I love credit cards so much! v2.0 (see first page for add'l details)

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Welcome to Florida. That was the first thought that crossed my mind when you said you were sitting on your lanai last night. I never venture outside to sit after dark in the southeast. Thats the only thing I don't miss about Charleston...disgusting palmetto bugs. Gag.
I may serioulsy need to rethink my desire to move to FL. I am afraid of bugs to the point I have nightmares. All this talk is grossing me out.
 
I have two questions. First is it normal for it to take months for a new mortgage to show up on a credit report? We are hitting the two month mark and it's still not on either of our reports.
Second, I feel a little lost now that Citi won't let us on the train and DH accidentally went 5/24. We are planning on both trying for Companion passes for 20/21. He should go 4/24 in October. I'm nearly done with my MSR on CIP2 already. Do I try to app a personal Citi AA card and see if I can win them over? Try for my first Amex?
 

I may serioulsy need to rethink my desire to move to FL. I am afraid of bugs to the point I have nightmares. All this talk is grossing me out.
See, it's the alligators that freak me out. I remember we looked at a really nice house along a canal in Tampa and I could just picture my bichon getting eaten by one.

Florida was the only place I've lived where bugs did me in (a few roaches, ants, fleas, etc.) And I know chameleons are harmless but those things are creepy!
 
See, it's the alligators that freak me out. I remember we looked at a really nice house along a canal in Tampa and I could just picture my bichon getting eaten by one.

Florida was the only place I've lived where bugs did me in (a few roaches, ants, fleas, etc.) And I know chameleons are harmless but those things are creepy!
ooh, yeah, alligators are scary. I think those chameleons are cute, lol.
I’m not gonna order yet. I’ll wait and see if they get that one back in stock. For now I have my Halloween one anyway which I love
I want that snack one too!
 
https://www.doctorofcredit.com/chase-offers-get-25-back-at-staples-up-to-17-50/
Check your Chase Offers for one of these various deals:
  • Get 25%, 20%, 15%, 10%, or 5% back on your Staples purchase, up to $17.50 cash back.
  • Max cashback somewhere between $3.50 and $17.50, each targeted offer is different. (Max our this deal by spending $70.)
  • Offer expires 7/20/19
  • Valid one time only
  • Not valid on third party purchases
I got several 10% back offers, capped at $7 cash back, and one 25% back for $17.50 cash back.

Don't forget to also check for Chase Offers at Rite Aid and Walgreens for easy discounts on GCs.
We got the 25% back offer which we’ll definitely be using. We’ll probably head there today and get amazon or Disney gift cards
 
I’m not gonna order yet. I’ll wait and see if they get that one back in stock. For now I have my Halloween one anyway which I love
Best to wait for what you want! If DH has his orange AP slider, that will be good enough for you both to enter on the PH tapstyle. No need to take the AP card out.

I will 100% get the birthday one for the trip by my birthday next year (if it is still in stock then). The aliens are cute, but I don't think I am upgrading or ordering for my AP or any resort reservations just yet.
 
I just found a cockroach in our kitchen sink. Should I be worried?
What about our cats?

Wait until you come across a Palmetto bug! You can put a saddle on them and it’s like they even got GPS to human heads LOL I’m terrified of roaches, sharks and lightning. You’d think I’d have the good sense to move out of the lightning capital that is surrounded by the ocean on 3 sides and infested with roaches and their gigantic palmetto bug cousins.

Pest control each month is good. Another option is to purchase food grade diatomaceous earth and sprinkle it along baseboards and the perimeter of the house as well as pet bedding. It’s harmless to pets that don’t have an exoskeleton. You can even it the stuff. It is extremely effective in killing all bugs though.
 
Some of you follow bank bonuses so some highlights as of late:

  • Sofi: $50 for depositing $100, must use support link (we have a few on DISchurners!). Support link also gets $50. My bonus and a couple referrals posted the next day. This was $25/$25 but jumped to $50/$50 a couple days ago so no idea if or when it will go up/down from here. CAUTION: link must say “money” in the url or no bonus. The page will say something like “[first name] wants you to get $50”. Make your own link by generating one from Sofi and then change the url to match the format of the ones on DoC. Notable due to how fast bonus posts & ability to support link your other players.
  • Wells Fargo: more complicated but they have a $400 bonus offer for making $3k in combined deposits for 3 months. ACHs have been triggering the bonus. I’m waiting on my bonus as I just completed reqs (hopefully, I used Ally). Notable because $400 is a huge bank bonus
  • Chase business checking $300 is back. Chase is fine with sole prop businesses, anyone willing to get a CIP should consider this for your “biz” as well. Some recent DPs of people opening online and then having the offer added, check DoC comments if you want to try that method. Note: If you’re a signer on a biz account already you won’t qualify (ie work has you as a signer on the company account, doesn’t matter that you aren’t the owner).
  • CA peeps (not that I don’t love everyone else but us CA have few and far between state specific deals ;) )- BBVA CA $250 Checking & Savings special. DoC has confusing and some straight up wrong details on this but the fine print says you can open on the phone. I did and it was the weirdest bank opening experience and I’m in a pending state for now (took a person on Reddit an hour, took me 25 mins but my person didn’t even give me an application ID which apparently they were supposed to and they gave me bad info on how long it takes to get my account number). This is a 2 week special expiring July 1 so I’m posting it but if you’re not familiar with BBVA they’re kinda weird so I recommend it only for more experienced bonus chasers.
As our vets know my first churning love was bank bonuses so sometimes I’ll throw bank bonuses into our cc discussion here. If you are intrigued but don’t know much about bank bonus chasing check out the Bank Bonuses 101 thread on DISchurners before applying for any.
 
Wait until you come across a Palmetto bug! You can put a saddle on them and it’s like they even got GPS to human heads LOL I’m terrified of roaches, sharks and lightning. You’d think I’d have the good sense to move out of the lightning capital that is surrounded by the ocean on 3 sides and infested with roaches and their gigantic palmetto bug cousins.

Pest control each month is good. Another option is to purchase food grade diatomaceous earth and sprinkle it along baseboards and the perimeter of the house as well as pet bedding. It’s harmless to pets that don’t have an exoskeleton. You can even it the stuff. It is extremely effective in killing all bugs though.
I didn’t know what a palmetto bug was so I looked it up. It looks almost exactly the same as an American cockroach. Do palmetto bugs crawl in the pipes? We found the bug in the kitchen sink.
 
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