I love credit cards so much! v2.0 (see first page for add'l details)

[wendow]

I just had to spend 30 minutes trying to tweak some stuff on r/churningreferrals (I'm a mod there if you didn't know that)...

Oh. My. Goodness. NEW Reddit is SOOOOOOO BAD!!!!!!!! Wow is new reddit bad... I mean...I just can't figure out how anybody thought that was an improvement over old reddit (which was insanely simple to understand)...

Of course the things I had to tweak were how our sub displayed in new reddit because we were getting all kinds of goofy mod messages because...new reddit sucks. Wow... (Ok end rant, sorry...)

So, you are saying that new Reddit is bad?? Only use old Reddit? Got it! Though I'm not entirely sure I'd know the difference lol...

 

[wendow]

We cannot pool AA miles, correct? DD18 wants on the grAAvy train but not entirely sure it makes sense unless I just do a biz card for her every 95 days...if she can get approved, that is...

 

[Albort]

oh man, just watched my friend trainwreak her trip.
Context: One of my other group member, this girl has like the worse luck and makes the worse decision when it comes to travel. she spent 6 hours on the phone trying to get Alaska to book a flight with a travel credit that expires in 2 weeks. She somehow managed to accomplish this task, only to sprain her ankle really badly 2 days later. she cancels her trip an hour before her flight, she thought she found a way to extend her travel credit, paid money to find out, it still expired 2 weeks later.

Now: because of the previous event, we were making fun of her as she heads north, she has a stopover but will continue to final destination on the same plane. We were like, she probably miss her connector flight cuz shes all bad luck. Turns out she did miss her flight. For some reason, she thought it was okay to hop to the next concourse to a lounge on a 32 min layover. Not only did she miss her flight, the lounge was closed when she got there. She was trying to get onto the next flight(1 hour later) but the agent had no idea what was going on and by the time they figured out, it was too late to put her on that flight. she had to wait for the one 2 hours after her original flight. Now that makes her fly into her destination LATE... there goes her rental car since they are closed.

anyone have friends like that? haha.

 

[havaneselover]

What a day you're having!!!

Can't you resell through Ticketmaster?

Yes or stubhub.

 

[palhockeymomof2]

4) AA biz is all the rage right now haha! The $250 statement credit alone (sold for $200 on raise) gives you an instant $200 return (10% of the $2k MSR). Then of course whatever value you can extract from 40k AA miles (or 60k if you get the match).

Edit...found the application...thanks [USER=470506]@Alexle2007[/

 

[Alexle2007]

.

 

[palhockeymomof2]

I had trouble finding it the another day since it was not obvious like it was with the Hilton Biz. I was on my iPad and there was a drop-down at the top of the screen where I was able to get to the business. If you are on a laptop, it is much easier to recognize since it right at the top of the screen with a picture of the personal and business and you just click on the business card picture.

Thanks...I’m on my iPad as well....will have to investigate some more....no support on the AA cards right ?

 

[1st*toright]

oh man, just watched my friend trainwreak her trip.
Context: One of my other group member, this girl has like the worse luck and makes the worse decision when it comes to travel. she spent 6 hours on the phone trying to get Alaska to book a flight with a travel credit that expires in 2 weeks. She somehow managed to accomplish this task, only to sprain her ankle really badly 2 days later. she cancels her trip an hour before her flight, she thought she found a way to extend her travel credit, paid money to find out, it still expired 2 weeks later.

Now: because of the previous event, we were making fun of her as she heads north, she has a stopover but will continue to final destination on the same plane. We were like, she probably miss her connector flight cuz shes all bad luck. Turns out she did miss her flight. For some reason, she thought it was okay to hop to the next concourse to a lounge on a 32 min layover. Not only did she miss her flight, the lounge was closed when she got there. She was trying to get onto the next flight(1 hour later) but the agent had no idea what was going on and by the time they figured out, it was too late to put her on that flight. she had to wait for the one 2 hours after her original flight. Now that makes her fly into her destination LATE... there goes her rental car since they are closed.

anyone have friends like that? haha.

That kind of thing happens to me all the time - but only in nightmares, not in real life. My most common stress dream is of traveling and having everything go wrong so I can't make it anywhere on time. Definitely a combination of bad luck and bad judgement on your friend's part!

 

[Tikitoi]

Got an email from Jetblue for 15% off spring sales from 4/29-6/20. Must book by 4/25. I had flights to MCO for as low as 4,200 points.

Reminder to those that fly Jetblue that it's often a much better deal to transfer URs to Jetblue than book a Jetblue flight with URs!

Got the email as well. And we have JB flights already booked via points. But is it possible that if they're cheaper I can rebook with no penalties?

 

[Alexle2007]

[.

 

[palhockeymomof2]

On the top right of the screen, you should see 3 lines, if you click on it, you'll get the drop-down I mentioned and will see the personal and Citibusiness.

Thanks...yes I found it...applying first name, last name SS number sole proprietor.....looking at the application is says a EIN is optional....with Chase it’s required
Do I leave the EIN slot blank and just fill in the SS slot ?

 

[Alexle2007]

Thanks...yes I found it...applying first name, last name SS number sole proprietor.....looking at the application is says a EIN is optional....with Chase it’s required
Do I leave the EIN slot blank and just fill in the SS slot ?

I left it blank but I don't know if that is correct answer or not.

