well maybe in 48 months or so, haha!)