I love credit cards so much! v2.0 (see first page for add'l details)

[amalone1013]

ughhhh what would DH need to take for his GE interview? Passport?

ETA: jk, I see now passport, DL, and preferably his GE membership number. Well luckily, I just happen to have his passport on me because I'm sending mine in today, because...

an interview opened up for 4:05pm!

 

[Eeyore2142]

Does anyone know how to get a mailer code for a citibank AA executive card? Do they even send them?

 

[hsmamato2]

I put in Orlando and filter with “Disney” I see lots of options for your dates. Values, moderates and deluxe all available.

how do you start the search using points? under hotels? vacations? I see some listings,but in dollars
ETA silly me I found the other post with the proper link thanks

 

[SouthFayetteFan]

how do you start the search using points? under hotels? vacations? I see some listings,but in dollars

Are you on the site that we link to from DISchurners? It sounds like may not be.

 

[pillow]

I didn't call Citi on a pending app, but I did call when I couldn't get Citi's website to create an account for him on the new card.

Did you wait till after the card was received before calling? I was approved yesterday and created a login id/pword, but I can't seem to login. I did call but the rep told me to wait till the card arrives.

 

[amalone1013]

Anyone have any thoughts if a VGC is an acceptable wedding gift?

That's what we gave BIL. 2x$100 VGCs during a 4xFP promo plus Discover 5% quarter > giving $200 in cash for me.

 

[DisneyMandC]

Did you wait till after the card was received before calling? I was approved yesterday and created a login id/pword, but I can't seem to login. I did call but the rep told me to wait till the card arrives.

Yes I did. I think I tried to create an account before I got my card last year and they told me I had to wait until I get the card.

 

[amalone1013]

The latter. I have a Capital One card with no rewards that I’ve had since college (original credit limit was $200 ). I never use it and it’s purely my back up if my CF is compromised and also just because it’s my oldest.
So I should just keep it? Had a 11K limit now.

Ah, this sounds like DHs I just changed! His was also like that, a secured card basically with a $19 annual fee. He didn't even use it much because about 6mths later he got the Discover It with the rotating categories so he switched to that. It only made it to a $3500 limit. I just PC'd it a week or so ago to get rid of the AF but not close it yet as it's his oldest card.

 

[LuckyMamaInDE]

Just catching up after another long day of work. I read every post, but do not see it mentioned. Has anyone else received a Chase offer for Michaels 10% off up to $5.00? Does anyone know if you can use a CC to buy GCs at Michaels? I feel like I remember a time a friend tried to buy one as an honest gift and was told no CCs. Not sure if its on a store by store basis or a Michaels POS thing.

Could have used that last week I've never seen 3rd party gc at either of the Michael's by me. Does yours have them?

Also happy to see 10% at starbucks even if it is my cfu, better than the 5% on my csp.

I have three Michaels I typically go to and I know one definitely has a GC wall by the checkout lanes. I can't remember if it carries Disney, but I figured it would be worth picking one up if it did.

I got the Starbucks on my CSP. I think its the 10% as well. I still have a nice Starbucks stash from the Chase Pay promo combined with a Starbucks reload bonus so I am going to wait and see if there is any other promo that will stack before I reload.

I have the Michaels on one of my cards, too. I'll be interested in learning if you can use a cc for a gc

No 10% Starbucks for me I'll have to check dh's cards.

I had a StitchFix $5 off styling fee. I have the flatrate yearlong styling pass thingie so I don't get charged the per-fix fee. I still got the $5 credit

 

[MrPTato]

I hate it when cashiers comment on it and make a huge scene. I just say something like my boss wanted me to pick them up for employee awards or something.

Then they respond with "oh cool...where do you work...I would love that $xx.xx gift card."

 

[wendow]

Did you wait till after the card was received before calling? I was approved yesterday and created a login id/pword, but I can't seem to login. I did call but the rep told me to wait till the card arrives.

I waited until I received the card to call. They ask for info off the card, iirc, like the ccv.

 

[amalone1013]

And you were approved or denied? Sorry I know you told me but I forgets

Approved automatically. It took 6 days.

 

[lynzi2004]

Congrats!! I also just wanted to say how it was very impressive that you thought through all the various ways to make things happen! A lot of people just haphazardly go about this churning game and miss opportunities. I think the strategy you have there is very impressive and having two CPs pretty soon will be an AMAZING accomplishment.

