I am the secondary owner--Problem

[bsusanmb]

I told my guide that the ownership is in my name with my DH as associate member (I think that is the term). Everything is in my name, and comes to me. I bought a car and I went for the financing etc. The salesman came back and said, "Now, if you take this car home, your husband isn't going to be mad and make you bring it back, is he?" I was really indignant - I was 54 at the time, and as a RN have always had a good income etc.
My bank account even has me listed first - I handle the money, pay the bills and make the most money.

 

[cobbler]

I am the Disney fan and DVC was 100% my doing (it took some real convincing to talk my DH into it - I did all the research and leg-work to buy our resale contract). The deed was in both our names and I have my own membership card, but all the mail is addressed to him. We both laugh about this because it is so ironic!

This is exactly us too. We are both on the deed. I guess it is society type thing where the man gets listed first.

It doesn't really bug me but it is funny. Besides I like getting mail.

 

[rogerram]

I've never even noticed who is listed first. It isn't a big deal to me or my wife. I pay for the dues and do all the contacts, but if her name was listed first, I could care less. We are in this together and I don't ever get worked up about these things. Seems kinda silly if you are on equal grounds with your partner.

 

[MdmMim]

We have the same situation:

I have made all telephone calls to DVC/Guide etc.
I paid the deposit with a credit card in my name
I booked three vacations which Dh is not attending.

We joined in 2000, and originally all the paperwork was addressed to me. However, in the last year or so, everything goes to DH. BTW, the dues statement includes my name.

We recently cruised on DCL (not on points). I made the ressie using our Castaway Cay #, paid with my CC, etc. Upon our return home, DH received a letter, "Dear Mr. XXXX, thank you for cruising, blah, blah, blah," and enclosed was a brand new Castaway Club card and number--for him. It was as if I did not exist.

It is annoying... But DH knows--if the return address has anything to do with Disney, it's my mail!!

 

[RCM]

I went back and looked at our deed. We are both owners not associate owner. Both our names are under each of our signatures. Our Title is also full ownership .

 

[spiceycat]

Can I please ask , what type of classifications are there to ownership ? What is an associate on a contract ? Thank You

an associate can make reservations, bank and borrow (I am pretty sure) - they don't get a member card - so unless you are with them they don't get some of the discounts.

they don't get the member discount on dvc resorts.

they don't (I think) get the annual pass discount unless they are living with the member.

if you are paying for it - I would definitely put husband on as an associate member.

then if ever the worst happening - divorce - you won't be forced to sell you DVC....

 

[BillPA]

Here is a link to the Orange County Comptollers, it lists the official record of deeds, see how you are offically listed with the county.

http://www.occompt.com/2004/disclaimer.html

 

[LisaS]

I've never even noticed who is listed first. It isn't a big deal to me or my wife. I pay for the dues and do all the contacts, but if her name was listed first, I could care less. We are in this together and I don't ever get worked up about these things. Seems kinda silly if you are on equal grounds with your partner.

The only reason it mattered to me is that prior to purchasing I had read a post where a woman had a problem getting info about a reservation for an upcoming trip. If I remember correctly, she handled everything related to their DVC membership and had made this reservation. Her husband was listed as the primary owner or whatever and DVC would not let her make a change to the reservation. She had to have her husband call MS and take care of it.

As I say, I don't remember the details at this point but we figured that since I would be handling everything DVC-related, it would be best to list me first on all paperwork just in case!

 

[JerJan]

Rinkwide wrote: Wait, I'm getting some sort of psychic impulse here. You wouldn't happen to have a hyphenated name, an au pair and a prenup, would you?

I have a hyphenated name...but so what? I don't think that was necessary. That has nothing to do with the posters original posting for this thread.

 

[WithFaith50]

All of our paperwork was set up as "wife and husband". The reservations come in my name, the dues statement has both of our names with mine listed first. I did not ask for it to be done this way. I think our guide set it up like that because I drove the "purchase discussion" and handled all of the paperwork.

EDITED TO ADD: I was WRONG! The dues statement is in both of our names, but HIS is listed FIRST !

 

[Jen D]

My husband and I are both equal owners but when my guide drew up the contract she asked who should be the primary contact because that name would go on just about all correspondence. She said it is hard to change once you decide. My husband and I do have different last names. I said it makes more sense for it to be me (My guide has never spoken to dh, he doesn't mess with any of this stuff.) She said she assumed that would be the case but some husbands get bent out of shape when the wife's name appears on all the correspondence and want it changed. So my name is on there, which is fine with DH, but I do kind of wish both names could appear since we are equal owners.

