I love credit cards so much! v2.0 (see first page for add'l details)

[elgerber]

Crap I spoke too soon $150 drained from gcs. ***!!!!

Wow, that is horrible!!! Is WM going to do anything about getting the value back for you?

 

[*WDW*Groupie*]

I must have missed your earlier post. I'm sorry, it’s been a hectic week. My DD was at home sick the other day, so I was trying to get some work done from home while shuttling her to a doctor’s appointment and a previously scheduled dentist appointment, and now my wife thinks she may be coming down with something. And today, I had to take my car into the shop with no new MSR to work on. Can it be Friday already?

I’m pretty sure no bank will let a minor open a credit card in her own name until she turns 18. I think the best you can do for DD at this time is to add DD as an AU to your oldest credit card and hope that some of your long credit history helps her when she is ready to apply for her own credit card. If that oldest card is one you don’t use often, you could drop the credit line on it to $500 and there’s your monthly cap. If your oldest card is the CSR, that’s a little harder because an AU would cost you $75/yr. (or you could just get a free “replacement” card with your name on it and give that to your DD to use), but you probably don’t want to lower your CL on the CSR to only $500. I wouldn’t necessarily burn a slot on a Chase Freedom or CFU, even if you’re only 2/24, because there are better bonuses out there.

I know @wendow, @disneymagicgirl, @mmmears, etc. have discussed starter cards for their DDs, so maybe they can chime in with suggestions.

Thank you. I could always just give her the Hyatt card to use as I don't use this card (just used to get the bonus and once at the Park Hyatt in Buenos Aires over the holidays to cover incidentals of about $180.00). If Chase ships a "replacement" CSR won't they cancel my card? Or can I ask for a replacement "just because"?! I don't really mind paying $75.00 / year to know that she's safe, but I wanted to keep her spending separate from mine if that makes sense.

 

[vanjust14]

Crap I spoke too soon $150 drained from gcs. ***!!!!

Omg that's awful!!!! This is getting scary now with all these stolen accounts/miles etc.

We’re on our way to pofq!!! They moved us for free

Yay! I've always wanted to stay there.

 

[kidsfirsttrip]

Wow, that is horrible!!! Is WM going to do anything about getting the value back for you?

Ugh no idea. The $179 was there and I changed my password. Should have drained them then and there. Went back to do it and my balance was $29. Not sure how I’ll prove it and this is Wal-Mart we are dealing with!! I’ll call again

 

[Haley R]

Omg that's awful!!!! This is getting scary now with all these stolen accounts/miles etc.


Yay! I've always wanted to stay there.

We would’ve booked it if it was available for our dates but it wasn’t. Someone must’ve cancelled. It’s perfect because we are going to Disney springs Saturday and now we can take the boat

 

[speedyfishy]

We’re on our way to pofq!!! They moved us for free

That’s awesome! POFQ is my favorite!

 

[mmmears]

This is the same for us. Both my dd’s are still AUers on our cards (each is on a chase and an Amex) and they know anything they spend that I’ve not approved, I’m transferring the money from their account. Both my girls have jobs and babysit a ton. They can afford their own makeup, Starbucks and movies!

Yes, we made DD keep the AMEX because her credit line is so low on her own card. She's planning a trip to Europe for spring break with her college friends (we aren't paying for any of this) and even with the discount air and AB&B they booked it was over $500, so we told her to put it on one of our cards. I don't mind since we got the points (bonus ones for her air, too) and she's already given us the cash for it.

Thank you. I could always just give her the Hyatt card to use as I don't use this card (just used to get the bonus and once at the Park Hyatt in Buenos Aires over the holidays to cover incidentals of about $180.00). If Chase ships a "replacement" CSR won't they cancel my card? Or can I ask for a replacement "just because"?! I don't really mind paying $75.00 / year to know that she's safe, but I wanted to keep her spending separate from mine if that makes sense.

Ah, ok. If you want to see them separately I'll say that I love AMEX for this. With 3 of us on one account, AMEX makes it easy to see just who is spending what. My friend does this for her family of 5. Not that I want to promote AMEX today... but each card has it's own number and you can generate a statement for each one, even though it's the same account.

 

[mmmears]

We would’ve booked it if it was available for our dates but it wasn’t. Someone must’ve cancelled. It’s perfect because we are going to Disney springs Saturday and now we can take the boat

Glad it all worked out!

 

[speedyfishy]

I’ll be at Disney Saturday and Sunday. I love how points gives us the flexibility to book flights for a weekend getaway. We just booked this yesterday lol Staying at movies for $145 in a preferred room. We want to check out festival of the arts.