 

[Alexle2007]

Totally except that I found a way to pay tuition via CCs but I am so glad we are moving DS to private school in the fall. It is absolutely the right decision. Apparently, the kids are now making fun of him for being younger as he just turned 12 while the other 7th graders are 13 or will be shortly. This is due to him being a bumped up a year from kindergarten to 1st grade. I thought he was upset because I wouldn't get him a pug but he finally broke down on FaceTime after 30 times calling me to tell me he wasn't going to school today and told me the real issue. He even asked to repeat 7th grade so he wouldn't stand out again at his new school. My heart is breaking for him. Middle school kids are so cruel. Just 37 more days to get through...

 

[palhockeymomof2]

I left it blank but I don't know if that is correct answer or not.

If you were approved...I’m leaving it blank as well..lol

 

[DisneyMandC]

Got the email as well. And we have JB flights already booked via points. But is it possible that if they're cheaper I can rebook with no penalties?

Not sure on that one! I don't think anyone offers that but Southwest without having to pay for it. Might be worth it to call and ask.

 

[Alexle2007]

If you were approved...I’m leaving it blank as well..lol

I was approved. Just waiting for the card to arrive.

 

[DisneyMandC]

80k URs pending on DH's CIP 2!! Actually, technically 91k URs since I did such a big travel payment on this card. Met MSR before first statement close date (5/1).

Need to formulate my plans for next month... We discussed double dipping Hilton Honors card and CIP 2 for me. BUT I also really need to get DH another Citi AA Biz since he just hit 95 days on his card. And I still have 2k left on MSR on Bonvoy Biz. Decisions....

 

[Lain]

oh man, just watched my friend trainwreak her trip.
Context: One of my other group member, this girl has like the worse luck and makes the worse decision when it comes to travel. she spent 6 hours on the phone trying to get Alaska to book a flight with a travel credit that expires in 2 weeks. She somehow managed to accomplish this task, only to sprain her ankle really badly 2 days later. she cancels her trip an hour before her flight, she thought she found a way to extend her travel credit, paid money to find out, it still expired 2 weeks later.

Now: because of the previous event, we were making fun of her as she heads north, she has a stopover but will continue to final destination on the same plane. We were like, she probably miss her connector flight cuz shes all bad luck. Turns out she did miss her flight. For some reason, she thought it was okay to hop to the next concourse to a lounge on a 32 min layover. Not only did she miss her flight, the lounge was closed when she got there. She was trying to get onto the next flight(1 hour later) but the agent had no idea what was going on and by the time they figured out, it was too late to put her on that flight. she had to wait for the one 2 hours after her original flight. Now that makes her fly into her destination LATE... there goes her rental car since they are closed.

anyone have friends like that? haha.

Is this the girl you’ve been trying to teach about churning?

 

[Livelovedance]

This thread moves so fast with tons of great information! I’m coming out of lurkdom again with 2 questions.

1. Last month I got a letter from AmEx (Blue Cash Everyday) saying they were basically cutting my credit limit in half because “there has been minimal activity on your account in the last 12 months.” This is true - I basically only use the card for the offers, because it’s not a huge earner. I don’t have plans for future AmEx cards at the moment, so no reason to be concerned, right?

2. I can’t believe I’m saying this, which goes against every post I’ve made in the past, but I think I’m ready to look into a business card! I was thinking about the CIC card for the 5% for office supply stores, internet, cable, and phone services. Is there a post on the steps to applying for a business card that I could refer to? Can I transfer the points from the CIC (if approved) to my personal CSP? I use all of my UR points by transferring them to SW, so I want to know if this is possible. Any other tips I should be aware of?

Here are my current stats:
CF 12/07
UPromise 12/12 (sockdrawered)
AmEx Blue Cash 8/14
TD Cash 8/16
CSP 7/17
CFU 4/18
Disney VISA 9/18
Disc It 9/18
BoA Cash 2/19

I also have a couple store cards, but the most recent opening was 2013, so I don’t think those matter. I’m not a churner, I actually use all of the cards (except the sockdrawered one) based on the best category or offers they have. I’m just thinking the CIC would get me the best benefit for the 5% categories without an AF.

Thoughts? Can I apply now, or should I wait since I have 4 cards opened in the past year?

 

[palhockeymomof2]

This thread moves so fast with tons of great information! I’m coming out of lurkdom again with 2 questions.

1. Last month I got a letter from AmEx (Blue Cash Everyday) saying they were basically cutting my credit limit in half because “there has been minimal activity on your account in the last 12 months.” This is true - I basically only use the card for the offers, because it’s not a huge earner. I don’t have plans for future AmEx cards at the moment, so no reason to be concerned, right?

2. I can’t believe I’m saying this, which goes against every post I’ve made in the past, but I think I’m ready to look into a business card! I was thinking about the CIC card for the 5% for office supply stores, internet, cable, and phone services. Is there a post on the steps to applying for a business card that I could refer to? Can I transfer the points from the CIC (if approved) to my personal CSP? I use all of my UR points by transferring them to SW, so I want to know if this is possible. Any other tips I should be aware of?

Here are my current stats:
CF 12/07
UPromise 12/12 (sockdrawered)
AmEx Blue Cash 8/14
TD Cash 8/16
CSP 7/17
CFU 4/18
Disney VISA 9/18
Disc It 9/18
BoA Cash 2/19

I also have a couple store cards, but the most recent opening was 2013, so I don’t think those matter. I’m not a churner, I actually use all of the cards (except the sockdrawered one) based on the best category or offers they have. I’m just thinking the CIC would get me the best benefit for the 5% categories without an AF.

Thoughts? Can I apply now, or should I wait since I have 4 cards opened in the past year?

If I’m reading correctly...It looks like your 5/24...so you would have to wait until August when your CSP drops off to apply for a Chase business card