Thank you! And I couldn’t have done it with all the amazing people here who are so quick to help and share tips!

 

[amalone1013]

I hate it when cashiers comment on it and make a huge scene. I just say something like my boss wanted me to pick them up for employee awards or something.

Me too. Usually if I'm buying GCs somewhere and someone comments (like Lowe's/Staples with the AMEX offers, etc) I'll just say oh my credit card gives me extra points at some stores. One time I was buying Petco GCs at Staples on the last offer, the guy was like are these for employee giveaways? Uh sure.

Last week when I stopped for the Safeway VGC deal, I got a weird cashier. I always hit the same Safeway for these and usually if they say oh are these for gifts? I'm like well, just for me because of the coupon... and then they tell me I'm smart because they ring up at less than face value for the deal. But this time I kind of blurted that I get extra points on my credit card... and the lady was like, oh I follow the Dave Ramsey method and then went on a tirade on how credit cards are evil because everyone runs them up to the limit. Man I hate that!

ETA: a bit more on VGCs for wedding gifts - I'd agree with @wendow that now that almost everywhere will auto drain it, I don't worry about giving them. I have a small GC stash from our wedding that we haven't used, mainly were saving them for things when we move out. I just went through them a couple months ago to make sure none had fees that would start in and none did, one is a Target Visa GC and it said no inactivity fees/etc when I read the fine print from inside the packaging. So I wouldn't even worry about that - like I'm giving you a gift, it's essentially like cash, so I'm doing it in the most beneficial way to myself. Though if I was giving you a gift I might do cash as I know you'd rather charge it and pay your cc bill, but I haven't given any wedding gifts to a churner yet

 

[hsmamato2]

It's a little strange, but you must log in a second time once you reach the useaamiles website. If you are not logged into your account, the useaamiles website will display a message stating that "AAdvantage Elite status members and co-branded credit card holders enjoy exclusive rates."


***Edit: I was awake all night, slept this AM, and was late responding. I see this was already answered.***

so you have to have a chunk of points in order to login at all I see....

 

[Judique]

Years ago when they were first coming out, I really didn’t like getting them as a gift very much cause it was always hard to use them all the way up. Now that I know a few places I can drain them, I’d be fine with getting one as a gift and would prefer one over most other GCs.

I've drained the ends of some at Food and Wine Festival. $00.56 left - no problem! Same with Disney gift cards. Or I'll use them at Sunshine Seasons or any of the fast food, counter service places, where you just pass them and they scan and say now you owe x number of dollars more.

 

[hsmamato2]

....

 

[Judique]

Me too. Usually if I'm buying GCs somewhere and someone comments (like Lowe's/Staples with the AMEX offers, etc) I'll just say oh my credit card gives me extra points at some stores. One time I was buying Petco GCs at Staples on the last offer, the guy was like are these for employee giveaways? Uh sure.

Last week when I stopped for the Safeway VGC deal, I got a weird cashier. I always hit the same Safeway for these and usually if they say oh are these for gifts? I'm like well, just for me because of the coupon... and then they tell me I'm smart because they ring up at less than face value for the deal. But this time I kind of blurted that I get extra points on my credit card... and the lady was like, oh I follow the Dave Ramsey method and then went on a tirade on how credit cards are evil because everyone runs them up to the limit. Man I hate that!

Well, sorry for her because she has a problem, but at least she's trying to help herself in some way.

 

[speedyfishy]

how do you start the search using points? under hotels? vacations? I see some listings,but in dollars

Are you on the useaapoints website?

Then they respond with "oh cool...where do you work...I would love that $xx.xx gift card."

Omg id die!

 

[trenty]

and the lady was like, oh I follow the Dave Ramsey method and then went on a tirade on how credit cards are evil because everyone runs them up to the limit. Man I hate that!

He has helped many get out of debt...I don't agree with his firm anti-CC stance, but there are people who should not be using CC at all. But the generalization (his) that they are evil and everyone runs them up...just wrong.

 

[Judique]

That's what we gave BIL. 2x$100 VGCs during a 4xFP promo plus Discover 5% quarter > giving $200 in cash for me.

$200 for you? I want to do that!