 

[crisi]

I've never even noticed who is listed first. It isn't a big deal to me or my wife. I pay for the dues and do all the contacts, but if her name was listed first, I could care less. We are in this together and I don't ever get worked up about these things. Seems kinda silly if you are on equal grounds with your partner.

Why is it that its only in these threads that people's preferences and opinions are dismissed as "silly." I don't care if we get stuck in a HA room, but I don't dismiss people who do care as being "silly." SAB is not my favorite pool at Disney, but people who do think so are not being "silly." I figure the walk to my room from the elevator is a small number of steps compared to the overall steps I take a Disney, but people who want to be close to the elevator aren't "silly."

As to the equal grounds comment - nice of you to make leaps into someone else's marriage based on a preference for how they want to be called. My husband and I are on equal grounds - and partly because we both agree its important that we both are the public face of our marriage on legal documents, assets, utlities, etc. - it isn't always him first, and it isn't always me first - and sometimes its just him or just me.

 

[JerJan]

BRAVO...crisi!!!!!!!!!!!!!

 

[Cruelladeville]

When we purchased our first contract, I made it clear that if I was making the payments, I wanted my name first. When the paperwork arrived, DH was listed first. He called and told them to either change the contract, or cancel it. DVC reissued the paperwork in my name--I am married to a wonderful man!! It wasn't a big thing for DH, but it was important to me. Our reservations are always in my name, but the dues statements are in his name, which is exactly how we divide the responsibilities for DVC.

 

[YoMickey]

Intersting topic. Can I put the deed in a family trust. Any estate planning attorney's out there that are also DVC members?? Would this make it easier to transfer into the kid's names after I ...well you know.. head to the real magic kingdom.

-yo

 

[Dean]

As we were filling out the paperwork, he was listed first, but on one document it stated that I was the primary contact. I think the paperwork is somewhat misleading because the two owners are listed side by side. I guess I don't understand why only one person can be the primary owner. I assumed we both could be. I know that this isn't a "huge" deal in the grand scheme of life, but it is the first time that I have ever felt discriminated against.

There can only be one primary owner the way I understand the system is set up. It is usually the one listed first on the deed from what I've seen and heard.

As for who makes the calls, made the contact, offered the credit cards, etc; those issues have no meaning on this subject. The question is how is the deed set up and how does DVC handle it from there.

 

[Rozzie]

well same here. Both our name on deed, I make all calls, payments, planning, etc. We were both on credit application. Yet, mail still comes to DH. It really doesn't bother me. I open up all his mail anyway and pay all the bills. His bills are my bills and vice versa.

 

[TAKitty]

There can only be one primary owner the way I understand the system is set up. It is usually the one listed first on the deed from what I've seen and heard.

As for who makes the calls, made the contact, offered the credit cards, etc; those issues have no meaning on this subject. The question is how is the deed set up and how does DVC handle it from there.

I understand this now. As new paperwork is arriving tomorrow, I am sure it will be straightened out. What was most upsetting to me is that my Dh doesn't even really like Disney. DVC is mearly for my enjoyment. I really didn't care if he was listed on the paperwork at all, but since he is my husband I thought I would tell my guide about him . It felt like a slap in the face to have all the official documents go to him.

 

[rogerram]

As to the equal grounds comment - nice of you to make leaps into someone else's marriage based on a preference for how they want to be called. My husband and I are on equal grounds - and partly because we both agree its important that we both are the public face of our marriage on legal documents, assets, utlities, etc. - it isn't always him first, and it isn't always me first - and sometimes its just him or just me.

The equal grounds comment is in my marriage. I don't put myself ahead of my wife and she doesn't of me. If it is that big of a deal to the op, then so be it. Let her call and do whatever she wants. I don't care. I would not get worked up over this if it happened to me and don't lecture me about comments on someone elses marriage. My comments are about my situation.

 

[ClarabelleCow]

well same here. Both our name on deed, I make all calls, payments, planning, etc. We were both on credit application. Yet, mail still comes to DH. It really doesn't bother me. I open up all his mail anyway and pay all the bills. His bills are my bills and vice versa.

thank you for saying this, I thought I was the odd one, everything is OURS!!! Since the day we got married, we had one checking account, one savings account, nothing is his or hers, its OURS! I work for our business, he makes much more on the books, but he hasn't seen a paycheck or paid a bill in 16 years! All decisions are mutual! I think DVC is in my DH name with me as "secondary", but he has never made a reservation or would have any clue how many points we have or what the dues are. I could care less who's name things come in. And honestly I don't think he has even looked at the mail in at least 10+ years!!!