 

[Alexle2007]

Ugh no idea. The $179 was there and I changed my password. Should have drained them then and there. Went back to do it and my balance was $29. Not sure how I’ll prove it and this is Wal-Mart we are dealing with!! I’ll call again

Did the person make a purchase online with the credit card? If so, I would be asking WM to cancel it. I did this via chat. That’s what I had to do when someone hacked my account and drained my GCs on an iPhone. She was stupid though and didn’t change my email so that was how I knew it had occurred. I will say it was a HUGE hassle to get my GC funds returned. They froze that GC and then I went round and round them to actually get the funds back. They had open a new GC and move the balance. I will not be storing my WM GC on my account again. I have it loaded in the Gyft app instead.

Good luck!

 

[Haley R]

That’s awesome! POFQ is my favorite!

I told Dh that I almost cried when we walked into the lobby here. When we got to cbr no one even acknowledged us. When we got to pofq they welcomed us and gave us beads and took us to the check in desk.

 

[Haley R]

I’ll be at Disney Saturday and Sunday. I love how points gives us the flexibility to book flights for a weekend getaway. We just booked this yesterday lol Staying at movies for $145 in a preferred room. We want to check out festival of the arts.

Have fun! This was our first time at the festival and I told Dh it’s my favorite one we’ve done. We bought a carousel of progress print to frame at home. Hopefully you get a renovated room at movies

 

[Haley R]

Glad it all worked out!

Thanks, me too!

 

[brownhaired_girl]

Ugh no idea. The $179 was there and I changed my password. Should have drained them then and there. Went back to do it and my balance was $29. Not sure how I’ll prove it and this is Wal-Mart we are dealing with!! I’ll call again

I had the same issue a few months ago. $8 left on a $200 card. No person answers on the call. I mailed in my walMart receipt and info. No response.

 

[Alexle2007]

I made my boys check out the AP and AmEx lounge today at USO. They were kind of a joke. The AP lounge gave 2 free salt and pepper chips or granola bars for the entire party and had Coke products you could purchase. AMEx had the same snacks but they were unlimited and small bottles of water. You have to have used your AmEx to purchase your park tickets to enter.

 

[speedyfishy]

Have fun! This was our first time at the festival and I told Dh it’s my favorite one we’ve done. We bought a carousel of progress print to frame at home. Hopefully you get a renovated room at movies

Thanks! This will be our first time at the festival too. The food doesn’t look that exciting to me, but I’m excited to see the art. We almost bought a $150 Disneyland sign when we were at Disneyland and the only reason why we didnt was because we thought it would be a pain to get it back home (I didn’t know they shipped) hopefully we can control ourselves. Really hoping for a renovated room. We stayed there in December in a non renovated room and SO was not happy and had issues with the shower. He is too tall for them lol

 

[kidsfirsttrip]

Did the person make a purchase online with the credit card? If so, I would be asking WM to cancel it. I did this via chat. That’s what I had to do when someone hacked my account and drained my GCs on an iPhone. She was stupid though and didn’t change my email so that was how I knew it had occurred. I will say it was a HUGE hassle to get my GC funds returned. They froze that GC and then I went round and round them to actually get the funds back. They had open a new GC and move the balance. I will not be storing my WM GC on my account again. I have it loaded in the Gyft app instead.

Good luck!

No they didn’t use a cc. Used in stores one says WA and one in FL as far as I can tell just drained my gcs down to $0. I bet there’s no way I’ll get this money back. They changed the email address and I changed it back. Didn’t think I’d have to move that fast. Should have drained them myself on the spot.

 

[punkin]

@amalone1013 @mmmears , I made a booking for Loews Royal Pacific to see if the amex offer will credit...I'll keep you updated!

If it works, I'm booking this weekend. LOL

 

[Haley R]

Thanks! This will be our first time at the festival too. The food doesn’t look that exciting to me, but I’m excited to see the art. We almost bought a $150 Disneyland sign when we were at Disneyland and the only reason why we didnt was because we thought it would be a pain to get it back home (I didn’t know they shipped) hopefully we can control ourselves. Really hoping for a renovated room. We stayed there in December in a non renovated room and SO was not happy and had issues with the shower. He is too tall for them lol

We thought most of our food was pretty good but we had almost all desserts. I really liked the pop artisicle slushie. I think it was at deconstructed dish. It’s red, white, and blue and we thought it was delicious if you like that kind of thing. Dh liked the sushi donut. Our painting just barely fits in dh’s suitcase

 

[Haley R]

*Sorry ahead for the long story*
We rented a sea raycer today and it was one of the best things I’ve done at Disney. We just signed up for half an hour. While we were in the water we noticed a bunch of speedboats driving past. Turns out a transportation boat at hs was on fire and smoking so they had to go help. These sea raycers are tiny boats and we are full grown adults so it was tight. Near the end of our time a speedboat came around the corner and the wake was large. We went over it and water filled into our boat lol. We were completely drenched but we thought it was funny. The manager at the boat rentals said our rental was free and even bought us lunch at hurricane Hanna’s. I told him he didn’t have to because it actually made it more fun for us but he insisted. Anyway, everyone should rent a sea raycer but your experience might not be as exciting