No offense taken. Honestly I used to respond to them. I work full time in a public service job, homeschool kids etc, but after so many times of explaining this I just started tossing them. Now my dh, on the other hand, would love to get out of work to go to jury duty. The two times he got one we had a cruise planned. I felt more guilt applying for a business card then I did tossing my jury duty notice. I guess we all have our comfort levels.
I need to buy a mattress to be delivered to dd's new campus apartment (unfurnished yay). Any recommendations for websites? Casper is waaaaaaaaay too expensive for this purpose.
I need to buy a mattress to be delivered to dd's new campus apartment (unfurnished yay). Any recommendations for brands or websites? Casper is waaaaaaaaay too expensive for this purpose.
Tomorrow at this time I'll be at the airport. I should really get motivated to start packing but I just am not in the mood. At least I have a list so I shouldn't forget anything
to the thread! I'm not gonna be able to help with your question, but I think you're new here.
On an slightly related note, from my first CIP
The CSR also redeems points at 1.5 vs the 1.25 the CSP does when using the Chase portal. So make sure to include that in your calculations.
I agree the math is very close. Since your husband has a CSR and you can get the CSP referral, I think the CSP works out better. You can hit your $4,000 MSR and forget about the card. With the CSR you will have to actively use it on travel 2x to double dip the credit now and at the end and you will only get the full 3x vs 2x on the MSR if you use it strictly on dining and travel. If you were going to benefit from the PP access, travel insurance, and higher redemption I think it would be worth the time and effort for the CSR. You can just earn the bonus with the CSP and combine to your husband's CSR and sock drawer the card until its time to PC. I like easyGood point. My DH has a CSR and is planning to keep it, and if he does it won't matter. I just asked him to check and see if it's too late to PC his down. But I think it's too late for him to double dip the credit. I thought I had a set plan but I keep looking for the best way to go and end up doing too much math.
I love that you planned a meet for solo travelers and will also see @wendow in person. So nice how the DIS brings people together!I am. I'm excited. I'm going to Ryno's event at the taphouse Wed and then a couple of us are taking a minnie van to mk for our 7dmt fps and EMH. I planned an unofficial event for solo travelers so there's a group of us doing Soarin and then breakfast at GG Thursday. There's the pandora party sat and the podcast taping sun. I'm trying to fit in some lasts too before stuff goes away but I'll just miss the movie in canada and soak it all in since I'm not planning a wdw trip until 2022. Oh and I'm meeting up with @wendow Wednesday morning too
I agree the math is very close. Since your husband has a CSR and you can get the CSP referral, I think the CSP works out better. You can hit your $4,000 MSR and forget about the card. With the CSR you will have to actively use it on travel 2x to double dip the credit now and at the end and you will only get the full 3x vs 2x on the MSR if you use it strictly on dining and travel. If you were going to benefit from the PP access, travel insurance, and higher redemption I think it would be worth the time and effort for the CSR. You can just earn the bonus with the CSP and combine to your husband's CSR and sock drawer the card until its time to PC. I like easy
If it were me and hubby already has the CSR I would probably go with the CSP for the lower AF and extra UR for support and higher MSRGood point. My DH has a CSR and is planning to keep it, and if he does it won't matter. I just asked him to check and see if it's too late to PC his down. But I think it's too late for him to double dip the credit. I thought I had a set plan but I keep looking for the best way to go and end up doing too much math.
