EBAY's Fraud Protection Service will only protect buyers for the first $200 and they deduct a $25 processing fee.
Yes, but here's the kicker! Ebay will only consider giving you the partial refund *IF* you have a letter from your credit card company stating that they refuse to "charge back" the full amount. They won't give you a penny without that letter.
But they won't cover an item at all if it is illegal or doesn't meet their listing requirements, which these tickets didn't.
I'm sorry, but this is completely wrong. The transaction was never considered "illegal" and it *DID* meet all listing requirements. Disney park hopper passes are allowed to be sold on ebay and are sold there everyday. The only time they will cancel an auction is if you state in your listing that the tickets are partially used.
Here are the email I received from ebay reguarding this matter.
If you used a credit card to pay for your item, then you will need to contact your credit card company to file a 'charge back' or some other form of dispute. Since many creditors have deadlines for such actions, I encourage you to take this extra step as early as possible. If you are unsuccessful in obtaining the charge back, please forward that information to your eBay Claims Administrator.
Please be aware that all fraud protection claims must be filed within 90 days from the end of the auction. To file a fraud protection claim, please fill out the claim form, at the link provided below, and mail it to the eBay Claims Administrator:
http://pages.ebay.com/help/community/frs-claimform.html
Please be sure to include all of the following:
1. The completed Fraud Protection Claim Form.
2. A copy of the end of auction notice or the auction page.
3. Proof of payment, i.e., photocopy of the front and back of money order, cashiers check, personal check, etc.
4. Any other supporting documentation
Once you have compiled the above, please mail to:
Fraud Protection Program
Attn: Claims Administration Dept.
P.O. Box 188
Draper, Utah 84020
Once our Claims Administrator receives your claim, they will review the documentation, assign a claims adjuster, and contact you regarding your claim usually within 45 days of the receipt of the above documents. You may address any questions regarding the claim directly to the claims adjuster assigned to your case.
Thanks again for filing a fraud complaint.
Regards,
Rafael
eBay SafeHarbor
Investigations Team
______________________________
eBay
Your Personal Trading Community (tm)
Hello Erika,
Thank you for writing in and letting us know of this difficult
experience.
Fortunately, there are some options available as you try to resolve this situation with the other eBay user. I've included a link to these options and other important information below:
http://pages.ebay.com/help/rulesandsafety/43110001.html
On this page you will find several options, and I truly hope one of them will help:
· Contact the seller over the phone.
· File an online Fraud Report between 30 and 60 days from the end of the auction.
· File a Fraud Protection Claim within 90 days from the end of the
auction.*
· File a Dispute Claim with our online mediator Square Trade.
· Contact the NFIC (The National Fraud Information Center).
· File mail fraud charges.
VERY IMPORTANT: If you paid for this item with a credit card or a debit card, please get in touch with your debit or credit card company as soon as possible. If the product was misrepresented or never delivered, you may be eligible to file a chargeback claim disputing the charge. Most card issuers provide full consumer protection in instances of online fraud. Your card issuer can provide you with detailed information about your chargeback rights. To contact your issuer, call their customer service number, which is usually printed on the back of the card or on your monthly statement. If you used another method of payment besides a credit or debit card or your chargeback claim is not successful, please file a Fraud Protection Claim with eBay.
We are very happy to provide you with these services. Our goal is for every member to have a safe buying experience on eBay.
Before I go I would like to discuss the possible action we may take against the seller's account. Please be assured, if a violation of eBay policy has occurred we will take the appropriate action based on the results of our investigation. Such actions may include issuing a warning, temporary suspension, indefinite suspension or terminating the membership.
We can understand your desire to know what action we may have taken. However, because privacy concerns are important to everyone we are not at liberty to discuss the details of another user's account. This would include information regarding the reasons for any action we may take against another account and the length of a suspension. We hope that you understand our position in this situation. We also hope that it assures
you that your personal account history will always remain private.
Thank you for using eBay for your online trading needs.
Regards,
Keiff
eBay SafeHarbor
Investigations Team
______________________________
Hello Erika,
Thank you for taking the time to write to us with your concerns. I would be happy to assist you further.
There are many reasons why you may not get a detailed response about your complaint once the matter has been thoroughly investigated. Sometimes we take legal action on the account, but due to eBay's Privacy Policy I am prevented from revealing our actions. Also, eBay is unable to comment on the disciplinary action it takes against a fraudulent account. However, consequences range from contacting the member to issue
a warning, long or short-term suspension, or terminating the membership.
All complaints are individually investigated, and the appropriate action is always taken in accordance with our site policies and guidelines. I realize that you may wish to know what exactly was done. However, to maintain the principles that eBay was founded upon we are unable to give you details on the disciplinary action taken against another member's account. You can review the status of another member's account to see if they are still active on the site by looking at their feedback page. To do this, enter their User ID into the "Feedback Profile" section of the
following web page:
http://cgi3.ebay.com/aw-cgi/eBayISAPI.dll?MemberSearchShow
Please note, the online fraud complaint and a Fraud Protection claim are two separate reports. If you have not already done so and are eligible to file a Fraud Protection claim for reimbursement, you will need to submit your claim via mail within 90 days from the end of the auction. I have listed the documentation that must be submitted with your claim below:
1. A completed, signed claim form
2. Proof of Payment; i.e. a copy of the cancelled check, money order, cashiers check etc. Please be aware if you paid for your transaction via a credit card (whether through a third party payment company or directly to the seller), you will need to contact your credit card company and request reimbursement before your claim can be processed by eBay.
3. A copy of the completed eBay listing page.
4. Any additional documentation.
You can obtain a copy to the claim form at the link below:
http://pages.ebay.com/help/community/frs-claimform.html
Once you have the above information compiled, please mail it within 90 days to the address below:
Fraud Protection Program
Attn: eBay Claims Administrator
P.O. Box 188
Draper, Utah 84020
Thank you for being part of the eBay community.
Regards,
Kaley
eBay SafeHarbor
Investigations Team
______________________________
Hello Erika,
Thank you for writing eBay and I am very sorry to hear about this situation.
I appreciate you keeping us updated on this matter. It is unfortunate that you have not been able to resolve this with your trading partner. I urge you to consider the other suggestions previously mentioned in our past email to you.
Thank you for being part of the eBay community and I wish you the best of luck in resolving this situation.
Regards,
Raven Ross
eBay SafeHarbor
Investigations Team
______________________________
eBay
