I love credit cards so much! v2.0 (see first page for add'l details)

[SouthFayetteFan]

I am sitting here attempting to resist the urge to apply for 2 Barclay Biz Aviator cards...haha!

For some reason I just prefer to apply for cards early in the week, early on a normal business day. (i.e. Monday 9am would be my ideal). If manual eyes are needed, the chances are lower on a Sat/Sun of my app being reviewed if it goes pending, and my anxiety rises the longer an application sits pending, LOL!

I'm sure this sounds crazy to a non churner, but you guys get it, right??

 

[wendow]

I am sitting here attempting to resist the urge to apply for 2 Barclay Biz Aviator cards...haha!

For some reason I just prefer to apply for cards early in the week, early on a normal business day. (i.e. Monday 9am would be my ideal). If manual eyes are needed, the chances are lower on a Sat/Sun of my app being reviewed if it goes pending, and my anxiety rises the longer an application sits pending, LOL!

I'm sure this sounds crazy to a non churner, but you guys get it, right??

I totally get it. But my life is crazy busy so my app times have always been late at night and lots on weekends. I've done okay but maybe I do wait on apps a bit longer than if I app'ed during the weekdays.

 

[SouthFayetteFan]

I totally get it. But my life is crazy busy so my app times have always been late at night and lots on weekends. I've done okay but maybe I do wait on apps a bit longer than if I app'ed during the weekdays.

I don't think it actually affects my approval rating whatsoever. And sometimes I can't resist the temptation but I have to imagine that applying late at night (and especially on weekends) when systems may be updating could affect my "instant approval chances" and like I said, also cause me to wait longer in pending status since there may not be any movement on the app until Monday or whatever.

 

[wendow]

I don't think it actually affects my approval rating whatsoever. And sometimes I can't resist the temptation but I have to imagine that applying late at night (and especially on weekends) when systems may be updating could affect my "instant approval chances" and like I said, also cause me to wait longer in pending status since there may not be any movement on the app until Monday or whatever.

When I can work from my recliner in the basement, I shall do as you do

 

[SouthFayetteFan]

I can neither confirm nor deny that at 2:30pm today I had a bit of a headache and decided to take a 45 minute nap in said recliner...

 

[wendow]

I can neither confirm nor deny that at 2:30pm today I had a bit of a headache and decided to take a 45 minute nap in said recliner...

I'm sorry you had a headache but a nap is pure heaven. No better way to spend an hour in the afternoon!

 

[SouthFayetteFan]

I'm sorry you had a headache but a nap is pure heaven. No better way to spend an hour in the afternoon!

If a nap is pure heaven...what is getting paid to take a nap??? (...asking for a friend ...lol!)

 

[Haley R]

If a nap is pure heaven...what is getting paid to take a nap??? (...asking for a friend...lol!)

I don’t take a lot of naps but I have a bad habit of staying up late each night until it catches up to me. Then I pass out at like 5-7 pm and wake up later that night only to stay up again lol. The other night Dh and I both passed out at 7:40, I woke up at 10:40, and stayed up until 3:45 am

 

[Haley R]

Do I need a new backpack? No.

Am I gonna get this one? I feel like I have to.

https://www.potterybarnkids.com/m/p...otter-magical-damask-backpack-blue/?cm_src=M:

It’s more than half off. It’s on back order but idc. I normally don’t impulse buy but I feel like I really need this backpack lol

 

[palhockeymomof2]

Do I need a new backpack? No.

Am I gonna get this one? I feel like I have to.

https://www.potterybarnkids.com/m/products/gear-up-harry-potter-magical-damask-backpack-blue/?cm_src=M:

It’s more than half off. It’s on back order but idc. I normally don’t impulse buy but I feel like I really need this backpack lol

How cute....if I was a HP fan....I’d be considering it too

 

[Lain]

Do I need a new backpack? No.

Am I gonna get this one? I feel like I have to.

https://www.potterybarnkids.com/m/products/gear-up-harry-potter-magical-damask-backpack-blue/?cm_src=M:

It’s more than half off. It’s on back order but idc. I normally don’t impulse buy but I feel like I really need this backpack lol

You can earn some extra United miles on your purchase. Shop PBK through the MileagePlus Shopping portal — there’s a first time shopper bonus right now. Then when you’re ready to checkout and pay, you can buy a PBK eGC in the exact amount you need on MPX to earn more United miles.

 

[GlamMistress]

So, I logged on tonight and saw I was 219 posts behind. Initially I thought “ I just can’t keep up.” Then I get to posts like this and I smile inside and out and think “ my friends”

This is my favorite place on the internet.

 

[DisneyMandC]

DH’s AF posted on his CIP this morning. He’s out of town, but I’ll call when he gets home tomorrow to cancel it. He has the CIC and I plan to apply for the CIU for him on April 1. I’m going to keep my CIP long term I think since we don’t have a CSR and it’s the only thing giving us 3x on travel!

I woke up this morning and saw that our state tax refunds have been deposited! I’m not seeing anything about our federal refunds in the status checker, but I’m not totally sure it works if you mail yours.

 

[palhockeymomof2]

DH’s AF posted on his CIP this morning. He’s out of town, but I’ll call when he gets home tomorrow to cancel it. He has the CIC and I plan to apply for the CIU for him on April 1. I’m going to keep my CIP long term I think since we don’t have a CSR and it’s the only thing giving us 3x on travel!

I woke up this morning and saw that our state tax refunds have been deposited! I’m not seeing anything about our federal refunds in the status checker, but I’m not totally sure it works if you mail yours.

You can cancel his CIP via SM if that’s easier for you

Ya on the refund....I still haven’t filed ours since we owe Federal, but get a refund on State....should do it this weekend

 

[Chancery8]

Yay! It’s Saturday! Happy page 500 everyone! I had a long week of work and have wanted so badly for the weekend to come so I could start catching up here on the board.

 

[DisneyMandC]

You can cancel his CIP via SM if that’s easier for you

Ya on the refund....I still haven’t filed ours since we owe Federal, but get a refund on State....should do it this weekend

Oh good, I didn’t think they’d let you do it over SM anymore. Thanks!

 

[Alexle2007]

Do I need a new backpack? No.

Am I gonna get this one? I feel like I have to.

https://www.potterybarnkids.com/m/products/gear-up-harry-potter-magical-damask-backpack-blue/?cm_src=M:

It’s more than half off. It’s on back order but idc. I normally don’t impulse buy but I feel like I really need this backpack lol

Hmmm...I think I might need one and the lunchbox too. Maybe it will inspire me to pack my lunch rather than going out. I had been eyeing the Red Damask HP bedding in the PBTeen store for my bedroom.

 

[Chancery8]

I'll let you in on a little secret, which I will confirm in a few days hopefully. For Navy Federal Credit Union members, your Flagship card gets you and all AUs free GE! That's a $49 AF card, no fee for AUs. They did finally reply to me to confirm.

That’s an awesome value for such a low AF. I just saw that there’s a new public offer for the card: 50k pts for $4k spend (only for military, veterans, and family members). Would be a good time to apply for anyone who is eligible.

 

[wendow]

Oh good, I didn’t think they’d let you do it over SM anymore. Thanks!

You cannot PC through SM anymore but closing cards through SM has still worked.

 

[wendow]

If a nap is pure heaven...what is getting paid to take a nap??? (...asking for a friend ...lol!)

I think that is called ‘sleeping on the job’ but your friend could ask his boss for the correct term