I love credit cards so much! v2.0 (see first page for add'l details)

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This also happened to me on my first month. Were you able to get them to credit you the $10? I didn't even try.

I wasn't stressing because of the extra 20% on restaurants and I am looking to keep this card. Unless they screw up the airline credit and I'm unable to get that $100 as a gift card (SW) I will be keeping the card until something I like better comes along.

The 4X grocery and restaurants does it for me and I have all the options for the $10, plus the gift cards, making it a nice card to keep.

I love the card for groceries, too. I didn’t try to get the credit for the first month but I probably should have. I think it was actually two days before the end of the month.
 
I can see DH's CIU will be delivered today! Now I am hoping I can use it for the initial deposit for DH's new school. I just got the contract information this weekend and it looks like the remainder will need to be taken directly from my savings/checking account :( I should probably quickly throw those funds into a 529 College Savings Plan since I believe you can use those funds to pay for private school. Off to research that option since the Plastiq idea is dead :(
 
Good to see more people liking 1Password. I really need to start using it. DH says he paid for a family plan (he and DD have been using it for over a year now).

Was your Shake Shack the new one that just opened in the Bay Area? Mine was, and yeah it's ridiculous that it won't credit. We went to CCF today and I already have an email from AMEX saying the noticed I used the benefit. It's at the point where I don't think we will be using this "benefit" every month.

It was at the new one in the Bay Area. I’m planning to message them today.
 
Does this 1 every 8 still work pretty reliably? I thought I had seen it was not working much lately, and 1/60 was far safer. I am sitting on a Premier mailer for DW while we work on the spend from the public app, but if 1/8 actually still works I'll just pay our rent at 2.95% and be done with the MSR.

I’m trying it out myself for the first time in a few more days I’ll report back.

Thanks! I can get my first one without needing a mailer right? Only had one biz card which is now closed.

Yeah no need for a mailer for the first one.

I have one biz and was approved for my first personal. For my second personal, do I need a mailer? Signed up everyone and everything in my house for aa accounts a few months ago and have gotten nothing in the mail

You need a mailer for the second personal.
 

Ok so I know my CIP hasn’t even arrived yet but I’m already thinking about my next move... How long does it take the average person to earn a free hotel stay or airfare and what are the best cards for that? Or should I just focus on the bonuses and not the rewards?
 
Ok so I know my CIP hasn’t even arrived yet but I’m already thinking about my next move... How long does it take the average person to earn a free hotel stay or airfare and what are the best cards for that? Or should I just focus on the bonuses and not the rewards?

I’d concentrate on the rewards...in your case URs....since the number of points needed depends on where your located, planning on traveling, the airline and type of hotel

For example...in Orlando...last December...12/19-12/24..we stayed 5 nights at Wyndham Bonnet Creek in a 2br villa...for aprox 87,000 URs .in 2 weeks 3/9-3/14 we are staying at Marriott Royal Palms...2br villa for aprox 103,000 URs...both were booked with my CSR

We fly SW using points...most trips from ISP to MCO are about 7,500 points one way
 
is the swa working right now? my friend tried to assign her CP last night and got errored out... I noticed it said cp was good for a year (she got thru 2020) when I looked at my acct today it said I had the cp for a year also(it's thru 2020 too) should friend call to assign cp? this is odd bc swa (to me) has always been steady and easy to deal with
 
I just started using 1password and really like it. I did the trail period for the family option and liked it so much, I just bought it. You pay for the year in advance, so I think it was about $60. Its has vaults that allow you to have passwords in places only you can access as well as passwords that can be shared among the family. I love that it works really well across devices. I have it on all my computers (desktop/laptops), phones, and iPads. Pretty easy to use, although my non-tech husband hasn't really dug in yet. He needs a lesson :(
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We use 1Password too! My hubs is an IT guy and changed us to that aboutcabyearvago from LastPass. I love 1Password!! So much easier to use. I was resistant to change but so glad we did.
 
In regards to Chase there are several UR cards, I know above Chase Sapphire Reserve was mentioned, you really have to compare that to the Chase Sapphire Preferred in what would be better or if you can swing it potentially a modified double dip (applying for both cards within a day of each other). In regards what are best it just depends on your plans, several other Chase UR cards have been mentioned and the Chase Freedom also have 5% rotating categories. Before you start applying for cards it appears you are likely 0/24, if you don't have any cards within the last 2 years (you have to count your AU's withing the last two years as well). You are at a great starting point, run your plan by us first before applying for cards and we can help with your plan.
For the last year and a half Chase has had a policy of only one Sapphire card at a time. Whether it's the Standard, Preferred or Reserve. They also recently changed the time between SUBs to 4 years from 2.
 
Dh got his SW CP!!!!! He needs to call, right, to add me and then change my points flight to his CP flight?

I added my husband as my companion online. You then need to cancel your flight booked on points and add your CP flight on..you’ll need to be logged into his SW account...then look at his flights booked...click on the one your adding yourself to and there should be a tap or link to add companion
 
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Travel card insurance question for you experts:
Just left Disney and had a layover in Nashville before going on to Philly. I paid for flights with Southwest points (except for the $5.60 fees).
So far we are delayed an hour but was warned that due to high winds at PHL we may be delayed longer.
If I was stuck here, would putting anything on my CIP or CSP be covered? Just checking just in case.
 
Pretty sure the first companion can be assigned right on the website when he logs in.
I added my husband as my companion online. You then need to cancel your flight booked on points and add your CP flight on..you’ll need to be logged into his SW account...then look at his flights booked...click on the one your adding yourself to and there should be a tap or link to add companion

Got it figured out! Thanks :)
 
Dh got his SW CP!!!!! He needs to call, right, to add me and then change my points flight to his CP flight?

Congrats!!!

How long after your statement closed did the points hit your account and your CP become active? It's getting down to the wire for me and I'm getting nervous!
 
For the last year and a half Chase has had a policy of only one Sapphire card at a time. Whether it's the Standard, Preferred or Reserve. They also recently changed the time between SUBs to 4 years from 2.
FYI: modified double dip is still a viable way around the 1 Sapphire rule. There’s some detail on how to do that on DISchurners :) MDD isn’t necessarily the most newbie-friendly strategy though.
 
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