For the time being, imagination is still free, and in the vacations you imagine when you look on the planning sites, it's never too hot, it's never rainy, the children never melt down or get lost, and there's never a line. It's quite possible that imaginary vacations are the best kind!
I have been planning our trip next May (2012) since March of this year (2011). It began with a dream of taking our littlest girl to WDW for her 4th birthday, but it was too quick a turn-around to make it happen the way I would want it... so we started planning for next year. I hop on the DIS whenever I have time, and it's been soooooo much fun. By the time we actually go, I'll have already taken the trip in my mind a million times, and that's free!

Yesterday I was looking at the info on the Fireworks dessert party and considering adding that to our Birthday-girl's itinerary if they are still doing it when the time comes... seeing her in my mind on that pretty balcony with all kinds of desserts half-eaten, half-smeared-on-her-face... exhausted, but too excited to rest while she waits for the fireworks... it was a wonderful diversion from the stress of my day.
...meanwhile, we signed up for the Disney Visa and are using the heck out of it (paying it off each month.) It's only been a few months, but we were up to 105 points last statement... Pretty soon that will be a free birthday dinner at CP! And the $200 gift card they gave us for signing up is going to more than cover her Birthday breakfast at the castle with Cinderella... I'm getting all glow-ey just thinking about how happy she'll be.
As much as we feel we're going all-out for her (it's her fifth, after all...), we are staying off-site in a place we were able to book a year out, the MINUTE it came up available. We've already bought and tucked away our auto train tickets... next up will be park tickets after 1 October, then we can make our ADRs on 28 November. It's bookmarked on my computer and written on every paper calendar we own.
We are also NOT keeping it a secret, trying to teach the lessons of careful planning and delayed gratification. We've already picked up princess dresses for both girls to wear on clearance and we keep our eyes out at yardsales for trading pins. Both girls have started to point out the "hidden mickeys" in the world around us-- that's free-- and their new obsession that pancakes must be "mickey" shaped has made eating in more appealing to them than eating out...
So while waiting does, indeed, stink... it can be made to stink less... and while there is a big difference between waiting one year and waiting THREE, I say "don't stop dreaming." Enjoy those imaginary desserts and see the fireworks over and over in your mind. Come hang on the boards every time you need it. It's not that you're never going to go again, you're just not going YET... In the meantime, close your eyes and enjoy that $4000-a-night cabana on the beach at the lagoon, and guess what? They've upgraded you to a free night in the Cinderella Suite!
(And, Gatlinburg's a pretty awesome place for a stay-cation, too...)